CanadaCOL Index: 125Cost Level: High

Cost of Living in Vancouver, BC (2026)

Planning to live in Vancouver, BC? Our personalized calculator shows YOUR actual cost of living - not generic averages. Vancouver, BC has a high cost of living with a COL index of 125 (25% higher than the national average). Average 1BR rent: ~C$1,750/mo. Total monthly expenses: ~C$4,375 for a balanced lifestyle. Recommended salary: C$100,000/year.

Est. 1BR Rent
C$1,750
/month
Est. Monthly Total
C$4,375
balanced lifestyle
Recommended Salary
C$100,000
/year gross
vs National Avg
+25%
more expensive
Choose Your City
Quick Lifestyle Presets
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Customize Your Lifestyle
Adjust each category to match how you actually live
Your Lifestyle Cost in Vancouver, BC
Monthly Cost
C$3,313
Yearly Cost
C$39,756
Recommended Salary
C$100,000
gross/year
25% Above Average

Vancouver costs 25% more than the Canadian national average

COL Index
125
100 = Average
Spending Breakdown
TotalC$3,313/month
Housing53%
Utilities & Bills18%
Food13%
Lifestyle11%
Transportation5%
Biggest Cost Drivers
Where most of your money goes
#1
Housing
C$1,750/mo • 53% of budget
C$21,000/yr
#2
Utilities & Bills
C$606/mo • 18% of budget
C$7,272/yr
Affordability & Risk Assessment
Score: 25/100
High financial risk — consider lifestyle changes
Financial Health ScoreHigh Risk
🏠
High Rent Burden
53%

Rent consumes 53% of your total expenses — very housing-heavy budget.

💡 Consider a roommate, smaller apartment, or more affordable neighborhood.

🔒
High Fixed Costs
71%

71% of your budget is fixed — leaves little room for emergencies.

💡 Reduce fixed expenses to create more financial flexibility.

💰
Healthy Savings Rate
43%

43% potential savings rate — great for building wealth!

Rent % of Budget
53%
Target: <35%
Fixed Costs
71%
Target: <50%
Savings Potential
43%
Target: >20%
6-Mo Emergency Fund
C$19,878
~8 months to save

Risk assessment based on financial planning best practices. Consult a financial advisor for personalized advice.

Salary Negotiation Insights
Use these numbers when negotiating job offers or relocations
To maintain your lifestyle in Vancouver, you need:
C$100,000/year
C$48/hour (40 hrs/week)
+25% vs national average

💬 Use These in Negotiations

Job Offer Response

“Based on the cost of living in Vancouver, I would need a minimum of C$100,000 to maintain my current standard of living.”

Relocation Negotiation

“Moving to Vancouver requires a salary adjustment of +25% compared to the national average to maintain equivalent purchasing power.”

📊 Salary Tiers for Vancouver

Tight Budget
C$75,000
C$36/hr
Recommended
C$100,000
C$48/hr
Comfortable
C$125,000
C$60/hr
Luxury
C$160,000
C$77/hr

🔄 If You're Relocating

In a Cheaper City (COL 85)
C$68,000
C$32,000 less needed
Vancouver (COL 125)
C$100,000
Your target
In an Expensive City (COL 130)
C$104,000
C$4,000 more needed

📋 For HR/Recruiters: These figures are based on actual cost-of-living data for Vancouver. Use the Recommended Salary (C$100,000) as a benchmark for competitive compensation packages.

Category Comparison
HousingC$1,750 (53%)
Utilities & BillsC$606 (18%)
FoodC$425 (13%)
LifestyleC$369 (11%)
TransportationC$163 (5%)
Detailed Monthly Breakdown
Rent/Housing
C$1,750
Utilities
C$125
🥗Groceries
C$225
Dining Out
C$125
Coffee
C$75
Public Transport
C$100
🚗Rideshare
C$63
Gym
C$31
Streaming
C$50
Travel Fund
C$100
Shopping
C$188
🏥Healthcare
C$313
📱Phone
C$80
📶Internet
C$88
What If? Lifestyle Tuning
Click to apply changes. Click again to revert.
Total Potential Savings
C$1,524/mo
= C$18,288/year
About Living in Vancouver
Tap to expand each section

Data Sources for Vancouver
Our cost estimates are based on authoritative data sources

Methodology: Vancouver's COL Index (125) is calculated using a weighted average approach similar to C2ER COLI, where 100 = national average. Data updated quarterly. See Sources for more.