New York
124.7
composite · rank #46
- Housing
- 172.3
- Grocery
- 100.3
- Utilities
- 102.2
Compare different states
Q1 2026
Q1 2026New York vs Florida Cost of Living
Florida has the lower cost of living by 24 index points. Compare category indexes and equivalent salaries in both directions.
By Sammy S. · Founder · AuthorUpdated for 2026
Lower cost of living
Florida is lower
24 index points lower. A $100,000 lifestyle in New York is roughly $80,754 in Florida.
Side-by-side cost of living scoreboard
Florida
100.7
composite · rank #30
- Housing
- 101.1
- Grocery
- 105.7
- Utilities
- 94.6
Category-by-category comparison
| Category | New York | Florida | Lower cost |
|---|---|---|---|
| Grocery | 100.3 | 105.7 | New York |
| Housing | 172.3 | 101.1 | Florida |
| Utilities | 102.2 | 94.6 | Florida |
| Transportation | 111.5 | 99.5 | Florida |
| Health care | 108.9 | 101.4 | Florida |
| Misc. goods & services | 104.9 | 99.8 | Florida |
Grocery
New York100.3
Florida105.7
Lower cost: New York
Housing
New York172.3
Florida101.1
Lower cost: Florida
Utilities
New York102.2
Florida94.6
Lower cost: Florida
Transportation
New York111.5
Florida99.5
Lower cost: Florida
Health care
New York108.9
Florida101.4
Lower cost: Florida
Misc. goods & services
New York104.9
Florida99.8
Lower cost: Florida
Equivalent salary examples
Salary needed in the destination state to match purchasing power in the origin state.
| Origin salary | Needed in Florida | Needed in New York |
|---|---|---|
| $50,000 | $40,377 | $61,917 |
| $75,000 | $60,565 | $92,875 |
| $100,000 | $80,754 | $123,833 |
| $150,000 | $121,131 | $185,750 |
| $250,000 | $201,885 | $309,583 |
$50,000 origin salary
In Florida$40,377
In New York$61,917
$75,000 origin salary
In Florida$60,565
In New York$92,875
$100,000 origin salary
In Florida$80,754
In New York$123,833
$150,000 origin salary
In Florida$121,131
In New York$185,750
Housing gap
New York housing is 172.3; Florida is 101.1.
Salary planning
$100,000 in New York is roughly $80,754 in Florida.
Statewide averages
Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.
New York vs Florida cost of living FAQs
Florida has the lower cost of living by 24 index points. The composite indexes are 124.7 in New York and 100.7 in Florida (US average = 100).
About $80,754 in Florida would provide similar statewide purchasing power to $100,000 in New York, based on the composite indexes.
About $123,833 in New York would provide similar statewide purchasing power to $100,000 in Florida.
Housing indexes are 172.3 in New York and 101.1 in Florida. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.
No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.
Florida has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.
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Composite index, category costs, and equivalent-salary examples.
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Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.