Maine vs 
California
Take-home pay after federal tax, state income tax, and FICA — calculated with the same engine as our paycheck calculator.
By Sammy S. · Founder · AuthorUpdated for 2026
Winner at $100k
Maine
Extra take-home / year
$1,081
Per month
$90
Over 10 years
$10,810
Moving from California → Maine at $100,000
Metric vs metric
Lower tax and cost figures generally favor the highlighted cell. Rate structure notes sit under each state's calculator link.
| Metric | Maine | California |
|---|---|---|
| Income tax | 7.15% · Progressive (top 7.15%) | 13.30% · Progressive (top 13.30%) |
| Combined sales tax | ~5.5% | ~9.03% |
| Effective property tax | ~0.98% | ~0.7% |
| Cost of living index | 114.6 | 140.5 |
| Median household income | $70,800 | $93,500 |
| Unemployment rate | 3.3% | 4.8% |
Dig into each state's paycheck
Maine rate structure
Progressive brackets with a top marginal rate of about 7.15%.
California rate structure
Progressive brackets with a top marginal rate of about 13.30%.
Overview
Maine (Progressive (top 7.15%)) vs California (Progressive (top 13.30%)). At $100,000 gross (single), Maine typically leaves you with about $1,081 more take-home than California after federal, state, and FICA. Sales tax ~5.5% vs ~9.03%; property tax ~0.98% vs ~0.7%. Median household income (ACS 2024): $70,800 vs $93,500.
Take-home by income
Net pay after federal income tax, state income tax, and FICA — single filer, standard deduction, no dependents (2026). Advantage is take-home in California minus Maine.
| Gross | Maine take-home | California take-home | Advantage |
|---|---|---|---|
| $50,000 | $40,516 | $40,566 | +$50 |
| $75,000 | $58,066 | $57,781 | −$285 |
| $100,000Headline | $73,875 | $72,794 | −$1,081 |
| $150,000 | $104,911 | $102,105 | −$2,806 |
| $200,000 | $136,472 | $131,941 | −$4,531 |
| $500,000 | $306,572 | $290,223 | −$16,349 |
Assumptions: single filer, standard deduction, no dependents, tax year 2026. At $100k: FICA ≈ $7,650 in both states; effective total tax rate ≈ 26.1% in Maine vs 27.2% in California. Local city taxes are not included unless noted.
$100k tax breakdown: Maine vs California
Where a $100,000 paycheck goes after federal income tax, state income tax, and FICA (2026, single filer).
| Line item | Maine | California |
|---|---|---|
| Gross pay | $100,000 | $100,000 |
| Federal income tax (est.) | $13,170 | $13,170 |
| State income tax | $5,305 | $5,086 |
| FICA (SS + Medicare) | $7,650 | $7,650 |
| Take-home pay | $73,875 | $72,794 |
| Effective total tax rate | 26.1% | 27.2% |
| Monthly take-home | $6,156 | $6,066 |
Federal estimates can differ slightly between states when state interactions affect taxable income. Combined sales tax ~5.5% (Maine) vs ~9.03% (California); effective property tax ~0.98% vs ~0.7%.
Pros & cons: Maine vs California
Tax structure, living costs, and lifestyle trade-offs beyond the paycheck number.
Maine
Pros
- Lower top/marginal state rate (Progressive (top 7.15%)) than California (Progressive (top 13.30%))
- About $1,081/year more take-home at $100k gross (single) vs California
- Lower combined sales tax (~5.5% vs ~9.03% in California)
- Lower cost of living index (114.6 vs 140.5; 100 = US average)
- Lower unemployment rate (3.3% vs 4.8%)
Cons
- −Higher effective property tax (~0.98% vs ~0.7% in California)
- −Lower median household income ($70,800 ACS 2024 vs $93,500)
- −Local city/county taxes and credits are not fully modeled in the headline ladder
California
Pros
- Lower effective property tax (~0.7% vs ~0.98% in Maine)
- Higher median household income ($93,500 ACS 2024 vs $70,800)
- Modeled with our 2026 federal + state + FICA paycheck engine
Cons
- −State income tax (Progressive (top 13.30%)) reduces take-home vs a $0-income-tax peer
- −Roughly $1,081/year less take-home at $100k vs Maine
- −Higher combined sales tax (~9.03% vs ~5.5% in Maine)
- −Higher cost of living index (140.5 vs 114.6; 100 = US average)
- −Higher unemployment rate (4.8% vs 3.3%)
Who wins when
Quick read on when each state is the better fit — beyond the headline tax number.
- Maine wins on take-home pay at every salary band in our ladder (single filer, standard deduction).
- Maine: Lower top/marginal state rate (Progressive (top 7.15%)) than California (Progressive (top 13.30%))
- Maine: About $1,081/year more take-home at $100k gross (single) vs California
- California: Lower effective property tax (~0.7% vs ~0.98% in Maine)
- California: Higher median household income ($93,500 ACS 2024 vs $70,800)
How we calculate Maine vs California
Tax engine. Federal income tax uses 2026 IRS brackets and the standard deduction for a single filer. FICA includes Social Security and Medicare employee shares. State income tax applies Maine's and California's rules as modeled in our US calculator (Progressive (top 7.15%) vs Progressive (top 13.30%)).
What's included. Wage income only — no capital gains, self-employment tax, itemized deductions, credits, or local city wage taxes (e.g. NYC) unless noted. Sales tax (~5.5% vs ~9.03%) and property tax (~0.98% vs ~0.7%) are context metrics, not subtracted from the take-home ladder.
Cost of living. COL indexes (114.6 vs 140.5, 100 = US average) and median household income ($70,800 vs $93,500) help interpret whether a paycheck win buys more in real life. For city-level equivalent salary, use the Maine → California relocation calculator.
Frequently asked questions
Common questions about Maine vs California taxes, take-home pay, and relocation.
Moving Maine → California?
Model cost-of-living equivalent salary, or open each state's paycheck calculator with your filing status and deductions.
Related tools
Estimates only for tax year 2026. Not tax advice — verify with your state tax agency or a CPA before relocating. Figures assume a single filer with the standard deduction and no dependents.