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🇺🇸Academic year 2025-26 · College Board data

2025-26 College Cost by State

Compare 2025-26 public 4-year in-state and out-of-state tuition across all 50 states and Washington, DC. See rankings, community college costs, 4-year sticker estimates, 529 plan benefits, and state financial aid programs.

By Sammy S. · Founder · AuthorUpdated for 2025-26

$6,360

Lowest in-state (FL)

$11,950

US average in-state

$18,090

Highest in-state (VT)

51

States + DC covered

2025-26 college cost quick facts

Lowest in-state tuition

$6,360

Florida

US average in-state

$11,950

50 states + DC

Highest in-state tuition

$18,090

Vermont

Head-to-head

Compare college costs between two states

Side-by-side in-state and out-of-state tuition, 4-year sticker costs, community college, and 529 plan benefits.

Compare any two states

Public college tuition, out-of-state premiums, and 529 benefits.

All states + DC

2025-26 public college tuition by state

Public 4-year in-state and out-of-state tuition & fees (annual). Room & board is not included. US avg room/board: $13,900/yr.

Florida

Rank #1

$6,360

in-state

Wyoming

Rank #2

$7,430

in-state

North Carolina

Rank #3

$7,540

in-state

Utah

Rank #4

$8,170

in-state

Georgia

Rank #5

$8,540

in-state

District of Columbia

Rank #6

$8,636

in-state

New York

Rank #7

$8,740

in-state

Montana

Rank #8

$8,780

in-state

Idaho

Rank #9

$9,170

in-state

New Mexico

Rank #10

$9,270

in-state

South Dakota

Rank #11

$9,390

in-state

Alaska

Rank #12

$9,680

in-state

Nevada

Rank #13

$9,880

in-state

Nebraska

Rank #14

$9,980

in-state

West Virginia

Rank #15

$10,000

in-state

Mississippi

Rank #16

$10,110

in-state

Oklahoma

Rank #17

$10,250

in-state

Arkansas

Rank #18

$10,500

in-state

Kansas

Rank #19

$10,580

in-state

Wisconsin

Rank #20

$10,600

in-state

Indiana

Rank #21

$10,650

in-state

Louisiana

Rank #22

$10,730

in-state

North Dakota

Rank #23

$11,080

in-state

Iowa

Rank #24

$11,180

in-state

Texas

Rank #25

$11,260

in-state

Hawaii

Rank #26

$11,460

in-state

Maryland

Rank #27

$11,480

in-state

Tennessee

Rank #28

$11,740

in-state

California

Rank #29

$11,950

in-state

Washington

Rank #30

$12,260

in-state

Kentucky

Rank #31

$12,460

in-state

Alabama

Rank #32

$12,540

in-state

Maine

Rank #33

$12,790

in-state

Missouri

Rank #34

$13,090

in-state

Arizona

Rank #35

$13,150

in-state

South Carolina

Rank #36

$13,270

in-state

Colorado

Rank #37

$13,710

in-state

Ohio

Rank #38

$13,840

in-state

Minnesota

Rank #39

$14,730

in-state

Oregon

Rank #40

$14,840

in-state

Illinois

Rank #41

$15,680

in-state

Massachusetts

Rank #42

$15,900

in-state

Virginia

Rank #43

$16,090

in-state

Rhode Island

Rank #44

$16,120

in-state

Delaware

Rank #45

$16,470

in-state

Michigan

Rank #46

$16,700

in-state

Pennsylvania

Rank #47

$16,950

in-state

Connecticut

Rank #48

$17,360

in-state

New Jersey

Rank #49

$17,960

in-state

New Hampshire

Rank #50

$18,000

in-state

Vermont

Rank #51

$18,090

in-state

College cost by state profile

Key takeaways — college cost by state 2025-26

  • Florida has the lowest average public 4-year in-state tuition at $6,360/yr; Vermont is highest at $18,090/yr.
  • US average in-state tuition: $11,950; out-of-state: $31,880; community college: $4,150.
  • The in-state spread is $11,730—about $46,920 over 4 years (tuition only, before aid).
  • Out-of-state premiums range from $3,660 (South Dakota) to $30,150 (California). DC reports in-state only.
  • Add room & board (US avg $13,900/yr) for estimated COA. Net price after aid is typically much lower than sticker.
  • Many states offer 529 plan tax deductions or credits. Check /529-calculator for state-by-state details.

Lowest in-state college tuition (2025-26)

Top five states by lowest public 4-year in-state tuition & fees (annual). Room & board not included.

College cost by state in 2025-26: what the rankings mean

Every state has a different sticker price for public 4-year institutions. College Board Trends in College Pricing (academic year 2025-26) tracks tuition & fees by state, separating in-state residents from out-of-state students and including public 2-year (community college) averages.

These rankings use in-state tuition only. Florida leads with the lowest cost at $6,360/yr, while Vermont is highest at $18,090/yr. Out-of-state students typically pay a premium—sometimes double or triple in-state rates.

Use this hub to compare relocation decisions, 529 savings targets, and merit scholarship thresholds. Open a state profile for room & board estimates, community college costs, 529 tax benefits, and state financial aid programs.

In-state vs out-of-state vs community college

In-state tuition applies to students who meet residency requirements—typically 12 months of physical presence and intent to remain. Out-of-state tuition funds the portion of costs not subsidized by state taxpayers. The premium can range from a few thousand to $30,000+ per year.

Community college (public 2-year in-district) costs are much lower—US average $4,150. Many students complete general education at community college and transfer to a 4-year institution, cutting total costs significantly.

Room & board is not included in tuition figures here. College Board estimates US average room & board at $13,900/yr. Add this to tuition for estimated COA (cost of attendance).

Turning annual tuition into 4-year sticker cost

Four-year sticker = annual tuition × 4. Florida totals about $25,440 over 4 years (in-state tuition only). Vermont totals about $72,360 in-state.

Add room & board: Florida estimated COA ≈ $20,260/yr × 4 ≈ $81,040. Vermont ≈ $31,990/yr × 4 ≈ $127,960.

Sticker prices do not reflect financial aid. Net price after grants, scholarships, and state aid is typically much lower. Use college net price calculators for personalized estimates.

How 529 plans help with college costs

529 college savings plans offer tax-free growth and tax-free withdrawals for qualified education expenses (tuition, fees, room, board, books). Many states also provide income tax deductions or credits for contributions.

State 529 benefits vary widely: some states offer unlimited deductions (Colorado, Delaware, Mississippi, New Mexico, South Carolina, West Virginia), while others cap deductions at $1,000–$10,000/yr. A few states offer flat tax credits instead of deductions.

Use our /529-calculator to estimate tax savings, project account growth, and compare superfunding (5-year gift-tax averaging) vs annual contributions. Link your 529 savings goal to your target state's tuition cost.

State financial aid programs

Most states offer need-based grants, merit scholarships, or "promise" programs that reduce net cost below sticker price. Examples: California Cal Grant, Florida Bright Futures, Georgia HOPE/Zell Miller, New York Excelsior/TAP, Tennessee Promise/HOPE.

State aid is typically limited to residents attending in-state public institutions. Some programs cover tuition entirely for students meeting GPA or income thresholds. Others provide partial grants that stack with federal Pell Grants.

State pages include brief notes on major named programs. For detailed eligibility, award amounts, and application cycles, check your state's higher education agency or financial aid office.

Who this college cost hub helps

  • Families comparing states for relocation or remote work with college-age children.
  • High school students evaluating in-state vs out-of-state options and net cost gaps.
  • 529 plan savers setting contribution targets based on state tuition trends.
  • Guidance counselors citing authoritative College Board pricing data.

When to use other tools

  • You need net price after aid (use college net price calculators, not sticker price).
  • You're comparing private college costs (this hub covers public 4-year and 2-year only).
  • You need current-year tuition at a specific campus (flagship and regional costs vary).
  • You're filing residency appeals or legal domicile disputes (consult institution policies).

College cost comparison checklist

  • Note the in-state tuition, out-of-state premium, and national rank (#1 = lowest).
  • Add room & board (US avg $13,900/yr) to estimate full COA.
  • Check state financial aid programs (Cal Grant, Bright Futures, HOPE, TAP, Promise, etc.).
  • Verify 529 plan tax benefits in your state using /529-calculator.
  • Compare community college costs for 2-year start + transfer pathways.
  • Use college net price calculators for personalized aid estimates before committing.

Methodology

  • Tuition & fees for public 4-year in-state and out-of-state from College Board Trends in College Pricing 2025 (academic year 2025-26, Fig CP-6).
  • Public 2-year in-district from Table CP-5. Alaska and DC report N/A for community college.
  • Out-of-state premium = OOS tuition − in-state tuition. DC reports only in-state (one public 4-year with special enrollment).
  • Estimated COA = tuition + US avg room & board ($13,900). Actual room/board varies by institution.
  • Sticker prices do not reflect institutional grants, Pell Grants, state aid, or scholarships. Net price is typically lower.
  • State financial aid notes are educational summaries of major named programs—not exhaustive. Verify current eligibility and award amounts with state agencies.

Lowest vs highest

Florida totals $6,360/yr in-state—the lowest in the table—while Vermont leads at $18,090/yr. Out-of-state premiums range from $3,660 (South Dakota) to $30,150 (California).

College cost by state FAQs

Florida has the lowest average in-state tuition at $6,360 per year for public 4-year institutions.

Vermont has the highest in-state tuition at $18,090 per year.

US average for public 4-year in-state is $11,950 per year (tuition & fees). Add room & board (US avg $13,900) for total COA estimate.

No. In-state and out-of-state figures are tuition & fees only. Estimated COA adds room & board (US avg $13,900/yr). State pages show both sticker tuition and estimated COA.

Yes. State profiles include public 2-year in-district tuition where available (US avg $4,150). Alaska and DC report N/A in College Board data.

529 college savings plans offer tax-free growth and withdrawals for qualified education expenses. Many states provide income tax deductions or credits for contributions. Use our /529-calculator to estimate savings and tax benefits by state.

No. These are sticker prices (tuition & fees). Net price after institutional grants, Pell Grants, state aid, and scholarships is typically much lower. Check college net price calculators for personalized estimates.

Prices reflect academic year 2025-26 from College Board Trends in College Pricing 2025. Page last updated 2026-08-02. Tuition changes annually; verify current rates with institutions.

Most states require 12 months of physical presence, a driver's license or state ID, vehicle registration, voter registration, and intent to remain. Rules vary by state and institution. Contact the admissions or registrar office for your target school.

Yes. 529 withdrawals for qualified expenses at any accredited institution (including community colleges, trade schools, and graduate programs) are federal-tax-free. Many states also allow 529 contributions for K-12 tuition (up to $10,000/yr).

Yes. College Board tuition figures include mandatory fees. They do not include room, board, books, transportation, or personal expenses unless explicitly labeled as COA (cost of attendance).