- Rate
- 1.8%
- Vignette tax
- $1,440
- Rank
- #9
Cincinnati vs Wilmington Local Income Tax 2026
Cincinnati pays $440 more local tax on $80,000 single-filer wages (local tax only).
By Sammy S. · Founder · AuthorUpdated for 2026
- Rate
- 1.25%
- Vignette tax
- $1,000
- Rank
- #10
Side-by-side gap
Local tax difference on $80,000 single-filer wages (local tax only): $440. State, federal, and FICA are not included.
Key takeaways — Cincinnati vs Wilmington
- Cincinnati costs about $440 more in local tax ($1,440 vs $1,000).
- Cincinnati: 1.8% (flat resident). Wilmington: 1.25%.
- Cincinnati ranks #9; Wilmington ranks #10 (#1 = highest local tax on the vignette).
- Sources: City of Cincinnati — Income Tax FAQ; City of Wilmington wage tax ordinance (pair-specific—not every city in the hub).
- Model a full paycheck at / with each city’s local toggle.
Rate contrast — Cincinnati vs Wilmington
| Topic | Cincinnati | Wilmington |
|---|---|---|
| Rate type | Flat 1.8% | Flat 1.25% |
| Vignette local tax | $1,440 | $1,000 |
| Effective on vignette | 1.8% | 1.25% |
| State | Ohio (OH) | Delaware (DE) |
| Official source | City of Cincinnati — Income Tax FAQ | City of Wilmington wage tax ordinance |
| Last validated | 2026-08-08 | 2026-08-08 |
Local tax at different wages
Single filer; local/city tax only. Gap is the absolute difference between the two cities.
| Wages | Cincinnati | Wilmington | Gap |
|---|---|---|---|
| $50,000 | $900 | $625 | $275 |
| $80,000 | $1,440 | $1,000 | $440 |
| $120,000 | $2,160 | $1,500 | $660 |
| $200,000 | $3,600 | $2,500 | $1,100 |
How to read this comparison
Cincinnati vs Wilmington local income tax in 2026
This page compares resident local/city tax only for Cincinnati (OH) and Wilmington (DE) on $80,000 single-filer wages (local tax only).
Cincinnati is higher by about $440 before state, federal, and FICA.
Cincinnati note: Cincinnati municipal income tax at 1.8%. Residents may claim credit for tax paid to other cities up to 1.8% (not modeled).
Wilmington note: City of Wilmington earned income (wage) tax at 1.25% of salaries/wages for residents (all work) and for non-residents on work in the city (ordinance rate).
How each city’s rate works
Cincinnati uses a flat resident rate of 1.8%. Local tax on the vignette is wages × rate = $1,440.
Wilmington uses a flat resident rate of 1.25%. Local tax on the vignette is $1,000.
Official pages: https://www.cincinnati-oh.gov/finance/frequently-asked-questions/ and https://www.wilmingtonde.gov/home/showdocument?id=462.
Same wages, different local tax
The ladder below recomputes local tax at $50k–$200k single wages with the same engine as the paycheck calculator.
Both rates are flat, so the dollar gap scales roughly with wages.
Relocation decisions should still include state tax, housing, and sales tax—not local tax alone.
Who this Cincinnati vs Wilmington comparison helps
Useful if…
- •Candidates weighing Cincinnati vs Wilmington offers
- •Editors covering municipal wage-tax rate changes
- •Payroll teams comparing withholding for two work locations
Use official tools if…
- •Live-in-one-city / work-in-another schedules (Ohio credits)
- •Non-resident withholding that differs from resident rates
- •Full SALT itemizing questions beyond this local-tax-only page
Cincinnati vs Wilmington checklist
- 1Read City of Cincinnati — Income Tax FAQ and City of Wilmington wage tax ordinance for current resident rates.
- 2Confirm residency for each city’s ordinance.
- 3Check the wage ladder for your salary band.
- 4Open /local-income-tax-by-city/cincinnati and /local-income-tax-by-city/wilmington for full profiles.
- 5Run both scenarios in the paycheck calculator with local tax on.
Vignette: $1,440 (Cincinnati) vs $1,000 (Wilmington).
Related tools
US paycheck calculatorFederal, state, and local take-homeMetro paycheck examplesTake-home by large US metroSalary comparison by stateGross vs take-home by stateEffective tax rate by stateCombined tax burden vignettesSales tax by stateState + average local sales taxProperty tax by stateEffective property tax rates
Pick another pair
Compare any two cities
Resident local / wage tax rates and vignette tax side by side.
FAQs
Cincinnati pays about $440 more on $80,000 single-filer wages (local tax only) ($1,440 vs $1,000).
Cincinnati: 1.8% flat. Wilmington: 1.25% flat.
Both estimates use resident rates on wages in our calculator model. Credits for tax paid to other cities, non-resident rates, and exemptions can change the result — see each city’s official source.
Cincinnati, by about $440 on the vignette.
No. This comparison is local/city tax only. Ohio and Delaware state taxes are separate layers in a full paycheck.