Thurgau Tax Insights
Thurgau (TG) is a Swiss canton (capital Frauenfeld) with cantonal + municipal (progressive) for tax year 2026. Thurgau levies cantonal income tax on top of federal DBSt; Frauenfeld also applies municipal tax (and personal tax where due). Tax Insights ladders use Frauenfeld (BFS 4566), single filer, no church tax, no wealth tax, no Pillar 3a — so cantons are comparable. At CHF 100,000 gross in Frauenfeld (single, no church tax), estimated take-home after federal, cantonal, municipal, and social contributions is about CHF 76'543 (23.5% effective rate). Lake Constance farmland and industry — generally softer housing costs than Zurich. VAT (MWST) is 8.1% standard rate nationwide and is not subtracted from the paycheck ladder. Language region: German.
By Sammy S. · Founder · AuthorUpdated for 2026
Income tax
Cantonal + municipal (progressive)
COL index
110
1BR rent (approx)
CHF 1'250
VAT
8.1%
Language region
German
Capital
Frauenfeld
Reference city
Frauenfeld
Thurgau take-home ladder — 2026
Single filer, no church tax, no wealth tax. Federal DBSt + Thurgau cantonal/municipal tax in Frauenfeld + employee social insurance.
| Gross | DBSt | Cantonal + municipal | AHV/ALV/BVG | Take-home | Eff. % |
|---|---|---|---|---|---|
| CHF 50'000 | CHF 207 | CHF 3'608 | CHF 5'169 | CHF 41'016 | 18% |
| CHF 60'000 | CHF 398 | CHF 5'184 | CHF 6'203 | CHF 48'215 | 19.6% |
| CHF 70'000 | CHF 639 | CHF 6'778 | CHF 7'237 | CHF 55'347 | 20.9% |
| CHF 80'000 | CHF 900 | CHF 8'336 | CHF 8'270 | CHF 62'493 | 21.9% |
| CHF 90'000 | CHF 1'164 | CHF 9'877 | CHF 9'304 | CHF 69'654 | 22.6% |
| CHF 100'000 | CHF 1'701 | CHF 11'418 | CHF 10'338 | CHF 76'543 | 23.5% |
| CHF 110'000 | CHF 2'275 | CHF 13'056 | CHF 11'372 | CHF 83'297 | 24.3% |
| CHF 120'000 | CHF 2'849 | CHF 14'707 | CHF 12'406 | CHF 90'038 | 25% |
| CHF 140'000 | CHF 4'240 | CHF 18'009 | CHF 14'473 | CHF 103'279 | 26.2% |
| CHF 150'000 | CHF 5'014 | CHF 19'678 | CHF 15'487 | CHF 109'820 | 26.8% |
| CHF 175'000 | CHF 7'230 | CHF 23'986 | CHF 17'797 | CHF 125'988 | 28% |
| CHF 200'000 | CHF 9'716 | CHF 28'450 | CHF 20'106 | CHF 141'728 | 29.1% |
| CHF 250'000 | CHF 15'464 | CHF 37'639 | CHF 24'725 | CHF 172'172 | 31.1% |
Customize municipality, church tax, and Pillar 3a in the Switzerland paycheck calculator.
How Thurgau ranks in Switzerland
Rankings among 26 cantons on take-home at CHF 100k, cost of living, and reference-city rents. Tax Insights ladders use one reference municipality per canton (church tax and wealth tax excluded).
Take-home at CHF 100k (higher better)
#12 / 26
CHF 76'543
Cost of living (lower better)
#7 / 26
COL index 110
Reference-city 1BR rent (lower better)
#11 / 26
~CHF 1'250/mo
CHF 100,000 paycheck composition
Single filer, no church tax — same engine as the salary ladder above.
DBSt
CHF 1'701
1.7% of gross
Cantonal + municipal
CHF 11'418
11.4% of gross
AHV/ALV/BVG
CHF 10'338
10.3% of gross
Take-home
CHF 76'543
76.5% of gross
Worked example: CHF 100,000 single
Thurgau — CHF 100'000 gross (single, no church tax) — live engine output (no church tax).
Federal (DBSt)
CHF 1'701
Cantonal + municipal
CHF 11'418
AHV/ALV/BVG
CHF 10'338
Take-home
CHF 76'543
| Gross | CHF 100'000 |
| Federal DBSt | CHF 1'701 |
| Cantonal + municipal | CHF 11'418 |
| Social (AHV/ALV/NBU/BVG) | CHF 10'338 |
| Take-home | CHF 76'543 |
Effective rate 23.5%. Same ESTV-aligned Switzerland engine as /calculator/switzerland.
Thurgau tax snapshot
Structure
Cantonal + municipal (progressive)
Capital
Frauenfeld
Reference municipality
Frauenfeld
Language region
German
VAT (nationwide)
8.1%
Federal & Swiss tax constants
Shared DBSt and social constants from our calculator methodology — cantonal/municipal multipliers still vary by commune.
| Constant | Value | Source |
|---|---|---|
| Federal DBSt top rate | ~11.5% | ESTV Form 58c |
| AHV/IV/EO (employee) | 5.3% | AHV |
| ALV (employee) | 1.1% (capped) | ALV |
| NBU (typical) | ~1% | Employer plan |
| BVG (engine estimate) | Simplified % | Calculator model |
| VAT (MWST) standard | 8.1% | ESTV |
| Church tax | Optional (excluded) | Tax Insights baseline |
| Wealth tax | Optional (excluded) | Tax Insights baseline |
How our paycheck engine calculates take-home
1.Subtract social insurance
Employee AHV/IV/EO, ALV (with ceiling), NBU, and BVG estimate from gross.
2.Apply deductions
Professional expenses (HauptErwerb), insurance/KK, children, Pillar 3a when entered.
3.Federal direct tax (DBSt)
Progressive nationwide tariff on rounded federal taxable income.
4.Cantonal + municipal tax
Cantonal basic tax × cantonal Steuerfuss, plus municipal Steuerfuss (and personal tax where due).
5.Take-home
Gross − federal − cantonal − municipal − social (no church/wealth tax in Tax Insights ladders).
Federal DBSt progressive zones
Progressive federal tariff used by the calculator for the current modeled calendar year.
| Rate | Taxable income range |
|---|---|
| 0% | Low incomes (allowance band) |
| Rising | Progressive DBSt slices |
| ~11.5% | High-income flat-cap band |
VAT & living-cost context
VAT (MWST) is 8.1% nationwide and is charged on most goods and services — it is not withheld from your salary. COL and rent help compare purchasing power after take-home in Frauenfeld.
VAT
8.1%
COL index
110
~1BR rent (Frauenfeld)
CHF 1'250/mo
Cities in Thurgau (relocation data)
Cost-of-living index from our relocation calculator dataset (100 ≈ national average for that country).
Related calculators & tools
Official & primary data sources
Same authority references used on our calculator SEO pages for this location.
Salary & take-home guides
Related salary articles from our blog — take-home figures use the same tax engine as this page. Swiss city guides use CHF take-home from our ESTV-aligned Switzerland paycheck engine.
More guides: Salary guides hub · All blog posts