Is this invoice generator free?

Yes. Our invoice generator is free. Create invoices with line items, tax, and payment terms. Print or save as PDF. No sign-up required.

Can I use this for freelancer or contractor invoices?

Yes. Freelancers and contractors can create professional invoices for clients. Use it to document income for tax purposes (1099, self-employment). Estimate taxes with our 1099 Tax Calculator.

Does the invoice include tax calculation?

Yes. Enter a tax rate (e.g. sales tax) and we calculate tax on the subtotal. The invoice shows subtotal, tax, and total. For income tax on invoice revenue, use our 1099 Tax Calculator.

How do I pay taxes on invoice income?

Invoice income is typically self-employment income. Use our 1099 Tax Calculator to estimate federal and state tax, and Quarterly Estimated Tax Calculator for 1040-ES payments.

What payment terms should I use?

Net 30 (due in 30 days) is most common for B2B. Net 15 speeds up payment. Due on receipt works for smaller jobs. For large projects, consider 50% upfront, 50% on completion.

Do I need to charge sales tax on invoices?

It depends on your state and whether you sell goods or services. Many services are not subject to sales tax; goods often are. If you charge sales tax, add the rate in the tax field and remit it to your state.

When should I send an invoice?

Send an invoice as soon as work is complete or on a schedule (e.g. monthly for retainer clients). Clear payment terms and a prompt invoice improve the chance of timely payment.

Free Invoice Generator 2026

Create professional invoices in minutes. Add your business and client details, line items (description, quantity, rate), optional tax, and payment terms. Print or save as PDF—no sign-up. Built for freelancers, contractors, self-employed, and small businesses. Use with our 1099 Tax Calculator to estimate taxes on invoice income.

Who should use this invoice generator?

Freelancers and contractors who bill clients and need professional invoices for payment. Self-employed and gig workers documenting income for tax filing. Small business owners who need simple invoicing without full accounting software. This tool helps you get paid and keep records—estimate self-employment tax with our 1099 Tax Calculator and Quarterly Estimated Tax Calculator.

How to Use the Invoice Generator

Enter your business and client — Your name or business, address, email. Client name and billing address.
Add line items — Description, quantity, and rate for each service or product. Add multiple items. Optional tax rate applied to subtotal.
Print or save as PDF — Set invoice number, dates, payment terms. Click Print / Save PDF. Use for client billing and tax records.

Create Your Invoice

Fill in your details and client info. Add line items for services or products. Print or save as PDF.

Header color

Load sample:

Your name or business name *

Client or company name *

Your address

Client address

Your email

Invoice number

Invoice date

Due date

Payment terms

Line items

$0.00

Tax rate (%)

Notes

Fill in your name, client name, and at least one line item with a rate.

For a clean PDF, uncheck "Headers and footers" in the print dialog.

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Key Takeaways

An invoice requests payment for goods or services. It lists line items, rates, subtotal, tax (if any), and total due.
Invoice income is typically self-employment income—use our 1099 Tax Calculator to estimate taxes and Quarterly Estimated Tax for 1040-ES payments.
Common payment terms: Net 30 (due in 30 days), Net 15, Due on receipt. Set clear terms to get paid faster.
Number invoices sequentially (INV-001, INV-002) and keep copies for your records and tax filing.

What Is an Invoice?

An invoice is a document you send to a client requesting payment for goods or services. It lists what was provided, quantities, rates, and the total due. Invoices document income for your records and for 1099 and self-employment tax. Our free invoice generator creates a professional invoice you can print or save as PDF.

For tax planning on invoice income, use our 1099 Tax Calculator and Quarterly Estimated Tax Calculator.

What to Include on an Invoice

A professional invoice should include:

Your name or business and contact (address, email)
Client name and billing address
Invoice number — unique ID (e.g. INV-001) for tracking
Invoice date and due date
Line items — description, quantity, rate, amount for each service or product
Subtotal, tax (if applicable), and total
Payment terms — Net 30, Due on receipt, etc.
Payment instructions — bank details, Venmo, check, etc. (in notes)

Keep copies of all invoices for your records. You'll need them for 1099 tax filing and income tracking.

Common Invoice Payment Terms

Net 30 — Payment due within 30 days of invoice date. Most common for B2B.
Net 15 — Due in 15 days. Faster cash flow.
Due on receipt — Pay immediately. Common for smaller projects.
Net 45 / Net 60 — Longer terms for large clients or contracts.
50% upfront, 50% on completion — For larger projects; add to notes.

Taxes on Invoice Income

Income from invoices is typically self-employment income. You owe federal income tax, state income tax (if applicable), and self-employment tax (Social Security + Medicare, ~15.3%). Use our 1099 Tax Calculator to estimate how much to set aside. If you expect to owe $1,000+ for the year, the IRS generally requires quarterly estimated tax payments—use our Quarterly Estimated Tax Calculator for due dates and amounts. Track mileage with our Mileage Deduction Calculator to reduce taxable income.