Stamp Duty on $600,000 (Australia 2026)
This page answers: how much Australian stamp duty / transfer duty is due on a $600,000 residential purchase. NSW general: $21,187; NSW first-home: $0 (FHBAS full exemption). VIC general: $31,070; VIC first-home: $0 (First home buyer duty exemption). QLD general: $20,025; QLD established first-home: $0. WA general: $22,515; WA first-home: $0. Use the calculator below to switch state, buyer type, property kind, or see other jurisdictions.
By Sammy S. Β· Founder Β· AuthorUpdated for 2026
Calculate from $600,000
Pre-filled with $600,000. Switch state or buyer type to compare scenarios.
Your inputs
State, buyer type, and price (AUD)
Estimated transfer duty
Transfer duty$21,187
Effective 3.53% of $600,000 Β· New South Wales
| Slice | Duty |
|---|---|
| $387,000 β $600,000 | $21,187 |
Rates: 2026β27 (CPI-indexed; premium over $3.87m). Official source
- Transfer duty estimate using Revenue NSW published rates (2026β27 (CPI-indexed; premium over $3.87m)).
- Foreign purchaser surcharges, off-the-plan dutiable-value reductions, and mixed-use splits are not modelled.
Rank NSW vs VIC vs QLD and more β or model any price in the calculator.
Australian stamp duty (transfer duty / land transfer duty / conveyance duty) is calculated on the residential purchase price using state or territory revenue office schedules. Each jurisdiction has its own bands, rates, and first-home concessions. Figures below come from the same engine as the live calculator β matched to published official rates where worked examples are available.
Worked example β Queensland general rates
Queensland Β· General / investment rates Β· $600,000
| State | Queensland |
| Buyer type | General / investment rates |
| Purchase price | $600,000 |
| Duty due | $20,025 |
| Effective rate | 3.34% |
$600,000 β $20,025 Transfer duty (effective 3.34%)
Other engine-sourced examples
- QLD $850,000 general: $850,000 β $31,275
- QLD $850,000 established first-home: $850,000 β $24,100 (First home concession (established))
- VIC $600,000 first-home (FHB exempt): $600,000 β $0 (First home buyer duty exemption)
- NSW $900,000 first-home (FHBAS concession): $900,000 β $19,594 (FHBAS concessional rate)
Formulas
- Progressive bands (most states): For each band: duty += base + ((price β from) Γ· 100) Γ per-hundred rate β with βor part of $100β rounding (ceil) in QLD, WA, SA, TAS, ACT; NSW uses exact excess Γ rate (Revenue NSW worked examples)
- NSW premium residential duty: For dutiable value over $3,870,000 (2026β27): $194,137 + $7.00 per $100 of excess over $3,870,000 (replaces the general top-band schedule)
- Victoria general (non-PPR): Marginal % bands; $960kβ$2m flat 5.5% of whole value; above $2m base + marginal % of excess
- NT formula (β€ $525k): duty = 0.06571441 Γ (price Γ· 1000)Β² + 15 Γ (price Γ· 1000)
- First-home concessions: State-specific: NSW FHBAS sliding scale; VIC sliding (price β $600k) Γ· $150k; QLD home concession β first-home amount; SA/QLD new/land nil from certain dates; WA/ACT per-hundred concession
- Rounding: AUD amounts rounded to the nearest cent (2 decimal places)
Calculation steps
- Choose the state or territoryNSW Β· VIC Β· QLD Β· SA Β· WA Β· TAS Β· ACT Β· NT
Each publishes its own residential bands. Crossing a border means a different schedule.
- Choose the buyer typeGeneral / investment vs first-home buyer (concession where modelled)
First-home concessions differ by state β some have no value cap (QLD new home / vacant land, SA new/land); others taper (NSW, VIC, WA, ACT). TAS and NT first-home concessions are not modelled.
- Select property kind (when relevant)Home (existing or new) vs vacant land
NSW, QLD, SA, and WA first-home thresholds differ for vacant land vs dwellings. In QLD and SA, new vs established homes may have different concession rules.
- Apply progressive bands or formulaProgressive per-hundred, marginal %, or NT quadratic formula
Most states use progressive per-hundred schedules. Victoria uses marginal % bands with a flat-rate tier. NT uses a formula below $525k and flat % tiers above.
- Apply first-home concession when eligibleReduce or eliminate duty per state schedule
Concessions are state-specific and may require occupancy, residency, or citizenship criteria not modelled here.
- Round to centsround(value, 2)
Matches typical conveyancing rounding to the nearest cent.
Official sources
- NSW Transfer duty (Revenue NSW)
- VIC Land transfer duty (State Revenue Office Victoria)
- QLD Transfer duty (Queensland Revenue Office)
- SA Stamp duty (RevenueSA)
- WA Transfer duty (RevenueWA / WA Treasury)
- TAS Property transfer duty (State Revenue Office Tasmania)
- ACT Conveyance duty (ACT Revenue Office)
- NT Stamp duty (Northern Territory Government)
Key takeaways β $600,000
- $600,000 NSW general β $21,187 (3.53% effective); FHB β $0.
- $600,000 VIC general β $31,070; FHB β $0.
- $600,000 QLD general β $20,025; established FHB β $0.
- $600,000 WA general β $22,515; FHB β $0.
- Confirm concession eligibility and any foreign purchaser surcharges with your conveyancer before settlement.
Duty due on $600,000
Effective 3.53%
Effective 0% Β· FHBAS full exemption
Effective 5.18%
Effective 0% Β· First home buyer duty exemption
Effective 3.34%
Effective 0% Β· First home concession (established)
Effective 3.75%
Effective 0% Β· First home owner rate
NSW general slice (illustrative)
| Slice | Duty |
|---|---|
| $387,000 β $600,000 | $21,187 |
NSW transfer duty on $600,000
At general rates our engine estimates $21,187 (3.53% effective).
First-home buyer modelling returns $0 β FHBAS full exemption.
VIC land transfer duty on $600,000
General (non-PPR) rates: $31,070.
First-home buyer: $0 (First home buyer duty exemption).
QLD transfer duty on $600,000
General: $20,025. Established first-home: $0.
New home or vacant land first-home (contracts on/after 1 May 2025): $0.00 (no value cap).
WA transfer duty on $600,000
General: $22,515. First home owner rate (from 7 May 2026): $0.
Checklist for $600,000
- Budget at least $21,187 for NSW general rates on $600,000 (other states may differ).
- Check first-home buyer eligibility and property-kind rules if you plan to claim a concession.
- If you are a foreign purchaser, confirm the additional foreign purchaser duty rate with your state revenue office.
- Confirm state-specific lodgment and payment rules with your conveyancer.
Other purchase prices
Stamp duty on $600,000 β FAQ
Related calculators
Rank all 8 jurisdictions
Add or remove ATO-standard GST
AUD salary for take-home
Gross to net PAYG
SG, concessional cap & Div 293
SDLT, LBTT & LTT
Provincial LTT estimates
ATO rates overview