2026Weekly benefit (WBA)Free

New York State Unemployment Benefits Calculator

Estimate your New York State weekly benefit amount (WBA) and total unemployment insurance. New York State maxes out at $504/week for up to 26 weeks ($13,104 maximum total). Enter high-quarter wages or annual salary for an instant estimate.

Updated July 2026 · Free estimate · Verify with your state UI agency

By Sammy S. · Founder · AuthorUpdated for 2026

$504

Max weekly

$116

Min weekly

26 weeks

Max duration

$13,104

Max total

New York State estimate uses high-quarter wages ÷ 26, then caps between $116 and $504 per week for up to 26 weeks. Defaults: $15,000 high quarter — try the $50k / $75k / $100k salary chips to compare.

New York State wages

New York State

$116–$504/wk · up to 26 weeks

High-quarter wages

Highest-earning quarter in your base period.

Or annual salary

Uses salary ÷ 4 as high quarter.

New York State estimate

up to 26 wks

Weekly benefit

$504

per week

Max total

$13,104

26 weeks

State min

$116

Your WBA

$504

State max

$504

Based on high-quarter wages of $15,000. Estimate only — file with New York State's UI agency for your official amount.

Common formula: high-quarter ÷ 26, then capped between state min and max. Your state may use a different divisor or dependents.

Tax reminder: Unemployment benefits are taxable income. Confirm details with New York State's official unemployment website.

How to estimate New York State unemployment benefits

Confirm New York State benefit range

New York State weekly benefits run from $116 to $504, for up to 26 weeks when eligible.

Enter high-quarter wages or salary

Use wages from your highest-earning base-period quarter, or enter annual salary (estimated as salary ÷ 4).

Review your estimated WBA and total

See your estimated weekly benefit, duration up to 26 weeks, and maximum total benefits for New York State.

File with New York State

This tool is an estimate only. File a claim with New York State's unemployment agency for your official weekly benefit amount.

How much unemployment in New York State on $50k, $75k & $100k?

Estimates use annual salary ÷ 4 as high-quarter wages, then New York State's $116–$504/week range for up to 26 weeks. These answer common searches like "New York State unemployment on $50,000 salary."

$50,000 salary

HQ ≈ $12,500

$480/wk

$12,480 over 26 weeks

$75,000 salary

HQ ≈ $18,750

$504/wk

$13,104 over 26 weeks · at New York State max

$100,000 salary

HQ ≈ $25,000

$504/wk

$13,104 over 26 weeks · at New York State max

At a $100,000 salary (~$1,923/week prior pay), New York State's $504 maximum replaces about 26% of weekly wages if you hit the cap — which is why an emergency fund still matters alongside UI.

How New York State unemployment benefits are calculated

New York State sets your weekly benefit amount (WBA) using wages from your base period — usually the first four of the last five completed calendar quarters. Many states use your high-quarter wages divided by 26, then capped between the state minimum and maximum. Official determinations may differ.

Estimated New York State formula

WBA = High-Quarter Wages ÷ 26

Clamped between $116 and $504 per week · up to 26 weeks ($13,104 max total)

Base period

Usually the first 4 of the last 5 completed quarters before you file in New York State.

High quarter

The single highest-earning quarter — the key input to the WBA estimate.

New York State limits

$116–$504/wk · up to 26 weeks of regular benefits.

New York State unemployment eligibility and how to file

To qualify in New York State, you generally must have lost work through no fault of your own, meet base-period earnings requirements, and be able and available to work while actively seeking a job. File with New York State's unemployment agency as soon as possible after separation.

Involuntary job loss

Laid off or position eliminated — generally not quitting voluntarily or termination for cause.

Base-period earnings

Must meet New York State minimum wage requirements during the base period (rules vary).

Able and available

Actively seeking work and available to start. Report any part-time earnings each week.

File immediately

File online with New York State's UI agency ASAP. A ~1-week waiting period is common.

New York State WBA by high-quarter wages

WBA = High-Quarter ÷ 26

$10k high quarter$384/wk

$15k high quarter$504/wk

$20k high quarter$504/wk

$25k high quarter$504/wk

$30k high quarter$504/wk

Green = at New York State max ($504). Orange = at min ($116).

New York State quick facts

Max weekly benefit: $504

Min weekly benefit: $116

Typical max duration: 26 weeks

Max total at full max WBA: $13,104

UI is taxable federal income

File as soon as you lose your job

FAQ

New York State unemployment FAQs

Max benefits, $50k–$100k salary estimates, filing, taxes, base period, and why estimates differ in New York State

In New York State, the maximum weekly unemployment benefit (WBA) is $504 and the minimum is $116. Regular benefits can last up to 26 weeks, so the maximum possible total is about $13,104 if you receive the full max weekly amount for every week. Your actual WBA depends on base-period wages and eligibility.

Using annual salary ÷ 4 as estimated high-quarter wages ($12,500), this calculator estimates about $480/week in New York State — roughly $12,480 over 26 weeks. Enter your real high-quarter wages above for a tighter estimate.

At $75,000 (HQ ≈ $18,750), the estimate is about $504/week ($13,104 over 26 weeks) at the state max. At $100,000 (HQ ≈ $25,000), about $504/week ($13,104 over 26 weeks) at the state max. Higher salaries often hit New York State's $504 weekly cap.

New York State typically sets your weekly benefit amount from base-period wages. A common approximation is high-quarter wages ÷ 26, then capped between $116 and $504 per week. This New York State unemployment calculator applies that estimate instantly — your state agency’s official determination may use a different divisor, dependents, or alternate base period.

New York State generally allows up to 26 weeks of regular unemployment benefits, subject to eligibility, certification, and state law. Some durations can vary with the state unemployment rate. Extended or emergency federal programs (when active) can add weeks beyond the regular maximum.

File with New York State's unemployment insurance agency as soon as you become unemployed — most states accept online claims. Have your Social Security number, ID, recent employer names/addresses/dates/wages, and reason for separation ready. New York State will verify wages and set your official WBA; this page only provides an estimate.

Yes for federal income tax — UI is ordinary taxable income nationwide in 2026. You can often elect 10% federal withholding with Form W-4V. State income-tax treatment of UI varies; confirm whether New York State taxes unemployment benefits with your state tax agency. UI also increases MAGI and can affect ACA premium tax credits.

The base period is usually the first four of the last five completed calendar quarters before you file. Your high quarter is the single highest-earning quarter in that period — the key input many states use for WBA. If recent wages are higher (raise or new job), ask whether New York State applies an Alternate Base Period (ABP) that includes more recent quarters.

This calculator uses a common high-quarter ÷ 26 approximation capped at New York State's published min/max ($116–$504/wk). New York State may use a different formula, dependency allowances, partial-week reductions, or waiting-week rules. Always rely on your claim determination from New York State's UI agency.

Max weekly benefits and duration vary widely. Open another state calculator, or view the New York State benefits profile and full state rankings.

Or return to the all-states unemployment benefits calculator.

Disclaimer: This New York State unemployment calculator provides estimates only. New York State uses its own formula, eligibility rules, and base-period definition. Always verify with New York State's official unemployment insurance program. Benefit amounts and weeks can change.

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