Tax Calculator

Paycheck Tax Calculator

πŸ‡¦πŸ‡Ί Australia8-Step FormulaServices AustraliaFree Β· 2026

Australia Child Support Estimator 2026

Estimate child support using the Services Australia 8-step formula β€” both parents' income, care percentage, the Costs of Children Table, and the self-support amount ($31,046).

1Enter both parents' adjusted taxable income
2Set care percentage for each parent
3Select number & ages of children

By Sammy S. Β· Founder Β· AuthorUpdated for 2026

Estimates only β€” not legal advice. Services Australia makes final determinations. Consult a family law lawyer.

Child Support Calculator

Enter details to estimate payments

1Location

8-step formula based on both parents' income, care %, and the Costs of Children Table.

2Number of Children
child
3Gross Monthly Income
A
A$
B
A$
4Parenting Time
A70%Β·B30%
%

Parent A's custody %. Parent B calculated automatically.

5Who Pays Support?

Australia Β· 8-Step Formula

Estimated Child Support

$46
per month
$551
per year
Parent A paysΒ·1 childΒ·0.9% of payer incomeΒ·Combined $8,000/mo

Weekly

$11

Biweekly

$21

Monthly

$46

Annual

$551

Income & custody split

Parent A β€” $5,000/mo85.4%
Parent B β€” $3,000/mo14.6%
Parent A custodyParent B custody
70%30%

Calculation breakdown

Base Support$46
Monthly Support$46
Typical range$41 – $51

Guideline: Child Support (Assessment) Act 1989

Updated: 2026 Β· Official source

Minimum annual rate of $551 applied.

Recalculate if income changes by about 15–20% or more.

Shared custody can lower the paying parent's obligation.

This is an estimate only β€” courts make the final order.

Child support is generally not tax deductible or taxable income.

Add-ons like childcare, insurance, or medical costs can raise the total.

High-income cases above guideline caps often use court discretion.

Verify amounts with the official calculator for your location.

Consider a family law professional before relying on any estimate.

Estimate only β€” not a court order.

Key values β€” 2026

  • Self-support amount$31,0461/3 of MTAWE β€” deducted from each parent's ATI
  • Annualised MTAWE$93,137
  • Income cap (2.5 Γ— MTAWE)$232,843
  • Equal care threshold48–52% care = 50% cost %
  • Minimum care for cost impact14% (β‰ˆ51 nights/year)

Care % β†’ Cost %

0–13%Below regular care
0%
14–34%Regular care
24%
35–47%Shared care (sliding)
25–49%
48–52%Equal care
50%
53–65%Shared (sliding)
51–75%
66–86%Primary care
76%
87–100%More than primary
100%

The 8-step formula β€” what makes Australia's approach different

Australia's child support system is more mathematically complex than most other countries' approaches, and for good reason β€” it attempts to account for both parents' incomes and the actual time each parent spends with the child. Other systems (like the UK's) only use the paying parent's income. Australia's formula says: both parents have financial responsibility, and both parents' care time is counted economically.

The self-support amount ($31,046) is deducted from both parents' adjusted taxable income first. This is policy design: it acknowledges that each parent needs a base amount to maintain themselves before contributing to child costs. Only the income above that threshold is "child support income." The self-support amount equals one-third of the annualised Male Total Average Weekly Earnings (MTAWE) and is indexed each financial year.

Steps 1–3: Income calculation
Each parent's ATI minus self-support amount gives their child support income. Both combined for income percentages.
Steps 4–5: Care calculation
Nights with each parent convert to care % then to cost % via the Care and Cost Table.
Step 6: Child support %
Income % minus cost % = who pays. Positive = payer, negative = receiver.
Steps 7–8: Dollar amount
Costs of Children Table (varies by income level and children's ages) Γ— the positive child support %.

The care percentage trap β€” why 14% is the key threshold

The most misunderstood aspect of Australia's formula is the care-to-cost conversion. A parent with less than 14% care has a 0% cost percentage β€” meaning from the formula's perspective, they bear no direct costs for the child. This typically translates to maximum child support liability for that parent. 14% care equals approximately 51 nights per year β€” just under one night per week.

The jump from 0% to 24% cost percentage at 14% care is a significant economic cliff. Moving from 50 nights/year to 52 nights can meaningfully reduce the payment. Courts and Services Australia look at the actual care arrangements, including daytime care β€” but for the formula, nights are the primary measure.

Example (2026 values): Parent A earns $90,000/yr ATI, Parent B earns $45,000/yr ATI. Parent B has 70% care. Self-support deducted: each parent's CSI = ATI βˆ’ $31,046. Combined CSI = $58,954 + $13,954 = $72,908. Income %: Parent A 80.9%, Parent B 19.1%. Care β†’ Cost: 70% care β†’ 76% cost for B; 30% care β†’ 24% cost for A. Child support % for A: 80.9% βˆ’ 24% = 56.9%, so Parent A pays.

Costs of Children Table β€” how age and income affect the amounts

The Costs of Children Table represents what research estimates families actually spend on children at different income levels. Crucially, the percentages decline as combined income increases β€” this is the "economies of scale" effect. A family earning twice as much doesn't spend twice as much on children. The table also distinguishes between younger children (0–12) and teenagers (13+), since teenage costs are higher.

Children0–½ MTAWE½–1 MTAWE1–1.5 MTAWE1.5–2 MTAWE2–2.5 MTAWE
Children aged 0–12 years
1 child17%15%12%10%7%
2 children24%23%20%18%10%
3+ children27%26%25%24%18%
Children aged 13+ years
1 child23%22%12%10%9%
2 children29%28%25%20%13%
3+ children32%31%30%29%20%

MTAWE = $93,137 annualised (2026). Percentages applied progressively to combined child support income. Source: DSS Child Support Guide 2.4.6.

Frequently asked questions

Services Australia uses an 8-step formula. Both parents' adjusted taxable income (minus the self-support amount) determines child support income. Income percentages and care percentages are calculated, then care is converted to a cost percentage. The parent whose income percentage exceeds their cost percentage pays child support equal to that difference multiplied by the Costs of Children Table amount.

The self-support amount ($31,046) is deducted from each parent's adjusted taxable income before calculating child support income. It represents the minimum a parent needs to maintain themselves. It equals one-third of the annualised MTAWE and is updated each financial year. Incomes at or below this amount result in zero child support income for that parent.

Care percentage is converted to a cost percentage using the Care and Cost Table. Less than 14% care = 0% cost (maximum liability). 14–34% = 24% cost. 35–47%: sliding scale. 48–52% = 50% cost (equal care). Above 52%: sliding scale up to 100%. The cost percentage reduces the payer's liability because they're already bearing costs directly.

Yes. The income cap is 2.5 Γ— MTAWE, which is approximately $232,843 (2026 values). Income above this cap is not included in the child support income calculation. For very high earners, parents can apply to the courts for a change of assessment under special circumstances.

A change of assessment allows either parent to apply for a different child support amount if the standard formula doesn't reflect the true situation. Grounds include: high or low living costs for the children, capacity to earn, special expenses, income changes, or the child's need for a particular standard of living. Contact Services Australia Child Support on 131 272.

The formula uses Adjusted Taxable Income (ATI), which includes taxable income, reportable fringe benefits, total net investment losses, reportable employer super contributions, and tax-free pensions/benefits. The ATO provides the previous year's income to Services Australia, which uses this to set the assessment and adjusts when a tax return is lodged.