Tax Calculator

Paycheck Tax Calculator

All states
Mississippi flag2025-26Rank #16

Mississippi College Cost 2025-26

$10,110 in-state, $24,890 out-of-state. Community college: $4,120.

By Sammy S. · Founder · AuthorUpdated for 2025-26

$10,110
In-state
$40,440
4-year sticker
$24,890
Out-of-state
#16
National rank

Mississippi college cost breakdown

In-state tuition

$10,110

Out-of-state

$24,890

2-year in-district

$4,120

Estimated COA

$24,010

Mississippi's $10,110/yr in-state tuition ranks #16 nationally (lowest = #1) and is below the $11,950 US average. Estimated COA adds room & board ($13,900/yr US avg).

Four-year sticker cost in Mississippi

Tuition & fees only. Add room & board for full COA. Net price after aid is typically lower.

In-state tuition (1 year)

Rank #16 nationally

$10,110

4-year sticker (tuition only)

No room/board

$40,440

Estimated COA (1 year)

Tuition + US avg room/board ($13,900)

$24,010

Out-of-state tuition (1 year)

Premium +$14,780

$24,890

Community college (1 year)

Public 2-year in-district

$4,120

Mississippi vs neighboring states

Geographic neighbors. Click for side-by-side comparison.

Compare Mississippi with another state

Side-by-side in-state, out-of-state, community college, and 529 benefits.

Compare any two states

Public college tuition, out-of-state premiums, and 529 benefits.

Key takeaways — Mississippi college costs

  • Mississippi public 4-year in-state tuition averages $10,110/yr—rank #16 (lowest = #1). Out-of-state: $24,890/yr (rank #8), premium +$14,780.
  • Four-year sticker (tuition only): $40,440 in-state. Add room & board: estimated COA $24,010/yr × 4 ≈ $96,040.
  • Public 2-year in-district: $4,120/yr (US avg $4,150).
  • Mississippi is $1,840 below the US average in-state tuition ($11,950).
  • Mississippi offers a 529 income tax deduction (unlimited).
  • Net price after aid is typically lower than sticker. Use college net price calculators for personalized estimates.

Mississippi college costs: in-state, out-of-state, and community college

Mississippi public 4-year institutions charge an average of $10,110 per year for in-state residents (tuition & fees). That ranks #16 among 50 states and DC (lowest = #1). Out-of-state: $24,890/yr (rank #8), premium +$14,780.

Community college in Mississippi: Public 2-year in-district: $4,120/yr (US avg $4,150). Many students start at community college and transfer after 2 years, cutting total 4-year costs significantly.

Room & board is not included in tuition. College Board estimates US average room & board at $13,900/yr. Add to tuition for estimated COA: Mississippi ≈ $24,010/yr in-state.

Four-year sticker cost in Mississippi

Four years of in-state tuition totals about $40,440 (tuition & fees only, no room/board). With room & board, estimated COA over 4 years: $96,040.

Out-of-state students pay about $99,560 over 4 years (tuition only), plus room & board. That's $59,120 more than in-state over 4 years.

These are sticker prices. Net price after federal Pell Grants, institutional aid, state grants, and scholarships is typically much lower. Use college net price calculators for personalized estimates based on your income and academic profile.

Mississippi 529 plan tax benefits

Mississippi offers a 529 income tax deduction (unlimited). Use our /529-calculator to estimate tax savings, project account growth at different return rates, and compare superfunding (5-year lump sum) vs annual contributions.

529 plans offer federal tax-free growth and tax-free withdrawals for qualified education expenses: tuition, fees, room, board, books, computers, and K-12 tuition (up to $10,000/yr). Some states also allow 529-to-Roth IRA rollovers (SECURE 2.0 Act).

Link your 529 savings goal to Mississippi tuition costs. If you're saving for a child born today, project tuition inflation (≈5%/yr) to estimate future costs 18 years out.

Mississippi financial aid and scholarship programs

Mississippi may offer state grants, merit scholarships, or promise programs that reduce net cost below sticker price. Check the Mississippi higher education agency or state financial aid office for program details, eligibility criteria, and application deadlines. State aid is typically limited to Mississippi residents attending in-state public institutions.

Who this Mississippi guide helps

  • Families comparing Mississippi tuition with neighboring states for college choice.
  • High school students in Mississippi evaluating in-state vs out-of-state affordability.
  • 529 savers setting contribution targets based on Mississippi public college costs.
  • Relocation researchers weighing college affordability across state lines.

When to use other tools

  • You need net price after aid (use college net price calculators, not sticker price).
  • You're comparing private college costs in Mississippi (this page covers public only).
  • You need current tuition at a specific campus (flagship and regional costs vary).
  • You're filing residency appeals (consult institution-specific domicile policies).

Mississippi college cost checklist

  • Note Mississippi in-state tuition: $10,110/yr (rank #16).
  • Out-of-state: $24,890/yr (premium +$14,780).
  • Community college: $4,120/yr (2-year in-district).
  • Add room & board ($13,900/yr US avg) for estimated COA.
  • Check Mississippi 529 plan tax benefits using /529-calculator.
  • Explore state financial aid programs (grants, merit scholarships, promise programs).
  • Use college net price calculators for personalized aid estimates.

Mississippi college cost FAQs

Mississippi averages $10,110 per year for public 4-year in-state tuition & fees—rank #16 nationally (lowest = #1).

Out-of-state tuition averages $24,890/yr in Mississippi (rank #8), a premium of $14,780 above in-state.

Public 2-year in-district tuition & fees average $4,120/yr in Mississippi (tuition only, no room/board). US average: $4,150.

Four years of in-state tuition totals about $40,440 (tuition & fees only). Add room & board for full COA estimate: $24,010/yr × 4 ≈ $96,040.

Many states offer 529 plan tax deductions or credits. MS residents should check /529-calculator for Mississippi-specific deduction limits, credit amounts, and tax savings examples.

Mississippi may offer state grants, scholarships, or promise programs. Check the Mississippi higher education agency or state financial aid office for eligibility.

Mississippi ranks #16 for in-state tuition (lowest = #1). Compare with neighbors and states with similar 529 benefits using our compare tool.

Academic year 2025-26 from College Board Trends in College Pricing 2025. Page updated 2026-08-02. Verify current rates with institutions.

Most Mississippi public institutions require 12 months of physical presence, a Mississippi driver's license or state ID, vehicle registration, voter registration, and intent to remain. Rules vary by campus. Contact the admissions or registrar office for specific requirements.

Yes. Most Mississippi state grants and scholarships stack with federal Pell Grants, institutional aid, and outside scholarships. Check your financial aid award letter for the full package.