How much does it cost to move out in Ottawa, ON? (2026)
In Ottawa, the average one-bedroom rents for CA$1,850/month. Plan on at least CA$4,700 before furniture — and CA$9,250–CA$12,950 total including a starter emergency fund. Housing here is 8% above the US national average (index 108 vs 100).
Ottawa rent prices: 1-bedroom vs 2-bedroom
Downtown and premium neighborhoods often run 15–30% higher; suburbs can run 10–25% lower than citywide averages. Ottawa is a moderate-cost market where the 30% rent rule is achievable for many full-time workers at median incomes.
Upfront move-in costs in Ottawa
Based on average 1BR rent and local lease norms (including last month upfront).
| Cost item | Amount |
|---|---|
| First month's rent | CA$1,850 |
| Security deposit | CA$0 |
| Last month's rent | CA$1,850 |
| Moving costs (est.) | CA$500 |
| Utility deposits (est.) | CA$200 |
| Setup & misc (est.) | CA$300 |
| Total upfront (no furniture) | CA$4,700 |
Add $800–$2,000+ for minimal-to-moderate furniture if you are not bringing belongings. Pet deposits add more if applicable.
Monthly budget after you move in
Recurring costs for a solo renter at the average 1BR in Ottawa.
Before dining out, subscriptions, or debt payments
Salary needed to rent in Ottawa
Gross requirements do not equal what hits your bank account. Estimate your take-home before you apply.
Roommate option in Ottawa
Splitting a 2BR (~CA$2,350/mo average) is a common way to cut costs.
Estimated roommate upfront costs: CA$3,886 — shared moving costs and a lower rent base.
Deposit and tenant rules in Ottawa, ON
Ontario landlords cannot charge a security deposit on residential rentals — only last month's rent may be collected in advance (Rent Control Act). In Ottawa, budget for first month plus last month upfront, not a separate deposit.
How Ottawa compares to other metros
Same country, average 1BR rent and estimated upfront costs.
| City | Avg rent | vs Ottawa | Upfront | |
|---|---|---|---|---|
| Toronto, ON | CA$2,110/mo | +CA$260 | ~CA$5,220 | |
| Vancouver, BC | CA$2,400/mo | +CA$550 | ~CA$4,600 | |
| Montreal, QC | CA$1,450/mo | −CA$400 | ~CA$2,450 | |
| Calgary, AB | CA$1,600/mo | −CA$250 | ~CA$3,400 | |
| Edmonton, AB | CA$1,240/mo | −CA$610 | ~CA$2,860 | |
| Winnipeg, MB | CA$1,200/mo | −CA$650 | ~CA$2,800 |
Hidden costs first-time renters miss in Ottawa
These items often add $2,000–$5,000 in the first year beyond rent and deposit.
Planning your timeline
If you need CA$9,250 total and can save CA$740/month after living expenses. Use the calculator above with your actual income and savings for a personalized date.
Ottawa rent and cost data reflects 2026 averages used in this calculator (COL index 108). Lease terms vary by landlord and neighborhood. Verify local tenant law and listing details before signing. Compare all cities or read our national move-out guide.