Question 1

What are the Singapore income tax brackets for YA 2026?

Accepted Answer

Resident rates (YA 2024 onwards, still used for YA 2026) run from 0% on the first S$20,000 up to 24% above S$1,000,000. Chargeable income is after optional personal reliefs (capped at S$80,000). Use our Singapore paycheck calculator for CPF eligibility, age band, and relief toggles.

Question 2

Do Singapore planning areas have area income tax?

Accepted Answer

No. Personal income tax is levied by IRAS nationwide. Planning areas (Central, East, West, North, North-East, Central-East) do not tax wages — areas differ on cost of living and condo rents, not paycheck tax.

Question 3

How does CPF affect take-home for SC/PR?

Accepted Answer

For citizens and PRs aged 55 and below, employee CPF is typically 20% of Ordinary Wages up to the OW ceiling (S$96,000/year from 1 Jan 2026). Employer CPF is paid on top and is not deducted from take-home. Foreigners on work passes usually pay no CPF.

Question 4

How much take-home is typical at S$100,000 in 2026?

Accepted Answer

At S$100,000 gross (SC/PR, age ≤55, no personal reliefs), estimated take-home is about $75,150. An EP / foreigner at the same gross (no CPF) keeps about $94,350 — a gap of roughly $19,200/year driven by employee CPF. The ladder on this page covers more salaries and applies island-wide.

Question 5

What is the difference between SC/PR and EP ladders?

Accepted Answer

SC/PR ladders include mandatory employee CPF (and the same IRAS resident income tax). EP / foreigner ladders use the same IRAS income tax but set CPF employee to S$0. Toggle CPF eligibility in /calculator/singapore for your pass type.

Question 6

Is GST deducted from the paycheck ladder?

Accepted Answer

No. GST is 9% on most goods and services and is not withheld from salary. Tax Insights ladders model IRAS income tax and CPF employee contributions only.

Question 7

When is the Singapore tax filing deadline?

Accepted Answer

Most individuals e-File by 18 April for the Year of Assessment after the calendar income year. Confirm current dates and e-Filing windows on iras.gov.sg.

Question 8

How often is this Singapore Tax Insights hub updated?

Accepted Answer

Figures target YA 2026 using our shared IRAS + CPF Board engine — the same engine as /calculator/singapore. When IRAS rates or CPF ceilings change, both update together.

Gross	Income tax	CPF	Take-home	Eff. %
$50,000	$1,250	$10,000	$38,750	22.5%
$60,000	$1,950	$12,000	$46,050	23.3%
$80,000	$3,350	$16,000	$60,650	24.2%
$100,000	$5,650	$19,200	$75,150	24.9%
$120,000	$7,950	$19,200	$92,850	22.6%
$150,000	$12,450	$19,200	$118,350	21.1%
$200,000	$21,150	$19,200	$159,650	20.2%

Gross	Income tax	CPF	Take-home	Eff. %
$50,000	$1,250	$0	$48,750	2.5%
$60,000	$1,950	$0	$58,050	3.3%
$80,000	$3,350	$0	$76,650	4.2%
$100,000	$5,650	$0	$94,350	5.7%
$120,000	$7,950	$0	$112,050	6.6%
$150,000	$12,450	$0	$137,550	8.3%
$200,000	$21,150	$0	$178,850	10.6%

Singapore Tax Insights

Singapore tax facts — 2026

Take-home salary ladder

Area directory

Central Singapore

Central-East Singapore

East Singapore

North Singapore

North-East Singapore

West Singapore

Related tools & guides

Salary & take-home guides

Frequently asked questions

Related calculators