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New Jersey vs Hawaii RSU Tax

Hawaii withholds $125 more state tax than New Jersey on $50,000 RSU vest (100 shares × $500 FMV) with $150,000 other annual income (flat supplemental method).

By Sammy S. · Founder · AuthorUpdated for 2026

Key finding

Hawaii withholds more state tax

$125 more state tax — net gap ~$125 ($30,761 vs $30,636).

Side-by-side RSU withholding scoreboard

New Jersey

$5,375

~10.75% est. state

Total withheld
$19,239
Net RSU
$30,761
Federal + FICA
$13,864
Rank
#3
New Jersey profile →

Hawaii

$5,500

~11% est. state

Total withheld
$19,364
Net RSU
$30,636
Federal + FICA
$13,864
Rank
#2
Hawaii profile →

Total withholding gap: $125 (state drives most of the difference).

Key takeaways — New Jersey vs Hawaii RSU tax

  • Hawaii withholds about $125 more state tax ($5,375 vs $5,500).
  • New Jersey: ~10.75% est. (Aggregate / table (estimate)). Hawaii: ~11% est. (Aggregate / table (estimate)).
  • Federal withholding is $11,000 in both states on this vignette (22% flat per IRS Pub. 15); FICA is $2,864 each.
  • New Jersey ranks #3; Hawaii ranks #2 (#1 = highest state withholding).
  • Model custom RSU vests at /rsu-tax-calculator.

Rule contrast — New Jersey vs Hawaii

TopicNew JerseyHawaii
Withholding methodAggregate / table (estimate)Aggregate / table (estimate)
Supplemental rate~10.75% est.~11% est.
Vignette state tax$5,375$5,500
Vignette federal + FICA$11,000 + $2,864$11,000 + $2,864
Vignette total withheld$19,239$19,364
Vignette net$30,761$30,636
Rank (curated)#3#2

State withholding and net at different RSU sizes

$150,000 other annual income; engine flat supplemental method. State gap is state tax only; net is after-tax share value after sell-to-cover.

RSUNew Jersey stateHawaii stateState gapNJ netHI net
$15,000$1,612.50$1,650$37.50$8,940$8,902.50
$50,000$5,375$5,500$125$30,761$30,636
$100,000$10,750$11,000$250$63,211$62,961
$250,000$26,875$27,500$625$160,561$159,936

How to read this page

New Jersey vs Hawaii RSU tax in 2026

This page compares state supplemental withholding for New Jersey (NJ) and Hawaii (HI) on $50,000 RSU vest (100 shares × $500 FMV) with $150,000 other annual income (flat supplemental method), calculated from our engine (same engine as the RSU vest calculator).

Hawaii is higher by about $125 in state tax alone; net take-home favors New Jersey by about $125.

No published flat supplemental rate (aggregate / table method). Educational estimate ≈10.75% — confirm with payroll tables.

No published flat supplemental rate (aggregate / table method). Educational estimate ≈11% — confirm with payroll tables.

How each state’s rate works

New Jersey (Aggregate / table (estimate)): about 10.75% → $5,375 on the vignette.

Hawaii (Aggregate / table (estimate)): about 11% → $5,500 on the vignette.

Official state agencies for this pair only are linked in the sources section — not every state in the hub.

Federal and FICA are the same on this vignette

Both states withhold $11,000 federal income tax under the Pub. 15 flat method (22% on $50,000).

FICA is $2,864 in each (Social Security + Medicare on this YTD/RSU pair). The take-home gap is almost entirely state supplemental withholding.

Above $1M supplemental wages with one employer, federal withholding uses 37% on the excess — still the same rule in both states.

Same RSU vests, different state tax

The ladder recomputes engine results at $15k–$250k RSU vests with $150,000 other annual income.

If either state uses Vermont’s 30%-of-federal rule, Wisconsin bands, or an aggregate proxy, the gap may not scale as a simple constant percentage — check each ladder row.

Signing-RSU negotiations should still include regular wage tax and cost of living — not supplemental withholding alone.

What this comparison excludes

Local city taxes (NYC, Philly wage tax, Ohio municipalities) are not included.

Aggregate-method stubs can differ from the flat-percentage estimates shown here.

Final Form 1040 liability depends on annual brackets, deductions, and credits — withholding is a prepayment.

Who this New Jersey vs Hawaii comparison helps

Useful if…

  • •Candidates weighing New Jersey vs Hawaii offers with cash RSU vests
  • •Payroll comparing multi-state supplemental setup
  • •Editors quantifying high-tax vs no-tax state gaps

Use official tools if…

  • •Local city taxes (NYC, Philly, Ohio municipalities)
  • •Aggregate-method stubs that differ from flat rates
  • •Year-end true-up if federal 22% under-withholds

New Jersey vs Hawaii checklist

Before treating the withholding gap as a job or relocation decision.

  1. 1Confirm New Jersey and Hawaii supplemental rules with each revenue department.
  2. 2Ask which withholding method payroll uses (flat vs aggregate).
  3. 3Check the RSU vest ladder for your award size.
  4. 4Open /rsu-tax-by-state/new-jersey and /rsu-tax-by-state/hawaii for full profiles.
  5. 5Run both scenarios in /rsu-tax-calculator.

Vignette net: $30,761 (NJ) vs $30,636 (HI).

What the state gap means

Flat supplemental rates differ by state; federal 22% and FICA rules are the same. Withholding is not your final tax bill when you file.

Limits of this comparison

NYC/local taxes, aggregate-method withholding, and equity vest timing are not modeled. Use the RSU calculator for custom vest amounts and other income.

New Jersey vs Hawaii RSU tax FAQs

Hawaii withholds about $125 more in state tax ($5,375 vs $5,500).

No on this vignette — both use the flat 22% federal supplemental method plus the same FICA rules. The gap is almost entirely state supplemental withholding.

New Jersey: ~10.75% est.. Hawaii: ~11% est..

New Jersey, by about $125.

No. This comparison is state supplemental withholding plus federal and FICA only.

Not on this vignette. Both use 22% flat federal supplemental withholding ($11,000) plus the same FICA rules.

Compare another pair

Compare any two states

Supplemental RSU withholding on a $50,000 vest (100×$500) with $150,000 other income.