- Rate
- 3.2%
- Vignette tax
- $2,560
- Rank
- #3
Baltimore City vs Montgomery County Local Income Tax 2026
Both cities tax $2,560 on this vignette.
By Sammy S. · Founder · AuthorUpdated for 2026
- Rate
- 3.2%
- Vignette tax
- $2,560
- Rank
- #4
Side-by-side gap
Local tax difference on $80,000 single-filer wages (local tax only): $0. State, federal, and FICA are not included.
Key takeaways — Baltimore City vs Montgomery County
- Baltimore City and Montgomery County both tax about $2,560 on $80,000 single-filer wages (local tax only).
- Baltimore City: 3.2% (flat resident). Montgomery County: 3.2%.
- Baltimore City ranks #3; Montgomery County ranks #4 (#1 = highest local tax on the vignette).
- Sources: Maryland Comptroller — Withholding Tax Facts 2026; Maryland Comptroller — Withholding Tax Facts 2026 (pair-specific—not every city in the hub).
- Model a full paycheck at / with each city’s local toggle.
Rate contrast — Baltimore City vs Montgomery County
| Topic | Baltimore City | Montgomery County |
|---|---|---|
| Rate type | Flat 3.2% | Flat 3.2% |
| Vignette local tax | $2,560 | $2,560 |
| Effective on vignette | 3.2% | 3.2% |
| State | Maryland (MD) | Maryland (MD) |
| Official source | Maryland Comptroller — Withholding Tax Facts 2026 | Maryland Comptroller — Withholding Tax Facts 2026 |
| Last validated | 2026-08-08 | 2026-08-08 |
Local tax at different wages
Single filer; local/city tax only. Gap is the absolute difference between the two cities.
| Wages | Baltimore City | Montgomery County | Gap |
|---|---|---|---|
| $50,000 | $1,600 | $1,600 | $0 |
| $80,000 | $2,560 | $2,560 | $0 |
| $120,000 | $3,840 | $3,840 | $0 |
| $200,000 | $6,400 | $6,400 | $0 |
How to read this comparison
Baltimore City vs Montgomery County local income tax in 2026
This page compares resident local/city tax only for Baltimore City (MD) and Montgomery County (MD) on $80,000 single-filer wages (local tax only).
Both cities produce about $2,560 of local tax on this wage. Credits, exemptions, and non-resident rules can still differ.
Baltimore City note: Maryland local (piggyback) income tax for Baltimore City at 3.20% for tax year 2026 (Comptroller). Replaces this calculator’s ~3% statewide average so local tax is not double-counted. Officially applied to Maryland taxable income; we approximate on the same wage base as state tax.
Montgomery County note: Maryland local income tax for Montgomery County at 3.20% (2026). Replaces the ~3% statewide average in this calculator.
How each city’s rate works
Baltimore City uses a flat resident rate of 3.2%. Local tax on the vignette is wages × rate = $2,560.
Montgomery County uses a flat resident rate of 3.2%. Local tax on the vignette is $2,560.
Official pages: https://www.marylandcomptroller.gov/content/dam/mdcomp/tax/legal-publications/facts/withholding-tax-facts-2026.pdf and https://www.marylandcomptroller.gov/content/dam/mdcomp/tax/legal-publications/facts/withholding-tax-facts-2026.pdf.
Same wages, different local tax
The ladder below recomputes local tax at $50k–$200k single wages with the same engine as the paycheck calculator.
Both rates are flat, so the dollar gap scales roughly with wages.
Relocation decisions should still include state tax, housing, and sales tax—not local tax alone.
Who this Baltimore City vs Montgomery County comparison helps
Useful if…
- •Candidates weighing Baltimore City vs Montgomery County offers
- •Editors covering municipal wage-tax rate changes
- •Payroll teams comparing withholding for two work locations
Use official tools if…
- •Live-in-one-city / work-in-another schedules (Ohio credits)
- •Non-resident withholding that differs from resident rates
- •Full SALT itemizing questions beyond this local-tax-only page
Baltimore City vs Montgomery County checklist
- 1Read Maryland Comptroller — Withholding Tax Facts 2026 and Maryland Comptroller — Withholding Tax Facts 2026 for current resident rates.
- 2Confirm residency for each city’s ordinance.
- 3Check the wage ladder for your salary band.
- 4Open /local-income-tax-by-city/baltimore and /local-income-tax-by-city/montgomery-county for full profiles.
- 5Run both scenarios in the paycheck calculator with local tax on.
Vignette: $2,560 (Baltimore City) vs $2,560 (Montgomery County).
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Pick another pair
Compare any two cities
Resident local / wage tax rates and vignette tax side by side.
FAQs
Baltimore City and Montgomery County tie at $2,560 on this vignette.
Baltimore City: 3.2% flat. Montgomery County: 3.2% flat.
Both estimates use resident rates on wages in our calculator model. Credits for tax paid to other cities, non-resident rates, and exemptions can change the result — see each city’s official source.
They tie at about $2,560 on $80,000 single-filer wages (local tax only).
No. This comparison is local/city tax only. Maryland and Maryland state taxes are separate layers in a full paycheck.