Max weekly
$605
Min $69
2026Rank #18Texas Unemployment Benefits
$605/week · up to 26 weeks · $15,730 max total · No state income tax.
By Sammy S. · Founder · AuthorUpdated for 2026
Texas unemployment benefits snapshot
Texas pays up to $605/week for up to 26 weeks of regular UI. Maximum total at the weekly cap for the full modeled duration is $15,730. Rank #18 for maximum weekly benefit (#1 is highest) and #18 for maximum total benefits.
Max weeks
26
Rank #3
Max total
$15,730
Rank #18
State tax on UI
No state income tax
Federal tax still applies
Compare Texas with another state
Compare any two states
Max weekly benefit, duration, total benefits, and state tax treatment.
Texas benefit examples by prior salary
Illustrative estimates assume high-quarter wages ≈ annual salary ÷ 4, then apply the high-quarter ÷ 26 approximation clamped to Texas's min/max.
| Prior salary | Est. weekly | Est. total | Weeks |
|---|---|---|---|
| $50,000 | $480 | $12,480 | 26 |
| $75,000 · at max | $605 | $15,730 | 26 |
| $100,000 · at max | $605 | $15,730 | 26 |
$50,000
Weekly$480
Total$12,480
Weeks26
$75,000 · at max
Weekly$605
Total$15,730
Weeks26
$100,000 · at max
Weekly$605
Total$15,730
Weeks26
Worked Texas unemployment example
A worker with about $100,000 of prior annual wages (~$25,000 in the highest quarter) would typically hit or approach Texas's weekly benefit formula like this.
Calculation flow
- 1.High-quarter wages: $25,000 (illustrative for a $100k salary).
- 2.Raw weekly estimate: $25,000 ÷ 26 ≈ $961 before state min/max clamps.
- 3.Texas clamp: between $69 and $605.
- 4.Duration: up to 26 weeks when eligible for the full regular award.
Modeled result
- Est. weekly benefit
- $605
- Max weeks
- 26
- Est. total benefits
- $15,730
- Wage replacement vs ~$1,923/wk
- 31%
Educational estimate only. Exact formulas, dependency allowances, and eligibility can change the official weekly amount.
Calculation guide
How Texas weekly unemployment benefits are estimated
Weekly benefits are usually based on base-period wages and clamped to the state min/max. The estimator on this site uses a common high-quarter approximation so you can compare states consistently; your agency's official formula may differ.
Base-period wages
Texas looks at recent covered wages—usually the first four of the last five completed calendar quarters—to decide monetary eligibility.
Weekly formula
A common approximation is high-quarter wages ÷ 26, then clamped between $69 and $605.
Duration
Regular benefits are modeled for up to 26 weeks when you remain eligible and continue to certify.
Dependents
Some states raise the weekly amount with dependency allowances. Where published, the max WBA shown can include dependents.
Partial benefits
Limited part-time earnings may reduce—but not always eliminate—the weekly check. Report all work accurately.
Official determination
Only the Texas unemployment agency can issue your official weekly benefit amount after a claim is filed.
Are unemployment benefits taxable in Texas?
TX has no broad state wage income tax, so UI is not taxed at the state level. Federal income tax still applies.
Federally, UI is ordinary taxable income reported on Form 1099-G. You can often elect 10% federal withholding with Form W-4V. If Texas taxes UI, ask the agency about state withholding separately—W-4V covers federal tax only.
Who qualifies for unemployment in Texas?
Typically requires sufficient base-period wages, unemployment through no fault of your own, and that you are able, available, and actively seeking work. Exact monetary and non-monetary rules are set by the state agency.
- Enough wages in the state's base period (usually the first four of the last five completed calendar quarters)
- Job separation that qualifies under state law (typically layoff or other no-fault separation)
- Able and available to work
- Actively seeking work and meeting weekly certification requirements
- Not disqualified for reasons such as misconduct or refusing suitable work without good cause
Before you file unemployment in Texas
File promptly
Submit a Texas claim as soon as you lose covered work. Delays can postpone the first payable week.
Gather employer details
Have recent employer names, addresses, dates of employment, and the reason for separation ready.
Estimate high-quarter wages
Pay stubs and W-2s help you judge whether you may reach the state maximum.
Choose withholding
Consider Form W-4V for 10% federal withholding and any state withholding option.
Plan certifications
Texas generally requires ongoing certifications that you are able, available, and seeking work.
Keep records
Save claim confirmations, weekly certifications, and your Form 1099-G for tax season.
How to read the Texas figures
Max weekly
Published ceiling; your award depends on base-period wages.
Max weeks
Regular UI duration in the comparison model.
Max total
Weekly max × weeks — an upper-bound benchmark.
Not modeled
Every dependency rule, disqualification, partial-earnings offset, or extension.
Estimate your Texas benefit
Use high-quarter wages for a personalized weekly and total estimate.
Related states by max total benefits
Pennsylvania$605/wk · 26 wks · $15,730 max
Compare Texas vs Pennsylvania →
Utah$622/wk · 26 wks · $16,172 max
Compare Texas vs Utah →
Vermont$622/wk · 26 wks · $16,172 max
Compare Texas vs Vermont →
Montana$588/wk · 28 wks · $16,464 max
Compare Texas vs Montana →Texas unemployment FAQs
Texas's published maximum weekly benefit is $605 (minimum $69). Rank #18 by maximum weekly benefit, where #1 is highest.
Texas models up to 26 weeks of regular UI (rank #3 by duration). Weekly benefits are usually based on base-period wages and clamped to the state min/max.
At the weekly maximum for the full modeled duration, Texas totals $15,730 (rank #18). Most claimants receive less.
Federal income tax applies. TX has no broad state wage income tax, so UI is not taxed at the state level. Federal income tax still applies.
Like most states, Texas starts from base-period wages. A common approximation is high-quarter wages ÷ 26, then clamped between $69 and $605. Exact formulas can differ.
Using a $25,000 high-quarter approximation for a $100k annual salary, the estimate is about $605/week and $15,730 over 26 weeks (at the state maximum).
Typically requires sufficient base-period wages, unemployment through no fault of your own, and that you are able, available, and actively seeking work. Exact monetary and non-monetary rules are set by the state agency.
Texas ranks #18 on max weekly benefit and #18 on max total benefits. Use the pair selector to compare with another state.
UI maxima are only one factor. Job market, wages, housing costs, taxes, and eligibility rules usually matter more than the published weekly cap.
Use the unemployment benefits calculator pre-filtered for Texas, or review the salary examples on this profile.
File with the Texas unemployment agency as soon as you lose covered work. Delays can postpone the first payable week even when you later qualify.
Like most states, Texas generally looks at wages in a recent base period—often the first four of the last five completed calendar quarters—to decide monetary eligibility and the weekly amount.
Many states allow partial benefits when you earn limited wages while still unemployed. Report all work and earnings each week; failing to report can create overpayments.
Yes in most cases. Unemployment compensation is reported on Form 1099-G for federal taxes. Keep the form and match it to your return even when Texas does not tax UI at the state level.
Rankings use published maxima. Actual awards depend on wages, eligibility, and agency determinations.