Tax year 2026 · Single filer · $100kRank #22Has state income tax

Iowa Effective Tax Rate 2026

Employee effective tax rate in Iowa on a fixed $100,000 single-filer salary — about 24.6% ($75,380 take-home). Federal, state, and FICA only; sales and property tax excluded.

By Sammy S. · Founder · AuthorUpdated for 2026

24.6%

Effective rate @ $100k

#22

National rank

$75,380

Take-home

$24,620

Est. tax

Calculate your rate Full ranking

Iowa effective tax rate snapshot

Iowa ranks #22 of 50 for effective employee tax rate on a fixed $100,000 single-filer salary in 2026. Modeled effective levy is about 24.6% after federal income tax, state income tax, and employee payroll (FICA). Take-home ≈ $75,380. Sales and property taxes are excluded.

Effective @ $100k

24.6%

Rank #22 of 50

Take-home

$75,380

$24,620 total tax

At $50k

19.1%

$40,455 net

At $250k

30.5%

Has state income tax

Key takeaways for Iowa

Iowa’s effective employee levy at $100,000 is about 24.6% (rank #22).
Modeled take-home ≈ $75,380 after about $24,620 in federal, state, and payroll — paycheck-only.
Across bands: 19.1% at $50k → 30.5% at $250k.
Iowa has state income tax; federal tax and FICA still apply.
For context: Texas ≈ 20.8%; California ≈ 27.2% at $100k.

Effective rate by income in Iowa

Same single-filer engine at four gross salaries. Rankings use the $100,000 column.

Gross	Effective rate	Take-home	Est. tax
$50k	19.1%	$40,455	$9,545
$100krank key	24.6%	$75,380	$24,620
$150k	27.9%	$108,091	$41,909
$250k	30.5%	$173,682	$76,318

How Iowa compares on effective rate

Gap vs the lowest and highest rates at $100k, plus nearby peers by effective rate.

vs #1 (Alaska)

3.8 pp higher than #1

vs last (Hawaii)

3.7 pp lower than last place

vs Texas

3.8 pp higher than Texas

Take-home $3,800 less

vs California

2.6 pp lower than California

Take-home $2,586 more

#23 · 24.6%

#24 · 24.7%

#21 · 24.5%

#25 · 24.8%

#20 · 24.4%

#26 · 24.8%

How we calculate the effective tax rate in Iowa

We run fixed gross salaries through our US paycheck engine for a single filer in tax year 2026, with Iowa selected. Modeled withholdings include federal income tax, state income tax (when applicable), and employee payroll (FICA plus any modeled state disability / paid family leave premiums). Effective rate = total modeled tax ÷ gross.

Results are educational estimates for comparing jurisdictions — not a substitute for your W-2 stub or a filed return. Local city taxes, benefits deductions, and non-paycheck levies (sales, property) are excluded.

Effective tax rate FAQ — Iowa

In this 2026 single-filer model, Iowa’s effective employee levy at $100,000 is about 24.6% — roughly $24,620 combined federal income tax, state income tax, and employee payroll on $100,000 gross, leaving about $75,380 take-home. Rank #22 of 50 (lowest rate = #1).

Iowa ranks #22 of 50 states at the $100,000 band. #1 (Alaska) is about 20.8%; last place (Hawaii) is about 28.3%. Gap vs #1 is about 3.8 percentage points.

About $75,380 after roughly $24,620 in modeled levies (24.6% effective) on a $100,000 single-filer salary.

Yes — Iowa has state income tax (flat structure in our state table). Combined with federal income tax and employee payroll, the modeled effective rate at $100k is about 24.6%.

Four fixed bands: $50k, $100k, $150k, $250k. Rankings use the $100,000 band. At $50k Iowa is about 19.1%; at $250k about 30.5%.

No. Effective rate is total modeled tax ÷ gross. Marginal rate is the tax on the next dollar of income. This page publishes effective employee levies (income tax + payroll), not top marginal brackets alone.

No — paycheck-only. Sales tax, property tax, and most benefit deductions are excluded. For broader burden and COL context, see salary comparison by state and household tax by state.

This page models a single filer with standard defaults. Married filing jointly, head of household, dependents, and pre-tax deductions change results. Use the US paycheck calculator with Iowa selected to personalize.

Iowa’s effective rate is about 3.8 percentage points higher than Texas (24.6% vs 20.8%), so take-home is about $3,800 lower.

Iowa’s effective rate is about 2.6 percentage points lower than California (24.6% vs 27.2%), so take-home is about $2,586 higher.

Rankings here are effective employee levies after federal, state, and payroll — not income-tax status alone. Progressive brackets, flat rates, and payroll premiums all move the rate at $100k.

Use the band ladder on this page ($50k–$250k), open the Iowa salary comparison profile for more incomes, or run the US paycheck calculator with Iowa selected for your filing status and deductions.

Tax Freedom Day turns a similar paycheck levy rate into a calendar date. This profile focuses on percentage and dollar take-home at fixed incomes; see Tax Freedom Day for the calendar framing.