20 hrs/week
Apprentice
£160.00/wk · £8,320.00/yr
National Living Wage (21+)
£254.20/wk · £13,218.40/yr
In 2026, National Living Wage (21+) wins on the statutory floor: £12.71/hour vs £8.00/hour for Apprentice — a gap of £4.71/hour. At full-time (40 hrs/week), that is roughly £9,796.80 more gross income per year before tax and National Insurance. Rates are UK-wide; use our hourly and UK tax calculators for take-home.
By Sammy S. · Founder · AuthorUpdated for 2026
National Living Wage (21+) has the higher statutory minimum wage
£12.71/hr vs £8.00/hr — a £4.71/hr gap (£9,796.80/yr FT gross).
£8.00/hr
£16,640.00/yr FT · effective 1 April 2026
£12.71/hr
£26,436.80/yr FT · effective 1 April 2026
Gap: £4.71/hr · £9,796.80/yr FT (£816.40/mo)
| Metric | ||
|---|---|---|
| Statutory minimum | £8.00/hr | £12.71/hr |
| FT annual gross (40×52) | £16,640.00 | £26,436.80 |
| National Living Wage band | No | Yes (21+) |
| Eligibility | Apprentices under 19, or aged 19+ in the first year of their apprenticeship | Workers aged 21 and over |
Gross pay at each band's statutory minimum (before tax and National Insurance).
| Hours | Apprentice / wk | National Living Wage (21+) / wk | Apprentice / yr | National Living Wage (21+) / yr |
|---|---|---|---|---|
| 20 hrs | £160.00 | £254.20 | £8,320.00 | £13,218.40 |
| 30 hrs | £240.00 | £381.30 | £12,480.00 | £19,827.60 |
| 40 hrs | £320.00 | £508.40 | £16,640.00 | £26,436.80 |
20 hrs/week
Apprentice
£160.00/wk · £8,320.00/yr
National Living Wage (21+)
£254.20/wk · £13,218.40/yr
30 hrs/week
Apprentice
£240.00/wk · £12,480.00/yr
National Living Wage (21+)
£381.30/wk · £19,827.60/yr
40 hrs/week
Apprentice
£320.00/wk · £16,640.00/yr
National Living Wage (21+)
£508.40/wk · £26,436.80/yr
Pros
Cons / caveats
Pros
Cons / caveats
Planning guide
National Living Wage (21+) has the higher statutory minimum in 2026. Check eligibility and take-home tools before deciding which band applies.
Apprentice £8.00/hr vs National Living Wage (21+) £12.71/hr
£9,796.80/yr before tax
Same NMW/NLW bands in England, Scotland, Wales & NI
National Living Wage (21+) is £12.71/hr
Age and apprenticeship status determine which statutory band applies.
Statutory floors do not differ by nation — England, Scotland, Wales, and NI share NMW/NLW.
Rates are for 2026. NMW/NLW usually updates every 1 April.
Convert hours with the hourly calculator, then compare UK tax take-home for net pay.
The National Living Wage (£12.71/hour for ages 21+) is the statutory government floor. The Living Wage Foundation publishes voluntary higher rates that some employers choose to pay. This duel ranks statutory NMW/NLW bands only.
In 2026, National Living Wage (21+) wins on the statutory floor: £12.71/hour vs £8.00/hour for Apprentice — a gap of £4.71/hour. At full-time (40 hrs/week), that is roughly £9,796.80 more gross income per year before tax and National Insurance. Rates are UK-wide; use our hourly and UK tax calculators for take-home.
Wage floors are only half the story. See take-home pay by UK nation and the UK tax calculator for income tax and National Insurance at the same salary.
NLW & all age-band rates
State vs state floors
Province vs province floors
Band vs band floors
Type vs type floors
Age band vs age band floors
Convert wage to annual pay
Take-home after tax & NI