Tax Calculator

Paycheck Tax Calculator

All states
Illinois flag2025-26Rank #41

Illinois College Cost 2025-26

$15,680 in-state, $30,770 out-of-state. Community college: $4,825.

By Sammy S. · Founder · AuthorUpdated for 2025-26

$15,680
In-state
$62,720
4-year sticker
$30,770
Out-of-state
#41
National rank

Illinois college cost breakdown

In-state tuition

$15,680

Out-of-state

$30,770

2-year in-district

$4,825

Estimated COA

$29,580

Illinois's $15,680/yr in-state tuition ranks #41 nationally (lowest = #1) and exceeds the $11,950 US average. Estimated COA adds room & board ($13,900/yr US avg).

Four-year sticker cost in Illinois

Tuition & fees only. Add room & board for full COA. Net price after aid is typically lower.

In-state tuition (1 year)

Rank #41 nationally

$15,680

4-year sticker (tuition only)

No room/board

$62,720

Estimated COA (1 year)

Tuition + US avg room/board ($13,900)

$29,580

Out-of-state tuition (1 year)

Premium +$15,090

$30,770

Community college (1 year)

Public 2-year in-district

$4,825

Illinois vs neighboring states

Geographic neighbors. Click for side-by-side comparison.

Compare Illinois with another state

Side-by-side in-state, out-of-state, community college, and 529 benefits.

Compare any two states

Public college tuition, out-of-state premiums, and 529 benefits.

Key takeaways — Illinois college costs

  • Illinois public 4-year in-state tuition averages $15,680/yr—rank #41 (lowest = #1). Out-of-state: $30,770/yr (rank #26), premium +$15,090.
  • Four-year sticker (tuition only): $62,720 in-state. Add room & board: estimated COA $29,580/yr × 4 ≈ $118,320.
  • Public 2-year in-district: $4,825/yr (US avg $4,150).
  • Illinois is $3,730 above the US average in-state tuition ($11,950).
  • Illinois offers a 529 income tax deduction (up to $10,000 single / $20,000 MFJ).
  • Net price after aid is typically lower than sticker. Use college net price calculators for personalized estimates.

Illinois college costs: in-state, out-of-state, and community college

Illinois public 4-year institutions charge an average of $15,680 per year for in-state residents (tuition & fees). That ranks #41 among 50 states and DC (lowest = #1). Out-of-state: $30,770/yr (rank #26), premium +$15,090.

Community college in Illinois: Public 2-year in-district: $4,825/yr (US avg $4,150). Many students start at community college and transfer after 2 years, cutting total 4-year costs significantly.

Room & board is not included in tuition. College Board estimates US average room & board at $13,900/yr. Add to tuition for estimated COA: Illinois ≈ $29,580/yr in-state.

Four-year sticker cost in Illinois

Four years of in-state tuition totals about $62,720 (tuition & fees only, no room/board). With room & board, estimated COA over 4 years: $118,320.

Out-of-state students pay about $123,080 over 4 years (tuition only), plus room & board. That's $60,360 more than in-state over 4 years.

These are sticker prices. Net price after federal Pell Grants, institutional aid, state grants, and scholarships is typically much lower. Use college net price calculators for personalized estimates based on your income and academic profile.

Illinois 529 plan tax benefits

Illinois offers a 529 income tax deduction (up to $10,000 single / $20,000 MFJ). Use our /529-calculator to estimate tax savings, project account growth at different return rates, and compare superfunding (5-year lump sum) vs annual contributions.

529 plans offer federal tax-free growth and tax-free withdrawals for qualified education expenses: tuition, fees, room, board, books, computers, and K-12 tuition (up to $10,000/yr). Some states also allow 529-to-Roth IRA rollovers (SECURE 2.0 Act).

Link your 529 savings goal to Illinois tuition costs. If you're saving for a child born today, project tuition inflation (≈5%/yr) to estimate future costs 18 years out.

Illinois financial aid and scholarship programs

Illinois may offer state grants, merit scholarships, or promise programs that reduce net cost below sticker price. Check the Illinois higher education agency or state financial aid office for program details, eligibility criteria, and application deadlines. State aid is typically limited to Illinois residents attending in-state public institutions.

Who this Illinois guide helps

  • Families comparing Illinois tuition with neighboring states for college choice.
  • High school students in Illinois evaluating in-state vs out-of-state affordability.
  • 529 savers setting contribution targets based on Illinois public college costs.
  • Relocation researchers weighing college affordability across state lines.

When to use other tools

  • You need net price after aid (use college net price calculators, not sticker price).
  • You're comparing private college costs in Illinois (this page covers public only).
  • You need current tuition at a specific campus (flagship and regional costs vary).
  • You're filing residency appeals (consult institution-specific domicile policies).

Illinois college cost checklist

  • Note Illinois in-state tuition: $15,680/yr (rank #41).
  • Out-of-state: $30,770/yr (premium +$15,090).
  • Community college: $4,825/yr (2-year in-district).
  • Add room & board ($13,900/yr US avg) for estimated COA.
  • Check Illinois 529 plan tax benefits using /529-calculator.
  • Explore state financial aid programs (grants, merit scholarships, promise programs).
  • Use college net price calculators for personalized aid estimates.

Illinois college cost FAQs

Illinois averages $15,680 per year for public 4-year in-state tuition & fees—rank #41 nationally (lowest = #1).

Out-of-state tuition averages $30,770/yr in Illinois (rank #26), a premium of $15,090 above in-state.

Public 2-year in-district tuition & fees average $4,825/yr in Illinois (tuition only, no room/board). US average: $4,150.

Four years of in-state tuition totals about $62,720 (tuition & fees only). Add room & board for full COA estimate: $29,580/yr × 4 ≈ $118,320.

Many states offer 529 plan tax deductions or credits. IL residents should check /529-calculator for Illinois-specific deduction limits, credit amounts, and tax savings examples.

Illinois may offer state grants, scholarships, or promise programs. Check the Illinois higher education agency or state financial aid office for eligibility.

Illinois ranks #41 for in-state tuition (lowest = #1). Compare with neighbors and states with similar 529 benefits using our compare tool.

Academic year 2025-26 from College Board Trends in College Pricing 2025. Page updated 2026-08-02. Verify current rates with institutions.

Most Illinois public institutions require 12 months of physical presence, a Illinois driver's license or state ID, vehicle registration, voter registration, and intent to remain. Rules vary by campus. Contact the admissions or registrar office for specific requirements.

Yes. Most Illinois state grants and scholarships stack with federal Pell Grants, institutional aid, and outside scholarships. Check your financial aid award letter for the full package.