In-state tuition (1 year)
Rank #25 nationally
$11,260
$11,260 in-state, $30,110 out-of-state. Community college: $3,312.
By Sammy S. · Founder · AuthorUpdated for 2025-26
$11,260
$30,110
$3,312
$25,160
Texas's $11,260/yr in-state tuition ranks #25 nationally (lowest = #1) and is below the $11,950 US average. Estimated COA adds room & board ($13,900/yr US avg).
Tuition & fees only. Add room & board for full COA. Net price after aid is typically lower.
In-state tuition (1 year)
Rank #25 nationally
$11,260
4-year sticker (tuition only)
No room/board
$45,040
Estimated COA (1 year)
Tuition + US avg room/board ($13,900)
$25,160
Out-of-state tuition (1 year)
Premium +$18,850
$30,110
Community college (1 year)
Public 2-year in-district
$3,312
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Public college tuition, out-of-state premiums, and 529 benefits.
Texas public 4-year institutions charge an average of $11,260 per year for in-state residents (tuition & fees). That ranks #25 among 50 states and DC (lowest = #1). Out-of-state: $30,110/yr (rank #24), premium +$18,850.
Community college in Texas: Public 2-year in-district: $3,312/yr (US avg $4,150). Many students start at community college and transfer after 2 years, cutting total 4-year costs significantly.
Room & board is not included in tuition. College Board estimates US average room & board at $13,900/yr. Add to tuition for estimated COA: Texas ≈ $25,160/yr in-state.
Four years of in-state tuition totals about $45,040 (tuition & fees only, no room/board). With room & board, estimated COA over 4 years: $100,640.
Out-of-state students pay about $120,440 over 4 years (tuition only), plus room & board. That's $75,400 more than in-state over 4 years.
These are sticker prices. Net price after federal Pell Grants, institutional aid, state grants, and scholarships is typically much lower. Use college net price calculators for personalized estimates based on your income and academic profile.
Texas does not offer a state income tax deduction or credit for 529 contributions. Use our /529-calculator to estimate tax savings, project account growth at different return rates, and compare superfunding (5-year lump sum) vs annual contributions.
529 plans offer federal tax-free growth and tax-free withdrawals for qualified education expenses: tuition, fees, room, board, books, computers, and K-12 tuition (up to $10,000/yr). Some states also allow 529-to-Roth IRA rollovers (SECURE 2.0 Act).
Link your 529 savings goal to Texas tuition costs. If you're saving for a child born today, project tuition inflation (≈5%/yr) to estimate future costs 18 years out.
Texas may offer state grants, merit scholarships, or promise programs that reduce net cost below sticker price. Check the Texas higher education agency or state financial aid office for program details, eligibility criteria, and application deadlines. State aid is typically limited to Texas residents attending in-state public institutions.
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