Canada rank
#9
All provinces
Real raise · 2026
Quebec
Rank #9 of 13 — +1.82% real after tax and 2.8% CPI on a 5% / $100,000 raise.
Shareable line
Real raise in Quebec
A 5% raise on $100,000 in Quebec is only about 1.82% after tax and 2.8% StatCan CPI (2026).
5% on $100,000 — scoreboard
After-tax raise
+4.67%
Real raise
+1.82%
Tax drag
0.33%
Take-home before raise
$68,132
Take-home after 5% raise
$71,313 (+$3,181)
Inflation layer: StatCan CPI all-items +2.8% (12 months ending June 2026). Same national CPI for every province — rankings isolate the provincial tax wedge on raise dollars.
Break-even & 3% COLA check
Smallest raise with real growth > 0
3.1%
After-tax +2.89% → real +0.09%
3% COLA at $100k
-0.01%
Real pay cut vs 2.8% CPI (after-tax +2.79%)
Salary & raise bands
| Gross | Raise | After-tax | Real |
|---|---|---|---|
| $60,000 | 5% | +3.79% | +0.96% |
| $75,000 | 5% | +4.23% | +1.39% |
| $100,000 | 3% | +2.79% | -0.01% |
| $100,000 | 5% | +4.67% | +1.82% |
| $100,000 | 10% | +9.26% | +6.28% |
| $150,000 | 5% | +4.10% | +1.26% |
vs Alberta & Ontario
Quebec real raise +1.82% · Alberta +1.92% (#4) · Ontario +1.86% (#6).
Nearby ranks
FAQs
We take a 5% nominal raise on $100,000, compute how much take-home grows after federal tax, provincial/territorial tax, and employee CPP/EI (plus QPIP/OHP where modeled), then adjust that after-tax raise for StatCan CPI all-items +2.8% (12 months ending June 2026). The result is the real (purchasing-power) raise percentage.
StatCan CPI all-items +2.8% (12 months ending June 2026). Core-style CPI (StatCan CPI excluding food & energy +1.8% (12 months ending June 2026)) is noted for context but not used in the ranking. The same national CPI figure is applied to every province so rankings isolate provincial tax differences — StatCan also publishes provincial CPI (e.g. Ontario was softer and Nova Scotia stronger in June 2026), which we do not mix into this tax-wedge ranking.
At $100k with a 5% raise, Alberta shows about +1.92% real vs Ontario about +1.86% real after the same 2.8% CPI. After-tax raise is roughly +4.77% in Alberta vs +4.71% in Ontario.
Quebec ranks #9 with about +1.82% real (after-tax +4.67%) — QPP/QPIP and higher provincial tax increase the raise wedge vs Alberta.
Often barely — and not everywhere. At $100k, Ontario’s 3% raise is about +2.83% after tax → +0.03% real vs 2.8% CPI, while Manitoba is about -0.13% real (a cut). On this model 5 of 13 provinces/territories still see a real pay cut at 3%. StatCan AWE rose 3.4% YoY through May 2026.
On our $100k single-filer scan (0.1% steps), real growth turns positive around 3% nominal in Alberta and 3% in Ontario. Your filing status can move that threshold.