Tax Calculator

Paycheck Tax Calculator

Canada · first apartment · 2026
Deposit · rent · timeline

Montreal, QC Move Out Calculator: How Much Do You Need to Move Out?

Planning to move out in Montreal? Find out exactly how much money you need with our free move-out calculator. In Montreal, the average 1-bedroom apartment costs CA$1,450/month, you'll need approximately CA$2,450 in upfront costs, and a minimum salary of CA$58,000/year to live comfortably. Montreal is considered a moderate cost city - use the calculator below to get your personalized budget.

Quick answer: plan on at least CA$2,450 upfront and CA$57,996/yr income (30% rule) in Montreal, QC.

By Sammy S. · Founder · AuthorUpdated for 2026

CA$1,450

avg 1BR rent

CA$2,450

min upfront

CA$4,833

min monthly income

CA$7,250

recommended savings

Move out budget calculator
Ready
Estimate upfront costs, rent-to-income, and when you can afford your first apartment. City-specific rents for the US, Canada, UK, and Australia.

Your money & rent target

After-tax income, savings, and the rent you're aiming for — then run a detailed breakdown.

CA$
CA$
CA$
CA$1,015Avg CA$1,450CA$1,885

30% rule max: CA$1,350/mo

Off by default — turn on only if your lease requires one.

Refine your plan

Optional profile, living setup, and safety buffer — applied when you run the detailed breakdown.

Off by default — turn on only if your lease requires a deposit.

3 mo
1 mo · risky3 mo · recommended6 mo · safe

How to use

  1. 1Enter monthly income and current savings
  2. 2Montreal rent is pre-filled — adjust if needed
  3. 3Choose living alone, with a roommate, or with a partner
  4. 4See upfront costs, rent ratio, and your move-out timeline

Montreal cost estimates

RentEstimate
1BR avgCA$2,450
2BR avgCA$2,900
RecommendedCA$7,250

Includes first month + moving/setup (calculator default). Add a deposit in the tool if your lease requires one.

How much does it cost to move out in Montreal, QC? (2026)

In Montreal, the average one-bedroom rents for CA$1,450/month. Using the same defaults as the calculator below (first month + moving/setup; security deposit off), plan on about CA$2,450 before furniture — and CA$7,250–CA$10,150 total if you also build a starter emergency fund. Toggle deposit on in the calculator if your lease requires one. Housing here is 5% above the US national average (index 105 vs 100).

Avg 1BR rent
CA$1,450/mo
Min income (30% rule)
CA$57,996/yr
Move-in cash (est.)
CA$2,450
Recommended savings
CA$7,250

Montreal rent prices: 1-bedroom vs 2-bedroom

1-bedroom
CA$1,450
/month average
2-bedroom
CA$1,900
/month average

Downtown and premium neighborhoods often run 15–30% higher; suburbs can run 10–25% lower than citywide averages. Montreal is a moderate-cost market where the 30% rent rule is achievable for many full-time workers at median incomes.

Upfront move-in costs in Montreal

Matches the calculator defaults for average 1BR rent. Security deposit is off until you turn it on.

Cost itemAmount
First month's rentCA$1,450
Moving costs (est.)CA$500
Utility deposits (est.)CA$200
Setup & misc (est.)CA$300
Total upfront (no furniture)CA$2,450

Add $800–$2,000+ for minimal-to-moderate furniture if you are not bringing belongings. Pet deposits add more if applicable.

Monthly budget after you move in

Recurring costs for a solo renter at the average 1BR in Montreal.

Rent
CA$1,450
avg 1BR
Utilities
CA$80
avg in Montreal
Renters insurance
~CA$18
per month
Groceries
$300–$450
single person
Transportation
$80–$600
car vs transit
Phone & internet
$70–$120
per month
Estimated monthly essentials
CA$2,098/month

Before dining out, subscriptions, or debt payments

Emergency fund target
CA$6,294–CA$12,588
3–6 months (CFPB)

Salary needed to rent in Montreal

HUD 30% standard
CA$4,833
/month gross
CA$57,996/year
Landlord requirement (2.5×–3×)
CA$3,625–CA$4,350
/month gross
CA$43,500–CA$52,200/year

Gross requirements do not equal what hits your bank account. Estimate your take-home before you apply.

Roommate option in Montreal

Splitting a 2BR (~CA$1,900/mo average) is a common way to cut costs.

Solo 1BR
CA$1,450
/month per person
Shared 2BR
CA$1,045
/month per person
Save CA$405/mo

Estimated roommate upfront costs: CA$2,345 — shared moving costs and a lower rent base.

Deposit and tenant rules in Montreal, QC

Canadian deposit rules vary by province. In Montreal (QC), confirm whether your province allows security deposits and whether pet deposits are permitted before signing.

How Montreal compares to other metros

Same country, average 1BR rent and estimated upfront costs.

CityAvg rentvs MontrealUpfront
Toronto, ONCA$2,110/mo+CA$660~CA$5,220
Vancouver, BCCA$2,400/mo+CA$950~CA$3,400
Calgary, ABCA$1,600/mo+CA$150~CA$2,600
Ottawa, ONCA$1,850/mo+CA$400~CA$4,700
Edmonton, ABCA$1,240/mo−CA$210~CA$2,240
Winnipeg, MBCA$1,200/mo−CA$250~CA$2,200

Hidden costs first-time renters miss in Montreal

Application fees
$25–$75
per application
Internet install
$100–$150
new service
Parking
$0–$250/mo
if not included
Window treatments
$100–$400
if unfurnished
Laundry
$30–$80/mo
no in-unit W/D
Key / fob deposit
$50–$200
often refundable

These items often add $2,000–$5,000 in the first year beyond rent and deposit.

Planning your timeline

13months

If you need CA$7,250 total and can save CA$580/month after living expenses. Use the calculator above with your actual income and savings for a personalized date.

Montreal rent and cost data reflects 2026 averages used in this calculator (COL index 105). Lease terms vary by landlord and neighborhood. Verify local tenant law and listing details before signing. Compare all cities or read our national move-out guide.

Montreal housing & move-out guide

Local rent benchmarks, tips, and FAQs for first-time renters in Montreal.

Montreal quick facts

  • Average 1BR rent: CA$1,450/month
  • Average 2BR rent: CA$1,900/month
  • Cost of living index: 105 (US avg = 100)
  • Security deposit: Not typically required
  • Average utilities: CA$80/month

Tips for moving to Montreal

  1. 1Montreal has moderate housing costs. The 30% rent-to-income rule is achievable here.
  2. 2Good news: Security deposits are limited or prohibited in most of QC.
  3. 3Start your apartment search 1-2 months before your target move date.
  4. 4Get renters insurance - it's affordable (around CA$20/month) and protects your belongings.

The total upfront cost to move out in Montreal typically ranges from CA$3,625 to CA$5,800, depending on your apartment and setup needs. This includes first month's rent (CA$1,450), security deposit (if required), and move-in essentials.

Following the 30% rule, you'd need a monthly income of at least CA$4,833 (CA$58,000/year) to comfortably afford the average 1BR in Montreal. Many landlords require proof of income 2-3x the monthly rent.

Montreal has a cost of living index of 105 compared to the US average of 100. This means it's 5% more expensive than the national average. Housing is the biggest factor, with average rents of CA$1,450/month for a 1BR.

We recommend saving at least CA$7,250 to CA$10,150 before moving to Montreal. This covers upfront costs (CA$3,625-CA$5,075) plus a 2-3 month emergency fund.

Beyond rent and deposit, budget for: utilities setup (CA$80/month), internet (~CA$70/month), renters insurance (~CA$20/month), moving costs (CA$200-CA$1,500), and household essentials (CA$500-CA$2,000).

To live alone in Montreal, you need a stable income of at least CA$58,000/year and savings of CA$7,250+. If your income is lower, consider getting a roommate - this can reduce your housing costs by 30-40% and make Montreal more affordable.

As of 2026, the average rent in Montreal is CA$1,450/month for a 1-bedroom apartment and CA$1,900/month for a 2-bedroom. Prices vary by neighborhood - areas outside the city center tend to be 10-20% cheaper.

Security deposits are limited or not commonly required in Montreal.

Montreal is suitable for first-time renters with steady income. The rental market offers good options for newcomers. Use our calculator to determine if Montreal fits your budget.

If you can save CA$725/month, you'll need about 10 months to save enough for Montreal. With more aggressive saving (CA$1,160/month), you could be ready in 7 months. Our calculator shows your personalized timeline.

Related calculators