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Florida vs Georgia Cost of Living

Georgia has the lower cost of living by 10.1 index points. Compare category indexes and equivalent salaries in both directions.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower cost of living

Georgia is lower

10.1 index points lower. A $100,000 lifestyle in Florida is roughly $89,970 in Georgia.

Side-by-side cost of living scoreboard

Category-by-category comparison

Grocery

Florida105.7
Georgia96.9

Lower cost: Georgia

Housing

Florida101.1
Georgia77.6

Lower cost: Georgia

Utilities

Florida94.6
Georgia98.6

Lower cost: Florida

Transportation

Florida99.5
Georgia96.3

Lower cost: Georgia

Health care

Florida101.4
Georgia99.6

Lower cost: Georgia

Misc. goods & services

Florida99.8
Georgia94.3

Lower cost: Georgia

Equivalent salary examples

Salary needed in the destination state to match purchasing power in the origin state.

$50,000 origin salary

In Georgia$44,985
In Florida$55,574

$75,000 origin salary

In Georgia$67,478
In Florida$83,361

$100,000 origin salary

In Georgia$89,970
In Florida$111,148

$150,000 origin salary

In Georgia$134,955
In Florida$166,722

Housing gap

Florida housing is 101.1; Georgia is 77.6.

Salary planning

$100,000 in Florida is roughly $89,970 in Georgia.

Statewide averages

Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.

Florida vs Georgia cost of living FAQs

Georgia has the lower cost of living by 10.1 index points. The composite indexes are 100.7 in Florida and 90.6 in Georgia (US average = 100).

About $89,970 in Georgia would provide similar statewide purchasing power to $100,000 in Florida, based on the composite indexes.

About $111,148 in Florida would provide similar statewide purchasing power to $100,000 in Georgia.

Housing indexes are 101.1 in Florida and 77.6 in Georgia. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.

No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.

Georgia has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.

Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.