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πŸ‡¦πŸ‡Ί Australia$600,000Official rates

Stamp Duty on $600,000 (Australia 2026)

This page answers: how much Australian stamp duty / transfer duty is due on a $600,000 residential purchase. NSW general: $21,187; NSW first-home: $0 (FHBAS full exemption). VIC general: $31,070; VIC first-home: $0 (First home buyer duty exemption). QLD general: $20,025; QLD established first-home: $0. WA general: $22,515; WA first-home: $0. Use the calculator below to switch state, buyer type, property kind, or see other jurisdictions.

By Sammy S. Β· Founder Β· AuthorUpdated for 2026

$21,187
NSW general
$31,070
VIC general
$20,025
QLD general
$22,515
WA general

Calculate from $600,000

Pre-filled with $600,000. Switch state or buyer type to compare scenarios.

Your inputs

State, buyer type, and price (AUD)

A$

Estimated transfer duty

Transfer duty

$21,187

Effective 3.53% of $600,000 Β· New South Wales

General-rate duty$21,187
Duty due$21,187
SliceDuty
$387,000 – $600,000$21,187

Rates: 2026–27 (CPI-indexed; premium over $3.87m). Official source

  • Transfer duty estimate using Revenue NSW published rates (2026–27 (CPI-indexed; premium over $3.87m)).
  • Foreign purchaser surcharges, off-the-plan dutiable-value reductions, and mixed-use splits are not modelled.
How to use
1
Choose state/territory
Each jurisdiction has its own bands, rates, and first-home concessions.
2
Choose buyer type
General/investment rates vs first-home buyer (concessions modelled where available).
3
Enter the purchase price
See band-by-band duty and total due instantly β€” in AUD with cents.
$800,000 general rates
NSW$30,187
VIC$43,070
QLD$29,025
WA$32,316
Hub
Stamp duty by Australian stateAustralia stamp duty calculator

Rank NSW vs VIC vs QLD and more β€” or model any price in the calculator.

Australian stamp duty (transfer duty / land transfer duty / conveyance duty) is calculated on the residential purchase price using state or territory revenue office schedules. Each jurisdiction has its own bands, rates, and first-home concessions. Figures below come from the same engine as the live calculator β€” matched to published official rates where worked examples are available.

Worked example β€” Queensland general rates

Queensland Β· General / investment rates Β· $600,000

StateQueensland
Buyer typeGeneral / investment rates
Purchase price$600,000
Duty due$20,025
Effective rate3.34%

$600,000 β†’ $20,025 Transfer duty (effective 3.34%)

Other engine-sourced examples

  • QLD $850,000 general: $850,000 β†’ $31,275
  • QLD $850,000 established first-home: $850,000 β†’ $24,100 (First home concession (established))
  • VIC $600,000 first-home (FHB exempt): $600,000 β†’ $0 (First home buyer duty exemption)
  • NSW $900,000 first-home (FHBAS concession): $900,000 β†’ $19,594 (FHBAS concessional rate)

Formulas

  • Progressive bands (most states): For each band: duty += base + ((price βˆ’ from) Γ· 100) Γ— per-hundred rate β€” with β€œor part of $100” rounding (ceil) in QLD, WA, SA, TAS, ACT; NSW uses exact excess Γ— rate (Revenue NSW worked examples)
  • NSW premium residential duty: For dutiable value over $3,870,000 (2026–27): $194,137 + $7.00 per $100 of excess over $3,870,000 (replaces the general top-band schedule)
  • Victoria general (non-PPR): Marginal % bands; $960k–$2m flat 5.5% of whole value; above $2m base + marginal % of excess
  • NT formula (≀ $525k): duty = 0.06571441 Γ— (price Γ· 1000)Β² + 15 Γ— (price Γ· 1000)
  • First-home concessions: State-specific: NSW FHBAS sliding scale; VIC sliding (price βˆ’ $600k) Γ· $150k; QLD home concession βˆ’ first-home amount; SA/QLD new/land nil from certain dates; WA/ACT per-hundred concession
  • Rounding: AUD amounts rounded to the nearest cent (2 decimal places)

Calculation steps

  1. Choose the state or territory
    NSW Β· VIC Β· QLD Β· SA Β· WA Β· TAS Β· ACT Β· NT

    Each publishes its own residential bands. Crossing a border means a different schedule.

  2. Choose the buyer type
    General / investment vs first-home buyer (concession where modelled)

    First-home concessions differ by state β€” some have no value cap (QLD new home / vacant land, SA new/land); others taper (NSW, VIC, WA, ACT). TAS and NT first-home concessions are not modelled.

  3. Select property kind (when relevant)
    Home (existing or new) vs vacant land

    NSW, QLD, SA, and WA first-home thresholds differ for vacant land vs dwellings. In QLD and SA, new vs established homes may have different concession rules.

  4. Apply progressive bands or formula
    Progressive per-hundred, marginal %, or NT quadratic formula

    Most states use progressive per-hundred schedules. Victoria uses marginal % bands with a flat-rate tier. NT uses a formula below $525k and flat % tiers above.

  5. Apply first-home concession when eligible
    Reduce or eliminate duty per state schedule

    Concessions are state-specific and may require occupancy, residency, or citizenship criteria not modelled here.

  6. Round to cents
    round(value, 2)

    Matches typical conveyancing rounding to the nearest cent.

Key takeaways β€” $600,000

  • $600,000 NSW general β†’ $21,187 (3.53% effective); FHB β†’ $0.
  • $600,000 VIC general β†’ $31,070; FHB β†’ $0.
  • $600,000 QLD general β†’ $20,025; established FHB β†’ $0.
  • $600,000 WA general β†’ $22,515; FHB β†’ $0.
  • Confirm concession eligibility and any foreign purchaser surcharges with your conveyancer before settlement.

Duty due on $600,000

NSW general
$21,187

Effective 3.53%

NSW first-home
$0

Effective 0% Β· FHBAS full exemption

VIC general
$31,070

Effective 5.18%

VIC first-home
$0

Effective 0% Β· First home buyer duty exemption

QLD general
$20,025

Effective 3.34%

QLD established FHB
$0

Effective 0% Β· First home concession (established)

WA general
$22,515

Effective 3.75%

WA first-home
$0

Effective 0% Β· First home owner rate

NSW general slice (illustrative)

SliceDuty
$387,000 – $600,000$21,187

NSW transfer duty on $600,000

At general rates our engine estimates $21,187 (3.53% effective).

First-home buyer modelling returns $0 β€” FHBAS full exemption.

VIC land transfer duty on $600,000

General (non-PPR) rates: $31,070.

First-home buyer: $0 (First home buyer duty exemption).

QLD transfer duty on $600,000

General: $20,025. Established first-home: $0.

New home or vacant land first-home (contracts on/after 1 May 2025): $0.00 (no value cap).

WA transfer duty on $600,000

General: $22,515. First home owner rate (from 7 May 2026): $0.

Checklist for $600,000

  • Budget at least $21,187 for NSW general rates on $600,000 (other states may differ).
  • Check first-home buyer eligibility and property-kind rules if you plan to claim a concession.
  • If you are a foreign purchaser, confirm the additional foreign purchaser duty rate with your state revenue office.
  • Confirm state-specific lodgment and payment rules with your conveyancer.

Other purchase prices

Stamp duty on $600,000 β€” FAQ

$21,187 at general transfer duty rates (engine estimate). Effective rate 3.53%. As a modelled first-home buyer: $0.

$31,070 at general (non-PPR) land transfer duty rates. As a first-home buyer: $0 (First home buyer duty exemption).

$20,025 at general transfer duty rates. Established first-home: $0. New home / vacant land first-home: $0.00 (from 1 May 2025, no value cap).

$22,515 at general transfer duty rates. First home owner rate (from 7 May 2026): $0.

No. They use published residential schedules for modelling only. Confirm with your conveyancer and the relevant state/territory revenue office.

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