Tax Calculator

Paycheck Tax Calculator

🇦🇺 Australia$1,500,000Official rates

Stamp Duty on $1,500,000 (Australia 2026)

This page answers: how much Australian stamp duty / transfer duty is due on a $1,500,000 residential purchase. NSW general: $63,787; NSW first-home: $63,787. VIC general: $82,500; VIC first-home: $82,500. QLD general: $66,775; QLD established first-home: $59,600. WA general: $68,366; WA first-home: $68,366. Use the calculator below to switch state, buyer type, property kind, or see other jurisdictions.

By Sammy S. · Founder · AuthorUpdated for 2026

$63,787
NSW general
$82,500
VIC general
$66,775
QLD general
$68,366
WA general

Calculate from $1,500,000

Pre-filled with $1,500,000. Switch state or buyer type to compare scenarios.

Your inputs

State, buyer type, and price (AUD)

A$

Estimated transfer duty

Transfer duty

$63,787

Effective 4.25% of $1,500,000 · New South Wales

General-rate duty$63,787
Duty due$63,787
SliceDuty
$1,290,000 – $1,500,000$63,787

Rates: 2026–27 (CPI-indexed; premium over $3.87m). Official source

  • Transfer duty estimate using Revenue NSW published rates (2026–27 (CPI-indexed; premium over $3.87m)).
  • Foreign purchaser surcharges, off-the-plan dutiable-value reductions, and mixed-use splits are not modelled.
How to use
1
Choose state/territory
Each jurisdiction has its own bands, rates, and first-home concessions.
2
Choose buyer type
General/investment rates vs first-home buyer (concessions modelled where available).
3
Enter the purchase price
See band-by-band duty and total due instantly — in AUD with cents.
$800,000 general rates
NSW$30,187
VIC$43,070
QLD$29,025
WA$32,316
Example prices
$500,000$600,000$750,000$800,000$1,000,000$1,500,000
Hub
Stamp duty by Australian stateAustralia stamp duty calculator

Rank NSW vs VIC vs QLD and more — or model any price in the calculator.

Australian stamp duty (transfer duty / land transfer duty / conveyance duty) is calculated on the residential purchase price using state or territory revenue office schedules. Each jurisdiction has its own bands, rates, and first-home concessions. Figures below come from the same engine as the live calculator — matched to published official rates where worked examples are available.

Worked example — Queensland general rates

Queensland · General / investment rates · $1,500,000

StateQueensland
Buyer typeGeneral / investment rates
Purchase price$1,500,000
Duty due$66,775
Effective rate4.45%

$1,500,000 → $66,775 Transfer duty (effective 4.45%)

Other engine-sourced examples

  • QLD $850,000 general: $850,000 → $31,275
  • QLD $850,000 established first-home: $850,000 → $24,100 (First home concession (established))
  • VIC $600,000 first-home (FHB exempt): $600,000 → $0 (First home buyer duty exemption)
  • NSW $900,000 first-home (FHBAS concession): $900,000 → $19,594 (FHBAS concessional rate)

Formulas

  • Progressive bands (most states): For each band: duty += base + ((price − from) ÷ 100) × per-hundred rate — with “or part of $100” rounding (ceil) in QLD, WA, SA, TAS, ACT; NSW uses exact excess × rate (Revenue NSW worked examples)
  • NSW premium residential duty: For dutiable value over $3,870,000 (2026–27): $194,137 + $7.00 per $100 of excess over $3,870,000 (replaces the general top-band schedule)
  • Victoria general (non-PPR): Marginal % bands; $960k–$2m flat 5.5% of whole value; above $2m base + marginal % of excess
  • NT formula (≤ $525k): duty = 0.06571441 × (price ÷ 1000)² + 15 × (price ÷ 1000)
  • First-home concessions: State-specific: NSW FHBAS sliding scale; VIC sliding (price − $600k) ÷ $150k; QLD home concession − first-home amount; SA/QLD new/land nil from certain dates; WA/ACT per-hundred concession
  • Rounding: AUD amounts rounded to the nearest cent (2 decimal places)

Calculation steps

  1. Choose the state or territory
    NSW · VIC · QLD · SA · WA · TAS · ACT · NT

    Each publishes its own residential bands. Crossing a border means a different schedule.

  2. Choose the buyer type
    General / investment vs first-home buyer (concession where modelled)

    First-home concessions differ by state — some have no value cap (QLD new home / vacant land, SA new/land); others taper (NSW, VIC, WA, ACT). TAS and NT first-home concessions are not modelled.

  3. Select property kind (when relevant)
    Home (existing or new) vs vacant land

    NSW, QLD, SA, and WA first-home thresholds differ for vacant land vs dwellings. In QLD and SA, new vs established homes may have different concession rules.

  4. Apply progressive bands or formula
    Progressive per-hundred, marginal %, or NT quadratic formula

    Most states use progressive per-hundred schedules. Victoria uses marginal % bands with a flat-rate tier. NT uses a formula below $525k and flat % tiers above.

  5. Apply first-home concession when eligible
    Reduce or eliminate duty per state schedule

    Concessions are state-specific and may require occupancy, residency, or citizenship criteria not modelled here.

  6. Round to cents
    round(value, 2)

    Matches typical conveyancing rounding to the nearest cent.

Key takeaways — $1,500,000

  • $1,500,000 NSW general → $63,787 (4.25% effective); FHB → $63,787.
  • $1,500,000 VIC general → $82,500; FHB → $82,500.
  • $1,500,000 QLD general → $66,775; established FHB → $59,600.
  • $1,500,000 WA general → $68,366; FHB → $68,366.
  • Confirm concession eligibility and any foreign purchaser surcharges with your conveyancer before settlement.

Duty due on $1,500,000

NSW general
$63,787

Effective 4.25%

NSW first-home
$63,787

Effective 4.25%

VIC general
$82,500

Effective 5.5%

VIC first-home
$82,500

Effective 5.5%

QLD general
$66,775

Effective 4.45%

QLD established FHB
$59,600

Effective 3.97% · First home concession (established)

WA general
$68,366

Effective 4.56%

WA first-home
$68,366

Effective 4.56%

NSW general slice (illustrative)

SliceDuty
$1,290,000 – $1,500,000$63,787

NSW transfer duty on $1,500,000

At general rates our engine estimates $63,787 (4.25% effective).

First-home buyer modelling returns $63,787 (general rates; FHBAS does not apply).

VIC land transfer duty on $1,500,000

General (non-PPR) rates: $82,500.

First-home buyer: $82,500.

QLD transfer duty on $1,500,000

General: $66,775. Established first-home: $59,600.

New home or vacant land first-home (contracts on/after 1 May 2025): $0.00 (no value cap).

WA transfer duty on $1,500,000

General: $68,366. First home owner rate (from 7 May 2026): $68,366.

Checklist for $1,500,000

  • Budget at least $63,787 for NSW general rates on $1,500,000 (other states may differ).
  • Check first-home buyer eligibility and property-kind rules if you plan to claim a concession.
  • If you are a foreign purchaser, confirm the additional foreign purchaser duty rate with your state revenue office.
  • Confirm state-specific lodgment and payment rules with your conveyancer.

Other purchase prices

By state hubCalculator hub$500,000$600,000$750,000$800,000$1,000,000

Stamp duty on $1,500,000 — FAQ

$63,787 at general transfer duty rates (engine estimate). Effective rate 4.25%. As a modelled first-home buyer: $63,787.

$82,500 at general (non-PPR) land transfer duty rates. As a first-home buyer: $82,500.

$66,775 at general transfer duty rates. Established first-home: $59,600. New home / vacant land first-home: $0.00 (from 1 May 2025, no value cap).

$68,366 at general transfer duty rates. First home owner rate (from 7 May 2026): $68,366.

No. They use published residential schedules for modelling only. Confirm with your conveyancer and the relevant state/territory revenue office.

Related calculators

Stamp Duty by State AU

Rank all 8 jurisdictions

GST Calculator Australia

Add or remove ATO-standard GST

Net to Gross Australia

AUD salary for take-home

Australia Tax Calculator

Gross to net PAYG

Superannuation Calculator Australia

SG, concessional cap & Div 293

Stamp Duty UK

SDLT, LBTT & LTT

Land Transfer Tax Canada

Provincial LTT estimates

Australia Tax Insights

ATO rates overview