Single, no pension
€26,296
Baseline take-home
This page estimates Irish sole-trader tax on €30,000 annual turnover with €0 expenses (2026). As single with no pension: taxable profit €30,000.00, income tax about €2,000.00, USC about €432.82, Class S PRSI about €1,271.25, take-home about €26,295.93. That turnover is about €2,500/month before tax. Use the calculator below to add expenses, marital status, or pension / AVC.
By Sammy S. · Founder · AuthorUpdated for 2026
Irelandn resident (€0 expenses)
€26,296
Tax €2,000 · USC €433 · 12.3% effective
Married (one income) (€0 expenses)
€26,296
Tax €2,000 · USC €433 · 12.3% effective
Pre-filled with €30,000 turnover and €0 expenses. Toggle residency, pension, or pension below.
Sole trader inputs (EUR)
Enter turnover and expenses — we estimate income tax, USC, Class S PRSI, VAT likelihood, and preliminary-tax notes
VAT flag uses services threshold €42,500 (goods €85,000). VAT amounts are not modelled.
Allowable business costs — capped at turnover in this model.
Optional occupational pension — reduces income tax only in this model.
Class S PRSI uses the 2026 blended rate 4.2375% (or €650 minimum). Self-employed USC uses 11% above €100,000. Comparing a job offer? See Sole Trader vs Employee Ireland or the Ireland paycheck calculator.
On equal €50k, income tax ties with employees — the cash gap is Class S vs Class A; the package gap is employer PRSI.
Sole Trader vs EmployeeSole trader hubThe take-home and tax figures above come from the turnover, expenses, marital status, and options you enter—not a third-party feed. We treat taxable profit as turnover minus deductible expenses, then apply the same Irish income-tax, USC, and PRSI engine used for employment PAYE — with Class S PRSI, earned income credit, and self-employed USC. VAT registration likelihood uses published Revenue thresholds. Below are the formulas, steps, and a worked example from the same engine as the live calculator.
€30,000 turnover, €0 expenses, Single, 2026
| Annual turnover | €30,000 |
| Expenses | €0 |
| Marital status | Single |
| Taxable profit | €30,000.00 |
| Income tax | €2,000.00 |
| USC | €432.82 |
| Class S PRSI | €1,271.25 |
| Take-home | €26,295.93 |
| Effective tax rate | 12.3% |
Expenses cannot exceed turnover. Profit is the base for income tax, USC, and Class S.
Same credit and band options as the Ireland paycheck engine for self-employed modelling.
Uses published Revenue / DSP rates for tax year 2026.
Flags are educational likelihoods — not VAT ledgers or Revenue notices.
Rounded to cents where the engine returns cents; display uses EUR formatting.
This page estimates Irish sole-trader tax on €30,000 annual turnover with €0 expenses (2026). As single with no pension: taxable profit €30,000.00, income tax about €2,000.00, USC about €432.82, Class S PRSI about €1,271.25, take-home about €26,295.93. That turnover is about €2,500/month before tax. Use the calculator below to add expenses, marital status, or pension / AVC.
Baseline solves from the same engine as the live calculator.
| Line | Single | Married (one income) |
|---|---|---|
| Taxable profit | €30,000 | €30,000 |
| Income tax | €2,000 | €2,000 |
| USC | €433 | €433 |
| Total tax | €3,704 | €3,704 |
| Take-home | €26,296 | €26,296 |
| Effective rate | 12.3% | 12.3% |
At €30,000 turnover (expenses = 0), services VAT registration is not flagged — Revenue registration generally applies from €42,500 (goods €85,000).
Preliminary tax may apply — budget Form 11 cash-flow for Revenue deadlines (educational flag).
Single, no pension
€26,296
Baseline take-home
Single + pension
€27,296
Pension €5,000
+€10,000 expenses
€18,933
Profit €20,000
€30,000 a year is about €2,500 per month of business income before expenses and tax.
On the single expenses=0 baseline, income tax is about €2,000.00, USC about €432.82, and Class S PRSI about €1,271.25, leaving roughly €26,295.93 take-home.
Employer PRSI remains €0 — package equals cash take-home unless you self-fund retirement separately.
At €30,000 turnover (expenses = 0), services VAT registration is not flagged — Revenue registration generally applies from €42,500 (goods €85,000).
Preliminary tax may apply — budget Form 11 cash-flow for Revenue deadlines (educational flag).
Confirm registration and self-assessment notices on revenue.ie — this tool does not replace ROS.
Claiming €10,000 deductible expenses reduces taxable profit to €20,000.00 and total tax to about €1,067.32.
Married (one income) modelling: take-home about €26,295.93 (wider standard rate band).
Adding €5,000 pension / AVC changes take-home to about €27,295.93.
On equal figures, Sole Trader vs Employee Ireland shows why income tax can tie while Class S vs Class A and employer PRSI change cash and package.
For employment PAYE from a known salary, use the Ireland paycheck calculator. For salary needed to hit a take-home target, use Net to Gross Ireland.
Income-tax tie + Class S vs Class A + employer PRSI
Add or remove Revenue VAT rates
PAYE + USC + Class A PRSI
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