CanadaCOL Index: 95Cost Level: Moderate

Cost of Living in Barrie, ON (2026)

Planning to live in Barrie, ON? Our personalized calculator shows YOUR actual cost of living - not generic averages. Barrie, ON has a moderate cost of living with a COL index of 95 (5% lower than the national average). Average 1BR rent: ~C$1,330/mo. Total monthly expenses: ~C$3,325 for a balanced lifestyle. Recommended salary: C$76,000/year.

Est. 1BR Rent
C$1,330
/month
Est. Monthly Total
C$3,325
balanced lifestyle
Recommended Salary
C$76,000
/year gross
vs National Avg
-5%
cheaper
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Your Lifestyle Cost in Barrie, ON
Monthly Cost
C$2,574
Yearly Cost
C$30,888
Recommended Salary
C$76,000
gross/year
5% Below Average

Barrie costs 5% less than the Canadian national average

COL Index
95
100 = Average
Spending Breakdown
TotalC$2,574/month
Housing52%
Utilities & Bills19%
Food13%
Lifestyle12%
Transportation5%
Biggest Cost Drivers
Where most of your money goes
#1
Housing
C$1,330/mo β€’ 52% of budget
C$15,960/yr
#2
Utilities & Bills
C$480/mo β€’ 19% of budget
C$5,760/yr
Affordability & Risk Assessment
Score: 50/100
Some financial concerns to address
Financial Health ScoreModerate Risk
🏠
High Rent Burden
52%

Rent consumes 52% of your total expenses β€” very housing-heavy budget.

πŸ’‘ Consider a roommate, smaller apartment, or more affordable neighborhood.

πŸ”’
Moderate Fixed Costs
70%

70% of spending is on fixed costs β€” somewhat inflexible.

πŸ’‘ Consider lowering car payments or housing costs if possible.

πŸ’°
Healthy Savings Rate
42%

42% potential savings rate β€” great for building wealth!

Rent % of Budget
52%
Target: <35%
Fixed Costs
70%
Target: <50%
Savings Potential
42%
Target: >20%
6-Mo Emergency Fund
C$15,444
~9 months to save

Risk assessment based on financial planning best practices. Consult a financial advisor for personalized advice.

Salary Negotiation Insights
Use these numbers when negotiating job offers or relocations
To maintain your lifestyle in Barrie, you need:
C$76,000/year
β‰ˆ C$37/hour (40 hrs/week)
-5% vs national average

πŸ’¬ Use These in Negotiations

Job Offer Response

β€œBased on the cost of living in Barrie, I would need a minimum of C$76,000 to maintain my current standard of living.”

Relocation Negotiation

β€œMoving to Barrie requires a salary adjustment of -5% compared to the national average to maintain equivalent purchasing power.”

πŸ“Š Salary Tiers for Barrie

Tight Budget
C$57,000
C$27/hr
Recommended
C$76,000
C$37/hr
Comfortable
C$95,000
C$46/hr
Luxury
C$121,600
C$58/hr

πŸ”„ If You're Relocating

In a Cheaper City (COL 85)
C$68,000
C$8,000 less needed
Barrie (COL 95)
C$76,000
Your target
In an Expensive City (COL 130)
C$104,000
C$28,000 more needed

πŸ“‹ For HR/Recruiters: These figures are based on actual cost-of-living data for Barrie. Use the Recommended Salary (C$76,000) as a benchmark for competitive compensation packages.

Category Comparison
HousingC$1,330 (52%)
Utilities & BillsC$480 (19%)
FoodC$323 (13%)
LifestyleC$317 (12%)
TransportationC$124 (5%)
Detailed Monthly Breakdown
Rent/Housing
C$1,330
⚑Utilities
C$95
πŸ₯—Groceries
C$171
Dining Out
C$95
Coffee
C$57
Public Transport
C$76
πŸš—Rideshare
C$48
Gym
C$24
Streaming
C$50
Travel Fund
C$100
Shopping
C$143
πŸ₯Healthcare
C$238
πŸ“±Phone
C$80
πŸ“ΆInternet
C$67
What If? Lifestyle Tuning
Click to apply changes. Click again to revert.
Total Potential Savings
C$1,158/mo
= C$13,896/year
About Living in Barrie
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Data Sources for Barrie
Our cost estimates are based on authoritative data sources

Methodology: Barrie's COL Index (95) is calculated using a weighted average approach similar to C2ER COLI, where 100 = national average. Data updated quarterly. See Sources for more.