Highest take-home
$75,298
Nunavut #1 · 24.7%
Canada compare
🇨🇦2026 · $100k CAD single filer
$100k Take-Home by Province
Ranked net pay on a $100,000 single-filer salary across 13 Canadian provinces and territories. In Alberta you keep about $72,883; in Ontario about $72,710. Highest: Nunavut ($75,298). Lowest: Nova Scotia ($67,171).
By Sammy S. · Founder · AuthorUpdated for 2026
$75,298
Highest (Nunavut)
$67,171
Lowest (Nova Scotia)
$72,883
Alberta
$72,710
Ontario
Lowest take-home
$67,171
Nova Scotia · 32.8%
Alberta take-home
$72,883
Rank #5 · ~$6,074/mo
Ontario take-home
$72,710
Rank #6 · gap $173
Key finding: Alberta vs Ontario at $100k
In our 2026 $100,000 single-filer model, you keep about $72,883 in Alberta and $72,710 in Ontario — a $173 annual gap favoring Alberta over Ontario.
Key takeaways at $100k CAD
- Alberta keeps about $72,883; Ontario about $72,710 — gap $173.
- Nunavut ranks #1 at about $75,298 take-home (~24.7% effective).
- Nova Scotia ranks last at about $67,171 (~32.8% effective).
- Paycheck-only model: federal + provincial/territorial income tax (incl. Ontario Health Premium where applicable) plus employee CPP/QPP, EI, and QPIP — GST/HST and property tax excluded.
- Quebec ranks #11 (~$68,132) — QPP/QPIP and higher provincial tax widen the gap vs Alberta.
$100,000 take-home pay by province (2026)
One fixed income—$100,000 gross, single filer—ranked by modeled annual take-home after federal income tax, provincial/territorial income tax (including Ontario Health Premium in Ontario), and employee CPP/QPP, EI, and QPIP (Quebec). Highest: Nunavut ($75,298). Lowest: Nova Scotia ($67,171). A clear interprovincial screen: who keeps more of the same salary?
How we calculate $100k take-home by province
Step 1
Scan the ranking
Provinces and territories are ordered by highest take-home on a fixed $100,000 single-filer salary. #1 keeps the most after federal tax, provincial/territorial tax, and CPP/EI.
Step 2
Read take-home, tax, and effective rate
Each row shows annual net pay, estimated total levy, and effective rate %. Divide take-home by 12 for a rough monthly paycheck.
Step 3
Use the Alberta vs Ontario quote
The Alberta–Ontario corridor is the most-cited $100k Canada comparison—then open province salary pages or /compare/canada pairs for ladders.
Step 4
Check methodology limits
Paycheck levies only—no GST/HST or property tax. Territories can lead on income tax while housing and services differ sharply.
Worked example
Example corridor: on $100,000 single, Alberta take-home is about $72,883 (~$6,074/mo) at 27.1% effective. Ontario is about $72,710 (~$6,059/mo) at 27.3%. Annual gap ≈ $173.
2026 highlights
Highest take-home
- #1Nunavut$75,298
- #2British Columbia$73,935
- #3Northwest Territories$73,743
- #4Yukon$73,412
- #5Alberta$72,883
Lowest take-home
- #13Nova Scotia$67,171
- #12Prince Edward Island$68,070
- #11Quebec$68,132
- #10Newfoundland and Labrador$68,764
- #9New Brunswick$69,529
Popular $100k Canada corridors
Head-to-head snapshots on the same $100k single-filer model—useful for relocation and news citations.
Alberta vs Ontario
At $100,000 single, Alberta keeps about $72,883 vs $72,710 in Ontario — a $173 annual gap.
Alberta vs Quebec
At $100,000 single, Alberta keeps about $72,883 vs $68,132 in Quebec — a $4,751 annual gap.
Ontario vs Quebec
At $100,000 single, Ontario keeps about $72,710 vs $68,132 in Quebec — a $4,578 annual gap.
British Columbia vs Ontario
At $100,000 single, British Columbia keeps about $73,935 vs $72,710 in Ontario — a $1,225 annual gap.
Alberta vs British Columbia
At $100,000 single, British Columbia keeps about $73,935 vs $72,883 in Alberta — a $1,052 annual gap.
Nunavut vs Nova Scotia
At $100,000 single, Nunavut keeps about $75,298 vs $67,171 in Nova Scotia — a $8,127 annual gap.
Who this $100k ranking helps
Interprovincial movers
See how much of the same $100k salary you keep after a move—before housing or sales tax enter the picture.
Offer negotiators
A $100k CAD offer is not the same net in every province. Pair this ranking with salary-by-province ladders.
Journalists & researchers
Cite the Alberta vs Ontario gap and full 13-row ranking with dated methodology and Dataset schema.
Educators
A concrete way to teach effective tax rates: same gross, different nets, ranked across Canada.
vs salary ladders, province compare & US rankings
| Topic | This page | Related hub |
|---|---|---|
| Income anchor | Fixed $100k CAD only | Salary by province: $50k–$500k ladders |
| Pair pages | Corridors + ranked table | Province tax compare: full A vs B scoreboards |
| US parallel | Canada provinces/territories | $100k by US state: TX vs CA format |
Full province ranking at $100k
13 provinces & territories · highest → lowest take-home. Top: Nunavut ($75,298). Bottom: Nova Scotia ($67,171).
| # | Province / territory | Take-home | Est. tax | Effective rate |
|---|---|---|---|---|
| 1 |  Nunavut (NU) | $75,298 | $24,702 | 24.7% |
| 2 |  British Columbia (BC) | $73,935 | $26,065 | 26.1% |
| 3 |  Northwest Territories (NT) | $73,743 | $26,257 | 26.3% |
| 4 |  Yukon (YT) | $73,412 | $26,588 | 26.6% |
| 5 |  Alberta (AB) | $72,883 | $27,117 | 27.1% |
| 6 |  Ontario (ON) | $72,710 | $27,290 | 27.3% |
| 7 |  Saskatchewan (SK) | $70,568 | $29,432 | 29.4% |
| 8 |  Manitoba (MB) | $69,708 | $30,292 | 30.3% |
| 9 |  New Brunswick (NB) | $69,529 | $30,471 | 30.5% |
| 10 |  Newfoundland and Labrador (NL) | $68,764 | $31,236 | 31.2% |
| 11 |  Quebec (QC) | $68,132 | $31,868 | 31.9% |
| 12 |  Prince Edward Island (PE) | $68,070 | $31,930 | 31.9% |
| 13 |  Nova Scotia (NS) | $67,171 | $32,829 | 32.8% |
Planning tips before you move
Don’t stop at income tax
GST/HST rates, property tax, and housing can erase provincial income-tax savings. Pair with property-tax-by-city and land-transfer tools.
Re-run at your real salary
Progressive brackets mean a $75k or $200k offer can reorder provinces. Use salary-by-province ladders or the Canada calculator.
Quebec is a different stack
QPP, QPIP, and a federal abatement change the federal/provincial split. Compare take-home, not provincial tax alone.
Territories aren’t just lower tax
Nunavut can lead on paycheck take-home while cost of living and remote-work logistics dominate real decisions.
Methodology & limits
- Included: federal + provincial/territorial income tax (including Ontario Health Premium for Ontario) and employee CPP/QPP, EI, and QPIP (Quebec) on wage income.
- Excluded: GST/HST, property tax, municipal levies, employer premiums, and credits beyond calculator defaults.
- Assumptions: single filer, $100,000 T4-style wages, 2026 Canada engines on this site.
- Ranking key: highest take-home CAD; ties broken by effective rate, then name.
Glossary
- Take-home pay
- Gross wages minus modeled federal income tax, provincial/territorial income tax (including Ontario Health Premium in Ontario), and employee CPP/QPP, EI, and QPIP (Quebec).
- Effective levy rate
- (Total modeled employee levies ÷ $100,000) × 100. Lower rate → higher take-home on this page.
- CPP / QPP & EI
- Canada Pension Plan (or Quebec Pension Plan) plus Employment Insurance. Quebec also models QPIP parental-insurance premiums.
- Single-filer model
- One adult, standard defaults, no dependents. Married / common-law and other statuses change results.
- vs salary-by-province
- This page fixes $100k only for citeable ranking. Salary-by-province hubs show $50k–$500k ladders per province.
$100k take-home by province FAQs
17 answers about Alberta vs Ontario, Quebec, territories, and how this differs from US $100k rankings.
In this 2026 single-filer model across 13 provinces and territories, take-home ranges from about $75,298 in Nunavut (#1) to $67,171 in Nova Scotia (#13). Federal tax and CPP/EI apply everywhere; provincial/territorial tax (and QPIP in Quebec) create most of the gap.
Alberta keeps about $72,883 (~$6,074/month); Ontario about $72,710 (~$6,059/month). The modeled annual gap is $173 favoring Alberta.
Alberta keeps about $72,883 (rank #5); Quebec about $68,132 (rank #11). Gap ≈ $4,751 per year in this model.
Ontario keeps about $72,710 (rank #6); Quebec about $68,132 (rank #11). Gap ≈ $4,578 per year.
Nunavut ranks #1 with about $75,298 take-home (effective levy ~24.7%).
Nova Scotia ranks last among 13 jurisdictions with about $67,171 take-home (~32.8% effective / ~$5,598/month).
The top three ranks here are Nunavut ($75,298), British Columbia ($73,935), Northwest Territories ($73,743). Northern territories and lower-rate provinces lead; Atlantic Canada and Quebec trail on this vignette.
Yes in this model: Alberta ≈ $72,883 (rank #5) vs Ontario ≈ $72,710 (rank #6).
British Columbia ranks #2 with about $73,935 take-home (~26.1% effective).
Divide annual take-home by 12. Example: Alberta ≈ $6,074/month; Ontario ≈ $6,059/month. Biweekly ≈ annual ÷ 26.
No. This ranking is paycheck levies only (income tax + employee social premiums). Sales and property tax are excluded—use our GST/HST and property-tax-by-city tools for those layers.
Yes. Ontario’s modeled provincial levies include the Ontario Health Premium ($750 in this income band). Take-home is about $72,710 (rank #6).
No. Quebec’s row includes provincial tax plus QPP and QPIP, with a lower federal amount due to the Quebec abatement. Modeled take-home is about $68,132 (rank #11).
Salary-by-province pages show income ladders ($50k–$500k) per jurisdiction. This page fixes $100k CAD only so journalists and movers can cite one ranked table and the Alberta–Ontario corridor.
Same citeable format, different tax systems. The US page models federal + state + FICA in USD; this page models Canada federal + provincial/territorial + CPP/EI in CAD.
Yes — all 13 provinces and territories. Nunavut currently leads the $100k ranking among them.
No. Figures use this site’s published Canada paycheck engines for education and citation. Confirm with CRA, Revenu Québec, or a tax professional for personal decisions.