Australia Tax Insights
Federal tax 0–45% · Tax-free threshold $18,200 · Tax year 1 Jul 2026 – 30 Jun 2027 · Filing deadline 31 October. Live take-home ladders plus cost-of-living context for all 8 states and territories.
By Sammy S. · Founder · AuthorUpdated for 2026
Federal tax range
0–45%
Tax-free threshold
$18,200
Medicare levy
2%
LITO
up to $700
Super SG
12%
Filing deadline
31 October
Australia tax facts — 2026
Stage 3 resident rates (15%/30%) with $135k/$190k boundaries. Employer SG 12% is paid on top and is not deducted from employee take-home unless salary-sacrificed.
Take-home salary ladder
Single filer, no HELP, private hospital cover (MLS = $0). Income tax + Medicare for 2026. States do not levy personal income tax — residency is what changes the ladder.
Resident
Australian resident (tax-free threshold + Medicare)
| Gross | Income tax | Medicare | Take-home | Eff. % |
|---|---|---|---|---|
| $50,000 | $5,270 | $1,000 | $43,730 | 12.5% |
| $75,000 | $13,020 | $1,500 | $60,480 | 19.4% |
| $100,000 | $20,520 | $2,000 | $77,480 | 22.5% |
| $150,000 | $36,570 | $3,000 | $110,430 | 26.4% |
| $200,000 | $55,870 | $4,000 | $140,130 | 29.9% |
| $250,000 | $78,370 | $5,000 | $166,630 | 33.3% |
Foreign resident
Foreign resident (no tax-free threshold)
| Gross | Income tax | Medicare | Take-home | Eff. % |
|---|---|---|---|---|
| $50,000 | $15,000 | $0 | $35,000 | 30% |
| $75,000 | $22,500 | $0 | $52,500 | 30% |
| $100,000 | $30,000 | $0 | $70,000 | 30% |
| $150,000 | $46,050 | $0 | $103,950 | 30.7% |
| $200,000 | $65,350 | $0 | $134,650 | 32.7% |
| $250,000 | $87,850 | $0 | $162,150 | 35.1% |
State & territory directory
Capital and cost-of-living index for each state and territory — take-home is identical nationwide for the same residency, so the ladder above applies everywhere.
Showing 8 of 8 locations
Australian Capital Territory
No state income tax (federal PAYG)
New South Wales
No state income tax (federal PAYG)
Northern Territory
No state income tax (federal PAYG)
Queensland
No state income tax (federal PAYG)
South Australia
No state income tax (federal PAYG)
Tasmania
No state income tax (federal PAYG)
Victoria
No state income tax (federal PAYG)
Western Australia
No state income tax (federal PAYG)
Related tools & guides
Australia paycheck calculator
Residency, Medicare, HELP, LITO — live PAYG engine
Australia tax calculator guide
How PAYG, Medicare, and Stage 3 rates work
Sydney comfortable salary
After-tax benchmarks for Australia’s priciest city
Relocation salary calculator
Compare take-home when moving cities
United States Tax Insights
Federal + 50 state profiles
Canada Tax Insights
Federal + provincial profiles
United Kingdom Tax Insights
HMRC + Scotland profile
Germany Tax Insights
Federal Lohnsteuer + Kirchensteuer by Land
Singapore Tax Insights
IRAS brackets + CPF ladders
Salary & take-home guides
Related salary articles from our blog — take-home figures use the same tax engine as this page. Australian city guides use AUD take-home from our federal PAYG paycheck engine.
- Australia tax calculator guide
- Sydney comfortable salary
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More guides: Salary guides hub · All blog posts