Program
QPIP
Maternity / parental leave by province/Quebec
QPIP · rank #1 · ~$41,406 on $68,900 annual insurable earnings.
Quebec residents use the Québec Parental Insurance Plan (QPIP/RQAP) for maternity, paternity, parental, and adoption benefits — not federal EI maternity/parental. On $68,900 annual insurable earnings (QPIP basic, birth parent, 32 shareable parental weeks), modeled total ≈ $41,406 over 50 weeks. QPIP 2026 maximum insurable earnings are $103,000. Basic plan: maternity up to 18 weeks at 70%; special plan: 15 weeks at 75%. Shareable parental pools and exclusive paternity weeks differ by plan. This hub uses annual earnings ÷ 52 (not the full wage-earner 26-week ROE average).
Program
QPIP
Vignette total
$41,406
Weeks (default)
50
National rank
#1 highest
Quebec residents use the Québec Parental Insurance Plan (QPIP/RQAP) for maternity, paternity, parental, and adoption benefits — not federal EI maternity/parental. On $68,900 annual insurable earnings (QPIP basic, birth parent, 32 shareable parental weeks), modeled total ≈ $41,406 over 50 weeks. QPIP 2026 maximum insurable earnings are $103,000. Basic plan: maternity up to 18 weeks at 70%; special plan: 15 weeks at 75%. Shareable parental pools and exclusive paternity weeks differ by plan. This hub uses annual earnings ÷ 52 (not the full wage-earner 26-week ROE average).
QPIP replacement rates on the special plan reach 75%; basic maternity uses 70%, with shareable parental mixing 70% and 55% weeks (Québec.ca choice-of-plan table).
Québec is the only QPIP jurisdiction in this hub. Against Ontario’s EI vignette, the modeled gap is about $4,956 on $68,900 annual insurable earnings.
Always confirm insured hours (EI guideline: 600), best-weeks, or QPIP qualifying-period rules before relying on an estimate.
QPIP plan choice is binding once the first parent applies. Model basic vs special totals before filing with RQAP.
Job-protected leave under employment standards is a separate clock from benefit payment weeks.
Estimate QPIP weeks and dollars before leave, then confirm with Service Canada or RQAP.
QPIP includes exclusive paternity weeks plus a shareable parental pool — basic and special plans differ; both parents must pick the same plan.
QPIP covers adoption benefits with exclusive weeks plus shareable parental — confirm the adoption table on Québec.ca.
Model top-ups against EI/QPIP ceilings and separate employment-standards job protection from benefit payment weeks.
QPIP basic (default vignette) · $68,900 annual insurable earnings.
Maternity weekly
$927.50
18 weeks on the default plan
Parental weekly (70% band first)
$927.50
Basic plan: 7 weeks at 70%, then 25 at 55% · pool 32
Basic: 18 weeks at 70%. Special: 15 weeks at 75%. Only for the person who gave birth (Québec.ca).
Basic: 32 weeks (7 @ 70%, then 25 @ 55%). Special: 25 weeks @ 75%. Parents may take weeks together or separately.
Basic: 5 weeks @ 70%. Special: 3 weeks @ 75%. Not included in this hub’s birth-parent vignette total.
Multiple-birth and single-parent exclusive weeks can add 5 (basic) or 3 (special) weeks per eligible parent.
Compare any two provinces
EI vs QPIP birth-parent totals on the same $68,900 earnings vignette.
Birth parent totals for EI standard/extended and QPIP basic/special — useful even when Quebec only uses one program.
| Plan | Weeks | Maternity $/wk | Parental $/wk | Total |
|---|---|---|---|---|
| EI standard | 50 | $729.00 | $729.00 | $36,450 |
| EI extended | 76 | $729.00 | $437.00 | $37,592 |
| QPIP basic | 50 | $927.50 | $927.50 | $41,406 |
| QPIP special | 40 | $993.75 | $993.75 | $39,750 |
Canada.ca guideline: 600 insured hours in the 52 weeks before your claim or since your last claim (whichever is shorter).
Your regular weekly earnings from work must have decreased by more than 40% for at least one week.
Start as early as 12 weeks before due date or birth; cannot receive maternity more than 17 weeks after the later of those dates.
Standard parental within 52 weeks of birth/placement; extended within 78 weeks. Weeks need not be consecutive, but must fall inside the window.
Apply to QPIP/RQAP for maternity, paternity, parental, and adoption benefits — not federal EI maternity/parental for the same event.
Canada.ca advises applying as soon as possible after you stop working; waiting more than 4 weeks can risk lost benefits.
Use RQAP/QPIP tools and Québec.ca plan tables — not the federal EI maternity estimator.
Basic vs special is locked by the first parent’s application. Model both plans before filing.
Many employers offer SUB top-ups keyed to EI/QPIP ceilings. Ask early — top-ups are outside this ranking.
Check Quebec employment standards (or the Canada Labour Code) for unpaid leave length separately from benefit weeks.
Cash maternity/parental benefits outside Québec are federal EI, the same in Alberta as in Ontario. Provincial taxes do not set EI week rates.
Canada.ca states Québec provides maternity, paternity, parental, and adoption benefits through QPIP. Québec residents use QPIP/RQAP instead of federal EI maternity/parental for the same birth/adoption.
Extended parental is 33% of average weekly earnings, capped at $437 in 2026 — lower weekly payments than the 55% / $729 standard option (Canada.ca).
EI/QPIP pay for a set number of weeks. Provincial employment standards can provide longer unpaid job-protected leave than the weeks you receive benefits.
$729 (2026) is the weekly ceiling for 55% benefits. Below the EI MIE, you receive 55% (or 33% extended) of your average weekly insurable earnings.
Canada.ca: once a parental benefits payment has been made for the birth or adoption (to you or a sharing parent), the standard/extended option generally cannot be changed.
Québec.ca: both parents must choose the same plan. The first parent who applies locks the plan for the family for that benefit period.
Canada.ca lists 600 insured hours as an eligibility guideline for EI maternity/parental. Employer agreement does not replace insured-hours rules — Service Canada decides.
Model EI or QPIP with your earnings, role, and parental weeks.
← All provinces — maternity / parental ranking
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