Colorado
101.8
composite · rank #34
- Housing
- 107.4
- Grocery
- 100.9
- Utilities
- 88.7
Compare different states
Q1 2026
Q1 2026Colorado vs Florida Cost of Living
Florida has the lower cost of living by 1.1 index points. Compare category indexes and equivalent salaries in both directions.
By Sammy S. · Founder · AuthorUpdated for 2026
Lower cost of living
Florida is lower
1.1 index points lower. A $100,000 lifestyle in Colorado is roughly $98,919 in Florida.
Side-by-side cost of living scoreboard
Florida
100.7
composite · rank #30
- Housing
- 101.1
- Grocery
- 105.7
- Utilities
- 94.6
Category-by-category comparison
| Category | Colorado | Florida | Lower cost |
|---|---|---|---|
| Grocery | 100.9 | 105.7 | Colorado |
| Housing | 107.4 | 101.1 | Florida |
| Utilities | 88.7 | 94.6 | Colorado |
| Transportation | 89.1 | 99.5 | Colorado |
| Health care | 103.9 | 101.4 | Florida |
| Misc. goods & services | 103.5 | 99.8 | Florida |
Grocery
Colorado100.9
Florida105.7
Lower cost: Colorado
Housing
Colorado107.4
Florida101.1
Lower cost: Florida
Utilities
Colorado88.7
Florida94.6
Lower cost: Colorado
Transportation
Colorado89.1
Florida99.5
Lower cost: Colorado
Health care
Colorado103.9
Florida101.4
Lower cost: Florida
Misc. goods & services
Colorado103.5
Florida99.8
Lower cost: Florida
Equivalent salary examples
Salary needed in the destination state to match purchasing power in the origin state.
| Origin salary | Needed in Florida | Needed in Colorado |
|---|---|---|
| $50,000 | $49,460 | $50,546 |
| $75,000 | $74,190 | $75,819 |
| $100,000 | $98,919 | $101,092 |
| $150,000 | $148,379 | $151,639 |
| $250,000 | $247,299 | $252,731 |
$50,000 origin salary
In Florida$49,460
In Colorado$50,546
$75,000 origin salary
In Florida$74,190
In Colorado$75,819
$100,000 origin salary
In Florida$98,919
In Colorado$101,092
$150,000 origin salary
In Florida$148,379
In Colorado$151,639
Housing gap
Colorado housing is 107.4; Florida is 101.1.
Salary planning
$100,000 in Colorado is roughly $98,919 in Florida.
Statewide averages
Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.
Colorado vs Florida cost of living FAQs
Florida has the lower cost of living by 1.1 index points. The composite indexes are 101.8 in Colorado and 100.7 in Florida (US average = 100).
About $98,919 in Florida would provide similar statewide purchasing power to $100,000 in Colorado, based on the composite indexes.
About $101,092 in Colorado would provide similar statewide purchasing power to $100,000 in Florida.
Housing indexes are 107.4 in Colorado and 101.1 in Florida. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.
No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.
Florida has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.
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Composite index, category costs, and equivalent-salary examples.
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Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.