- Rate
- 3.735%
- Vignette tax
- $2,988
- Rank
- #1
Philadelphia vs New York City Local Income Tax 2026
Philadelphia pays $322.11 more local tax on $80,000 single-filer wages (local tax only).
By Sammy S. · Founder · AuthorUpdated for 2026
- Rate
- ~3.332% eff.
- Vignette tax
- $2,665.89
- Rank
- #2
Side-by-side gap
Local tax difference on $80,000 single-filer wages (local tax only): $322.11. State, federal, and FICA are not included.
Key takeaways — Philadelphia vs New York City
- Philadelphia costs about $322.11 more in local tax ($2,988 vs $2,665.89).
- Philadelphia: 3.735% (flat resident). New York City: ~3.332% eff..
- Philadelphia ranks #1; New York City ranks #2 (#1 = highest local tax on the vignette).
- Sources: City of Philadelphia — Wage Tax (employers); NYC Dept. of Finance / NY Tax Law (pair-specific—not every city in the hub).
- Model a full paycheck at / with each city’s local toggle.
Rate contrast — Philadelphia vs New York City
| Topic | Philadelphia | New York City |
|---|---|---|
| Rate type | Flat 3.735% | Progressive city brackets |
| Vignette local tax | $2,988 | $2,665.89 |
| Effective on vignette | 3.735% | 3.332% |
| State | Pennsylvania (PA) | New York (NY) |
| Official source | City of Philadelphia — Wage Tax (employers) | NYC Dept. of Finance / NY Tax Law |
| Last validated | 2026-08-08 | 2026-08-08 |
Local tax at different wages
Single filer; local/city tax only. Gap is the absolute difference between the two cities.
| Wages | Philadelphia | New York City | Gap |
|---|---|---|---|
| $50,000 | $1,867.50 | $1,507.65 | $359.85 |
| $80,000 | $2,988 | $2,665.89 | $322.11 |
| $120,000 | $4,482 | $4,216.29 | $265.71 |
| $200,000 | $7,470 | $7,317.09 | $152.91 |
How to read this comparison
Philadelphia vs New York City local income tax in 2026
This page compares resident local/city tax only for Philadelphia (PA) and New York City (NY) on $80,000 single-filer wages (local tax only).
Philadelphia is higher by about $322.11 before state, federal, and FICA.
Philadelphia note: Uses the Jul 1, 2026 resident Wage/Earnings Tax rate (3.735%) published by the City of Philadelphia. Jan–Jun 2026 withholding used 3.74%. Non-resident rate is lower (3.425%) and is not modeled here.
New York City note: Progressive NYC personal income tax on top of New York State tax (same model as selecting New York City in the state list). Uses NY taxable income after the NY standard deduction.
How each city’s rate works
Philadelphia uses a flat resident rate of 3.735%. Local tax on the vignette is wages × rate = $2,988.
New York City uses progressive city brackets; effective rate on the vignette is about 3.332%.
Official pages: https://www.phila.gov/services/payments-assistance-taxes/taxes/business-taxes/business-taxes-by-type/wage-tax-employers/ and https://www.nyc.gov/site/finance/taxes/businesses-income-tax.page.
Same wages, different local tax
The ladder below recomputes local tax at $50k–$200k single wages with the same engine as the paycheck calculator.
When one city is progressive (NYC), the gap is not a constant percentage of wages—check each row.
Relocation decisions should still include state tax, housing, and sales tax—not local tax alone.
Who this Philadelphia vs New York City comparison helps
Useful if…
- •Candidates weighing Philadelphia vs New York City offers
- •Editors covering municipal wage-tax rate changes
- •Payroll teams comparing withholding for two work locations
Use official tools if…
- •Live-in-one-city / work-in-another schedules (Ohio credits)
- •Non-resident withholding that differs from resident rates
- •Full SALT itemizing questions beyond this local-tax-only page
Philadelphia vs New York City checklist
- 1Read City of Philadelphia — Wage Tax (employers) and NYC Dept. of Finance / NY Tax Law for current resident rates.
- 2Confirm residency for each city’s ordinance.
- 3Check the wage ladder for your salary band.
- 4Open /local-income-tax-by-city/philadelphia and /local-income-tax-by-city/new-york-city for full profiles.
- 5Run both scenarios in the paycheck calculator with local tax on.
Vignette: $2,988 (Philadelphia) vs $2,665.89 (New York City).
Related tools
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Pick another pair
Compare any two cities
Resident local / wage tax rates and vignette tax side by side.
FAQs
Philadelphia pays about $322.11 more on $80,000 single-filer wages (local tax only) ($2,988 vs $2,665.89).
Philadelphia: 3.735% flat. New York City: progressive (effective ~3.332% on vignette).
Both estimates use resident rates on wages in our calculator model. Credits for tax paid to other cities, non-resident rates, and exemptions can change the result — see each city’s official source.
Philadelphia, by about $322.11 on the vignette.
No. This comparison is local/city tax only. Pennsylvania and New York state taxes are separate layers in a full paycheck.