CanadaCOL Index: 112Cost Level: Moderate

Cost of Living in Mississauga, ON (2026)

Planning to live in Mississauga, ON? Our personalized calculator shows YOUR actual cost of living - not generic averages. Mississauga, ON has a moderate cost of living with a COL index of 112 (12% higher than the national average). Average 1BR rent: ~C$1,568/mo. Total monthly expenses: ~C$3,920 for a balanced lifestyle. Recommended salary: C$89,600/year.

Est. 1BR Rent
C$1,568
/month
Est. Monthly Total
C$3,920
balanced lifestyle
Recommended Salary
C$89,600
/year gross
vs National Avg
+12%
more expensive
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Customize Your Lifestyle
Adjust each category to match how you actually live
Your Lifestyle Cost in Mississauga, ON
Monthly Cost
C$2,991
Yearly Cost
C$35,892
Recommended Salary
C$89,600
gross/year
12% Above Average

Mississauga costs 12% more than the Canadian national average

COL Index
112
100 = Average
Spending Breakdown
TotalC$2,991/month
Housing52%
Utilities & Bills18%
Food13%
Lifestyle12%
Transportation5%
Biggest Cost Drivers
Where most of your money goes
#1
Housing
C$1,568/mo • 52% of budget
C$18,816/yr
#2
Utilities & Bills
C$550/mo • 18% of budget
C$6,600/yr
Affordability & Risk Assessment
Score: 25/100
High financial risk — consider lifestyle changes
Financial Health ScoreHigh Risk
🏠
High Rent Burden
52%

Rent consumes 52% of your total expenses — very housing-heavy budget.

💡 Consider a roommate, smaller apartment, or more affordable neighborhood.

🔒
High Fixed Costs
71%

71% of your budget is fixed — leaves little room for emergencies.

💡 Reduce fixed expenses to create more financial flexibility.

💰
Healthy Savings Rate
43%

43% potential savings rate — great for building wealth!

Rent % of Budget
52%
Target: <35%
Fixed Costs
71%
Target: <50%
Savings Potential
43%
Target: >20%
6-Mo Emergency Fund
C$17,946
~9 months to save

Risk assessment based on financial planning best practices. Consult a financial advisor for personalized advice.

Salary Negotiation Insights
Use these numbers when negotiating job offers or relocations
To maintain your lifestyle in Mississauga, you need:
C$89,600/year
C$43/hour (40 hrs/week)
+12% vs national average

💬 Use These in Negotiations

Job Offer Response

“Based on the cost of living in Mississauga, I would need a minimum of C$89,600 to maintain my current standard of living.”

Relocation Negotiation

“Moving to Mississauga requires a salary adjustment of +12% compared to the national average to maintain equivalent purchasing power.”

📊 Salary Tiers for Mississauga

Tight Budget
C$67,200
C$32/hr
Recommended
C$89,600
C$43/hr
Comfortable
C$112,000
C$54/hr
Luxury
C$143,360
C$69/hr

🔄 If You're Relocating

In a Cheaper City (COL 85)
C$68,000
C$21,600 less needed
Mississauga (COL 112)
C$89,600
Your target
In an Expensive City (COL 130)
C$104,000
C$14,400 more needed

📋 For HR/Recruiters: These figures are based on actual cost-of-living data for Mississauga. Use the Recommended Salary (C$89,600) as a benchmark for competitive compensation packages.

Category Comparison
HousingC$1,568 (52%)
Utilities & BillsC$550 (18%)
FoodC$381 (13%)
LifestyleC$346 (12%)
TransportationC$146 (5%)
Detailed Monthly Breakdown
Rent/Housing
C$1,568
Utilities
C$112
🥗Groceries
C$202
Dining Out
C$112
Coffee
C$67
Public Transport
C$90
🚗Rideshare
C$56
Gym
C$28
Streaming
C$50
Travel Fund
C$100
Shopping
C$168
🏥Healthcare
C$280
📱Phone
C$80
📶Internet
C$78
What If? Lifestyle Tuning
Click to apply changes. Click again to revert.
Total Potential Savings
C$1,366/mo
= C$16,392/year
About Living in Mississauga
Tap to expand each section

Data Sources for Mississauga
Our cost estimates are based on authoritative data sources

Methodology: Mississauga's COL Index (112) is calculated using a weighted average approach similar to C2ER COLI, where 100 = national average. Data updated quarterly. See Sources for more.