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India Tax Calculator 2026-27
India Tax Calculator 2026-27
Calculate your India income tax under old and new tax regimes and take-home pay. Updated with 2026-27 tax brackets and rates.
Salary CalculatorHourly CalculatorPaycheck CalculatorTake-Home Pay100% Free
Step 1: Region & Income
Select your region and enter income information
75,000

Income that is not subject to federal income tax (e.g., municipal bond interest, certain benefits)

Dependents
Enter number of children for tax credits and deductions

Enter number of dependent children for tax calculations

India Salary Tax Calculator - Calculate Your Take-Home Pay

Our free India salary tax calculator helps you determine exactly how much you'll take home from your annual salary. This calculator accounts for all income tax (old or new regime) to give you an accurate estimate of your net pay under both old and new tax regimes.

India Hourly Wage Calculator - Convert Hourly Rate to Salary

Use our India hourly calculator to convert your hourly wage to an annual salary and calculate your take-home pay. Perfect for hourly workers, freelancers, and contractors who need to understand their annual tax obligations.

Enter your hourly rate and hours per week, and our India hourly calculator will show your gross annual income, all tax deductions, and your net hourly rate after taxes. This helps you compare hourly positions with salaried roles and understand your true earning potential.

India Paycheck Calculator - Calculate Your Monthly Pay

Our India paycheck calculator shows you exactly what will be deducted from each paycheck. Whether you're paid monthly (most common in India), this calculator breaks down all deductions including income tax under old and new tax regimes.

Understanding your paycheck deductions is crucial for budgeting and financial planning. Our India paycheck calculator helps you see exactly how much INR you'll receive in each pay period after all taxes and deductions are taken out.

India has two tax regimes - old regime with deductions (Section 80C, 80D, HRA, etc.) and new regime with lower rates but no deductions. You must choose one regime for the entire financial year.

Understanding India Tax System

India uses a Income Tax System (Old and New Regimes) with two regimes: old regime (with deductions) and new regime (with lower rates but no deductions). The tax system is administered by CBDT (Central Board of Direct Taxes) and includes income tax under old and new tax regimes.

2025 Tax Brackets:

  • New Regime: 0% - Up to ₹3,00,000
  • New Regime: 5% - ₹3,00,001 to ₹7,00,000
  • New Regime: 10% - ₹7,00,001 to ₹10,00,000
  • New Regime: 15% - ₹10,00,001 to ₹12,00,000
  • New Regime: 20% - ₹12,00,001 to ₹15,00,000
  • New Regime: 30% - Over ₹15,00,000
  • Old Regime: 0% - Up to ₹2,50,000
  • Old Regime: 5% - ₹2,50,001 to ₹5,00,000
  • Old Regime: 20% - ₹5,00,001 to ₹10,00,000
  • Old Regime: 30% - Over ₹10,00,000

Our India tax calculator automatically applies the correct tax rates and brackets based on your income level, filing status, and chosen tax regime (old or new), ensuring accurate calculations for your specific situation.

New Tax Regime 2026-27
Default tax regime with no deductions
  • • 0% - Up to ₹3,00,000
  • • 5% - ₹3,00,001 to ₹7,00,000
  • • 10% - ₹7,00,001 to ₹10,00,000
  • • 15% - ₹10,00,001 to ₹12,00,000
  • • 20% - ₹12,00,001 to ₹15,00,000
  • • 30% - Over ₹15,00,000

No deductions allowed except standard deduction.

Old Tax Regime 2026-27
Optional regime with deductions
  • • 0% - Up to ₹2,50,000
  • • 5% - ₹2,50,001 to ₹5,00,000
  • • 20% - ₹5,00,001 to ₹10,00,000
  • • 30% - Over ₹10,00,000

Allows deductions under Section 80C, 80D, HRA, etc.

Common Deductions
Available in old regime
  • 80C: Up to ₹1,50,000 (PPF, ELSS, etc.)
  • 80D: Up to ₹25,000 (Health insurance)
  • HRA: House Rent Allowance exemption
  • Standard Deduction: ₹50,000
Frequently Asked Questions - India Tax Calculator
Common questions about calculating taxes, salary, and take-home pay in India

Calculation Sources & References
Indian tax calculations are based on Income Tax Department, Government of India publications

Calculation Methodology

Our calculator uses a progressive tax bracket system, applying the marginal tax rates to the portion of income falling within each bracket. Deductions and credits are applied according to the rules of each respective tax authority.

Tax Year Information

All calculations are based on 2026 tax brackets, rates, and rules as published by official tax authorities. Tax brackets are adjusted annually for inflation. We update our calculators regularly to reflect the latest tax law changes.

Last Updated: January 26, 2026