Use our US hourly calculator to convert your hourly wage to an annual salary and calculate your take-home pay. Perfect for hourly workers, freelancers, and contractors who need to understand their annual tax obligations and net income.

Enter your hourly rate and hours per week, and our US hourly calculator will show your gross annual income, federal tax, state tax, Social Security, Medicare, and your net hourly rate after taxes. This helps you compare hourly positions with salaried roles and understand your true earning potential.

For example, if you earn $25/hour working 40 hours per week, our calculator will show you your annual gross income ($52,000), all applicable taxes, and your net hourly rate after all deductions. You can also see how overtime affects your tax bracket and take-home pay.

Our US paycheck calculator shows you exactly what will be deducted from each paycheck. Whether you're paid weekly, bi-weekly, semi-monthly, or monthly, this calculator breaks down all deductions including federal tax, state tax, Social Security, Medicare, and 401k contributions.

Understanding your paycheck deductions is crucial for budgeting and financial planning. Our US paycheck calculator helps you see exactly how much you'll receive in each pay period after all taxes and deductions are taken out, helping you plan your monthly expenses more accurately.

The US tax system includes federal income tax (progressive rates from 10% to 37%), state income tax (varies by state, with 9 states having no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45% on all wages, plus 0.9% surtax for high earners).

The US uses a progressive federal income tax system where tax rates increase with income. The tax system is administered by the Internal Revenue Service (IRS) and includes federal income tax, state income tax (in most states), Social Security, and Medicare contributions.

Standard Deductions: The 2026 standard deduction reduces your taxable income: $14,600 for single filers, $29,200 for married filing jointly, $21,900 for head of household, and $14,600 for married filing separately. You can choose between the standard deduction and itemized deductions, whichever is higher.

Payroll Taxes: Social Security tax is 6.2% on wages up to $168,600 (wage base limit). Medicare tax is 1.45% on all wages with no limit. High earners pay an additional 0.9% Medicare surtax on wages over $200,000 (single) or $250,000 (married filing jointly).

Our US tax calculator automatically applies the correct tax rates and brackets based on your income level, filing status, and state, ensuring accurate calculations for your specific situation. We support all 50 states, including those with no state income tax.

Our 401k calculator helps you compare Traditional and Roth 401k contributions side-by-side. See how each option affects your current taxes, take-home pay, and retirement savings.

Traditional 401k: Contributions are made with pre-tax dollars, reducing your taxable income and current tax bill. You'll pay taxes on withdrawals in retirement. This is beneficial if you expect to be in a lower tax bracket during retirement.

Roth 401k: Contributions are made with after-tax dollars, so they don't reduce your current taxes. However, qualified withdrawals in retirement are completely tax-free. This is beneficial if you expect to be in a higher tax bracket during retirement.

Our calculator shows you the tax savings from Traditional 401k contributions, the impact on your take-home pay, and helps you make an informed decision about which retirement savings option is best for your situation. If you also want to model employer match formulas (100% up to X%, 50% up to X%, tiered, safe harbor, and more), use our dedicated 401(k) Match Value Calculator.