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Texas flag2025-26Rank #25

Texas College Cost 2025-26

$11,260 in-state, $30,110 out-of-state. Community college: $3,312.

By Sammy S. · Founder · AuthorUpdated for 2025-26

$11,260
In-state
$45,040
4-year sticker
$30,110
Out-of-state
#25
National rank

Texas college cost breakdown

In-state tuition

$11,260

Out-of-state

$30,110

2-year in-district

$3,312

Estimated COA

$25,160

Texas's $11,260/yr in-state tuition ranks #25 nationally (lowest = #1) and is below the $11,950 US average. Estimated COA adds room & board ($13,900/yr US avg).

Four-year sticker cost in Texas

Tuition & fees only. Add room & board for full COA. Net price after aid is typically lower.

In-state tuition (1 year)

Rank #25 nationally

$11,260

4-year sticker (tuition only)

No room/board

$45,040

Estimated COA (1 year)

Tuition + US avg room/board ($13,900)

$25,160

Out-of-state tuition (1 year)

Premium +$18,850

$30,110

Community college (1 year)

Public 2-year in-district

$3,312

Texas vs neighboring states

Geographic neighbors. Click for side-by-side comparison.

Compare Texas with another state

Side-by-side in-state, out-of-state, community college, and 529 benefits.

Compare any two states

Public college tuition, out-of-state premiums, and 529 benefits.

Key takeaways — Texas college costs

  • Texas public 4-year in-state tuition averages $11,260/yr—rank #25 (lowest = #1). Out-of-state: $30,110/yr (rank #24), premium +$18,850.
  • Four-year sticker (tuition only): $45,040 in-state. Add room & board: estimated COA $25,160/yr × 4 ≈ $100,640.
  • Public 2-year in-district: $3,312/yr (US avg $4,150).
  • Texas is $690 below the US average in-state tuition ($11,950).
  • Texas does not offer a state income tax deduction or credit for 529 contributions.
  • Net price after aid is typically lower than sticker. Use college net price calculators for personalized estimates.

Texas college costs: in-state, out-of-state, and community college

Texas public 4-year institutions charge an average of $11,260 per year for in-state residents (tuition & fees). That ranks #25 among 50 states and DC (lowest = #1). Out-of-state: $30,110/yr (rank #24), premium +$18,850.

Community college in Texas: Public 2-year in-district: $3,312/yr (US avg $4,150). Many students start at community college and transfer after 2 years, cutting total 4-year costs significantly.

Room & board is not included in tuition. College Board estimates US average room & board at $13,900/yr. Add to tuition for estimated COA: Texas ≈ $25,160/yr in-state.

Four-year sticker cost in Texas

Four years of in-state tuition totals about $45,040 (tuition & fees only, no room/board). With room & board, estimated COA over 4 years: $100,640.

Out-of-state students pay about $120,440 over 4 years (tuition only), plus room & board. That's $75,400 more than in-state over 4 years.

These are sticker prices. Net price after federal Pell Grants, institutional aid, state grants, and scholarships is typically much lower. Use college net price calculators for personalized estimates based on your income and academic profile.

Texas 529 plan tax benefits

Texas does not offer a state income tax deduction or credit for 529 contributions. Use our /529-calculator to estimate tax savings, project account growth at different return rates, and compare superfunding (5-year lump sum) vs annual contributions.

529 plans offer federal tax-free growth and tax-free withdrawals for qualified education expenses: tuition, fees, room, board, books, computers, and K-12 tuition (up to $10,000/yr). Some states also allow 529-to-Roth IRA rollovers (SECURE 2.0 Act).

Link your 529 savings goal to Texas tuition costs. If you're saving for a child born today, project tuition inflation (≈5%/yr) to estimate future costs 18 years out.

Texas financial aid and scholarship programs

Texas may offer state grants, merit scholarships, or promise programs that reduce net cost below sticker price. Check the Texas higher education agency or state financial aid office for program details, eligibility criteria, and application deadlines. State aid is typically limited to Texas residents attending in-state public institutions.

Who this Texas guide helps

  • Families comparing Texas tuition with neighboring states for college choice.
  • High school students in Texas evaluating in-state vs out-of-state affordability.
  • 529 savers setting contribution targets based on Texas public college costs.
  • Relocation researchers weighing college affordability across state lines.

When to use other tools

  • You need net price after aid (use college net price calculators, not sticker price).
  • You're comparing private college costs in Texas (this page covers public only).
  • You need current tuition at a specific campus (flagship and regional costs vary).
  • You're filing residency appeals (consult institution-specific domicile policies).

Texas college cost checklist

  • Note Texas in-state tuition: $11,260/yr (rank #25).
  • Out-of-state: $30,110/yr (premium +$18,850).
  • Community college: $3,312/yr (2-year in-district).
  • Add room & board ($13,900/yr US avg) for estimated COA.
  • Check Texas 529 plan tax benefits using /529-calculator.
  • Explore state financial aid programs (grants, merit scholarships, promise programs).
  • Use college net price calculators for personalized aid estimates.

Texas college cost FAQs

Texas averages $11,260 per year for public 4-year in-state tuition & fees—rank #25 nationally (lowest = #1).

Out-of-state tuition averages $30,110/yr in Texas (rank #24), a premium of $18,850 above in-state.

Public 2-year in-district tuition & fees average $3,312/yr in Texas (tuition only, no room/board). US average: $4,150.

Four years of in-state tuition totals about $45,040 (tuition & fees only). Add room & board for full COA estimate: $25,160/yr × 4 ≈ $100,640.

Many states offer 529 plan tax deductions or credits. TX residents should check /529-calculator for Texas-specific deduction limits, credit amounts, and tax savings examples.

Texas may offer state grants, scholarships, or promise programs. Check the Texas higher education agency or state financial aid office for eligibility.

Texas ranks #25 for in-state tuition (lowest = #1). Compare with neighbors and states with similar 529 benefits using our compare tool.

Academic year 2025-26 from College Board Trends in College Pricing 2025. Page updated 2026-08-02. Verify current rates with institutions.

Most Texas public institutions require 12 months of physical presence, a Texas driver's license or state ID, vehicle registration, voter registration, and intent to remain. Rules vary by campus. Contact the admissions or registrar office for specific requirements.

Yes. Most Texas state grants and scholarships stack with federal Pell Grants, institutional aid, and outside scholarships. Check your financial aid award letter for the full package.