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US relocation · 2026

Maine flagMaine → California flagCalifornia

At $100,000 gross, you’d need about $157,143 in California to match Maine purchasing power — and same-gross take-home shifts by −$1,081/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Maine leads

COL index moves +25.9 from Maine (114.6) to California (140.5). Median household income delta: +$22,700 (70,800 USD → 93,500 USD). At $100,000 gross (Portland → San Francisco): equivalent salary ~$157,143; same-gross take-home −$1,081/year.

Side-by-side state scoreboard

Maine

87

Purchasing power index · 100 = national avg

COL index
114.6
Median income
70,800 USD
Sales tax
~5.5%
Property tax
~0.98%
Income tax
Taxed
$100k take-home
$73,875
Maine calculator →

California

71

Purchasing power index · 100 = national avg

COL index
140.5
Median income
93,500 USD
Sales tax
~9.03%
Property tax
~0.7%
Income tax
Taxed
$100k take-home
$72,794
California calculator →

$100k example: Portland → San Francisco

Single filer, tax year 2026. Equivalent salary adjusts for city cost of living; take-home uses our federal + state + payroll engine.

Equivalent gross needed

$157,143

+57.1% vs current

Take-home in Portland

$73,875

Take-home in San Francisco (same gross)

$72,794

Same-gross delta

−$1,081

1BR rent: $1,620/mo → $3,550/mo
Personalize this city pair

Housing: Portland → San Francisco

Approximate median monthly rents for the primary metros in Maine and California. Negative delta means housing is cheaper in San Francisco. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

+$23,160

1BR % of $100k (Portland)

19.4%

$1,620/mo

1BR % of $100k (San Francisco)

42.6%

$3,550/mo

Property tax (effective)

~0.98% → ~0.7%

Maine → California

At COL-equivalent salary in San Francisco, 1BR rent is about 27.1% of gross — vs 42.6% if you keep $100,000 gross.

Apartment rent (monthly)

SizePortlandSan FranciscoDelta / mo
Studio$1,350$2,800+$1,450
1 bedroom$1,620$3,550+$1,930
2 bedroom$2,020$4,800+$2,780
3 bedroom$2,580$6,200+$3,620

House rent (monthly)

SizePortlandSan FranciscoDelta / mo
2 bedroom$2,200$4,500+$2,300
3 bedroom$2,800$6,000+$3,200
4 bedroom$3,500$7,800+$4,300

Buy instead? Est. mortgage (3BR house)

Portland payment

$3,219/mo

San Francisco payment

$6,898/mo

Payment delta

+$3,679

Est. purchase price

$604,800 → $1,296,000

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Portland → San Francisco

City-to-city comparisons

Run the calculator for Maine → California

Equivalent salary and after-tax take-home need specific metros. Pick a pair to pre-fill the relocation calculator, or open it blank.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.