2026Weekly benefit (WBA)Free

Texas Unemployment Benefits Calculator

Estimate your Texas weekly benefit amount (WBA) and total unemployment insurance. Texas maxes out at $605/week for up to 26 weeks ($15,730 maximum total). Enter high-quarter wages or annual salary for an instant estimate.

Updated July 2026 · Free estimate · Verify with your state UI agency

By Sammy S. · Founder · AuthorUpdated for 2026

$605

Max weekly

$69

Min weekly

26 weeks

Max duration

$15,730

Max total

Texas estimate uses high-quarter wages ÷ 26, then caps between $69 and $605 per week for up to 26 weeks. Defaults: $15,000 high quarter — try the $50k / $75k / $100k salary chips to compare.

Texas wages

Texas

$69–$605/wk · up to 26 weeks

High-quarter wages

Highest-earning quarter in your base period.

Or annual salary

Uses salary ÷ 4 as high quarter.

Texas estimate

up to 26 wks

Weekly benefit

$576

per week

Max total

$14,976

26 weeks

State min

$69

Your WBA

$576

State max

$605

Based on high-quarter wages of $15,000. Estimate only — file with Texas's UI agency for your official amount.

Common formula: high-quarter ÷ 26, then capped between state min and max. Your state may use a different divisor or dependents.

Tax reminder: Unemployment benefits are taxable income. Confirm details with Texas's official unemployment website.

How to estimate Texas unemployment benefits

Confirm Texas benefit range

Texas weekly benefits run from $69 to $605, for up to 26 weeks when eligible.

Enter high-quarter wages or salary

Use wages from your highest-earning base-period quarter, or enter annual salary (estimated as salary ÷ 4).

Review your estimated WBA and total

See your estimated weekly benefit, duration up to 26 weeks, and maximum total benefits for Texas.

File with Texas

This tool is an estimate only. File a claim with Texas's unemployment agency for your official weekly benefit amount.

How much unemployment in Texas on $50k, $75k & $100k?

Estimates use annual salary ÷ 4 as high-quarter wages, then Texas's $69–$605/week range for up to 26 weeks. These answer common searches like "Texas unemployment on $50,000 salary."

$50,000 salary

HQ ≈ $12,500

$480/wk

$12,480 over 26 weeks

$75,000 salary

HQ ≈ $18,750

$605/wk

$15,730 over 26 weeks · at Texas max

$100,000 salary

HQ ≈ $25,000

$605/wk

$15,730 over 26 weeks · at Texas max

At a $100,000 salary (~$1,923/week prior pay), Texas's $605 maximum replaces about 31% of weekly wages if you hit the cap — which is why an emergency fund still matters alongside UI.

How Texas unemployment benefits are calculated

Texas sets your weekly benefit amount (WBA) using wages from your base period — usually the first four of the last five completed calendar quarters. Many states use your high-quarter wages divided by 26, then capped between the state minimum and maximum. Official determinations may differ.

Estimated Texas formula

WBA = High-Quarter Wages ÷ 26

Clamped between $69 and $605 per week · up to 26 weeks ($15,730 max total)

Base period

Usually the first 4 of the last 5 completed quarters before you file in Texas.

High quarter

The single highest-earning quarter — the key input to the WBA estimate.

Texas limits

$69–$605/wk · up to 26 weeks of regular benefits.

Texas unemployment eligibility and how to file

To qualify in Texas, you generally must have lost work through no fault of your own, meet base-period earnings requirements, and be able and available to work while actively seeking a job. File with Texas's unemployment agency as soon as possible after separation.

Involuntary job loss

Laid off or position eliminated — generally not quitting voluntarily or termination for cause.

Base-period earnings

Must meet Texas minimum wage requirements during the base period (rules vary).

Able and available

Actively seeking work and available to start. Report any part-time earnings each week.

File immediately

File online with Texas's UI agency ASAP. A ~1-week waiting period is common.

Texas WBA by high-quarter wages

WBA = High-Quarter ÷ 26

$10k high quarter$384/wk

$15k high quarter$576/wk

$20k high quarter$605/wk

$25k high quarter$605/wk

$30k high quarter$605/wk

Green = at Texas max ($605). Orange = at min ($69).

Texas quick facts

Max weekly benefit: $605

Min weekly benefit: $69

Typical max duration: 26 weeks

Max total at full max WBA: $15,730

UI is taxable federal income

File as soon as you lose your job

FAQ

Texas unemployment FAQs

Max benefits, $50k–$100k salary estimates, filing, taxes, base period, and why estimates differ in Texas

In Texas, the maximum weekly unemployment benefit (WBA) is $605 and the minimum is $69. Regular benefits can last up to 26 weeks, so the maximum possible total is about $15,730 if you receive the full max weekly amount for every week. Your actual WBA depends on base-period wages and eligibility.

Using annual salary ÷ 4 as estimated high-quarter wages ($12,500), this calculator estimates about $480/week in Texas — roughly $12,480 over 26 weeks. Enter your real high-quarter wages above for a tighter estimate.

At $75,000 (HQ ≈ $18,750), the estimate is about $605/week ($15,730 over 26 weeks) at the state max. At $100,000 (HQ ≈ $25,000), about $605/week ($15,730 over 26 weeks) at the state max. Higher salaries often hit Texas's $605 weekly cap.

Texas typically sets your weekly benefit amount from base-period wages. A common approximation is high-quarter wages ÷ 26, then capped between $69 and $605 per week. This Texas unemployment calculator applies that estimate instantly — your state agency’s official determination may use a different divisor, dependents, or alternate base period.

Texas generally allows up to 26 weeks of regular unemployment benefits, subject to eligibility, certification, and state law. Some durations can vary with the state unemployment rate. Extended or emergency federal programs (when active) can add weeks beyond the regular maximum.

File with Texas's unemployment insurance agency as soon as you become unemployed — most states accept online claims. Have your Social Security number, ID, recent employer names/addresses/dates/wages, and reason for separation ready. Texas will verify wages and set your official WBA; this page only provides an estimate.

Yes for federal income tax — UI is ordinary taxable income nationwide in 2026. You can often elect 10% federal withholding with Form W-4V. State income-tax treatment of UI varies; confirm whether Texas taxes unemployment benefits with your state tax agency. UI also increases MAGI and can affect ACA premium tax credits.

The base period is usually the first four of the last five completed calendar quarters before you file. Your high quarter is the single highest-earning quarter in that period — the key input many states use for WBA. If recent wages are higher (raise or new job), ask whether Texas applies an Alternate Base Period (ABP) that includes more recent quarters.

This calculator uses a common high-quarter ÷ 26 approximation capped at Texas's published min/max ($69–$605/wk). Texas may use a different formula, dependency allowances, partial-week reductions, or waiting-week rules. Always rely on your claim determination from Texas's UI agency.

Max weekly benefits and duration vary widely. Open another state calculator, or view the Texas benefits profile and full state rankings.

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Or return to the all-states unemployment benefits calculator.

Disclaimer: This Texas unemployment calculator provides estimates only. Texas uses its own formula, eligibility rules, and base-period definition. Always verify with Texas's official unemployment insurance program. Benefit amounts and weeks can change.

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