Tax year 2026 · Single filer · $100kRank #49Has state income tax

Maryland Effective Tax Rate 2026

Employee effective tax rate in Maryland on a fixed $100,000 single-filer salary — about 28.3% ($71,746 take-home). Federal, state, and FICA only; sales and property tax excluded.

By Sammy S. · Founder · AuthorUpdated for 2026

28.3%

Effective rate @ $100k

#49

National rank

$71,746

Take-home

$28,254

Est. tax

Calculate your rate Full ranking

Maryland effective tax rate snapshot

Maryland ranks #49 of 50 for effective employee tax rate on a fixed $100,000 single-filer salary in 2026. Modeled effective levy is about 28.3% after federal income tax, state income tax, and employee payroll (FICA). Take-home ≈ $71,746. Sales and property taxes are excluded.

Effective @ $100k

28.3%

Rank #49 of 50

Take-home

$71,746

$28,254 total tax

At $50k

22.4%

$38,796 net

At $250k

34.7%

Has state income tax

Key takeaways for Maryland

Maryland’s effective employee levy at $100,000 is about 28.3% (rank #49).
Modeled take-home ≈ $71,746 after about $28,254 in federal, state, and payroll — paycheck-only.
Across bands: 22.4% at $50k → 34.7% at $250k.
Maryland has state income tax; federal tax and FICA still apply.
For context: Texas ≈ 20.8%; California ≈ 27.2% at $100k.

Effective rate by income in Maryland

Same single-filer engine at four gross salaries. Rankings use the $100,000 column.

Gross	Effective rate	Take-home	Est. tax
$50k	22.4%	$38,796	$11,204
$100krank key	28.3%	$71,746	$28,254
$150k	31.8%	$102,322	$47,678
$250k	34.7%	$163,227	$86,773

How Maryland compares on effective rate

Gap vs the lowest and highest rates at $100k, plus nearby peers by effective rate.

vs #1 (Alaska)

7.4 pp higher than #1

vs last (Hawaii)

0.1 pp lower than last place

vs Texas

7.4 pp higher than Texas

Take-home $7,434 less

vs California

1.0 pp higher than California

Take-home $1,048 less

#50 · 28.3%

#48 · 27.2%

#47 · 27.0%

#46 · 26.7%

#45 · 26.2%

#44 · 26.1%

Effective rate compares involving Maryland

Maryland vs Virginia

How we calculate the effective tax rate in Maryland

We run fixed gross salaries through our US paycheck engine for a single filer in tax year 2026, with Maryland selected. Modeled withholdings include federal income tax, state income tax (when applicable), and employee payroll (FICA plus any modeled state disability / paid family leave premiums). Effective rate = total modeled tax ÷ gross.

Results are educational estimates for comparing jurisdictions — not a substitute for your W-2 stub or a filed return. Local city taxes, benefits deductions, and non-paycheck levies (sales, property) are excluded.

Effective tax rate FAQ — Maryland

In this 2026 single-filer model, Maryland’s effective employee levy at $100,000 is about 28.3% — roughly $28,254 combined federal income tax, state income tax, and employee payroll on $100,000 gross, leaving about $71,746 take-home. Rank #49 of 50 (lowest rate = #1).

Maryland ranks #49 of 50 states at the $100,000 band. #1 (Alaska) is about 20.8%; last place (Hawaii) is about 28.3%. Gap vs #1 is about 7.4 percentage points.

About $71,746 after roughly $28,254 in modeled levies (28.3% effective) on a $100,000 single-filer salary.

Yes — Maryland has state income tax (progressive structure in our state table). Combined with federal income tax and employee payroll, the modeled effective rate at $100k is about 28.3%.

Four fixed bands: $50k, $100k, $150k, $250k. Rankings use the $100,000 band. At $50k Maryland is about 22.4%; at $250k about 34.7%.

No. Effective rate is total modeled tax ÷ gross. Marginal rate is the tax on the next dollar of income. This page publishes effective employee levies (income tax + payroll), not top marginal brackets alone.

No — paycheck-only. Sales tax, property tax, and most benefit deductions are excluded. For broader burden and COL context, see salary comparison by state and household tax by state.

This page models a single filer with standard defaults. Married filing jointly, head of household, dependents, and pre-tax deductions change results. Use the US paycheck calculator with Maryland selected to personalize.

Maryland’s effective rate is about 7.4 percentage points higher than Texas (28.3% vs 20.8%), so take-home is about $7,434 lower.

Maryland’s effective rate is about 1.0 percentage points higher than California (28.3% vs 27.2%), so take-home is about $1,048 lower.

Rankings here are effective employee levies after federal, state, and payroll — not income-tax status alone. Progressive brackets, flat rates, and payroll premiums all move the rate at $100k.

Use the band ladder on this page ($50k–$250k), open the Maryland salary comparison profile for more incomes, or run the US paycheck calculator with Maryland selected for your filing status and deductions.

Tax Freedom Day turns a similar paycheck levy rate into a calendar date. This profile focuses on percentage and dollar take-home at fixed incomes; see Tax Freedom Day for the calendar framing.