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🇬🇧2026/27 · MHCLG Band D · 81 authorities

Council tax by borough 2026

Rank 81 England authorities by area Band D — London boroughs, metropolitan districts, and key unitaries. Lowest ranks #1. London avg ≈ £2,090.08 vs England £2,392.00.

By Sammy S. · Founder · Author

£1,028.21

Lowest · Wandsworth

£2,755.39

Highest · Nottingham

£2,090.08

London borough avg

£2,392.00

England average

Key finding

Wandsworth leads at £1,028.21 — Nottingham tops at £2,755.39

On MHCLG 2026/27 area Band D, Wandsworth is lowest on this hub at £1,028.21 and Nottingham is highest at £2,755.39. London borough average ≈ £2,090.08 vs metropolitan districts ≈ £2,427.66 (England average £2,392.00). Westminster (£1,049.55) undercuts Manchester (£2,312.04) by £1,262.49 — a classic London vs rest-of-England corridor.

Updated 2026-08-10 · 81 authorities · 2026/27 · Rank #1 = lowest Band D

Quick facts

London borough avg

£2,090.08

33 boroughs

England average

£2,392.00

Metro districts avg £2,427.66

Cheapest & dearest Band D (top 10)

Lowest 10 area Band D

  1. 1Wandsworth£1,028.21
  2. 2Westminster£1,049.55
  3. 3City of London£1,329.56
  4. 4Hammersmith and Fulham£1,519.51
  5. 5Kensington and Chelsea£1,666.65
  6. 6Tower Hamlets£1,837.78
  7. 7Newham£1,944.23
  8. 8Southwark£1,967.26
  9. 9Hillingdon£2,045.46
  10. 10Lambeth£2,047.11

Highest 10 area Band D

  1. 1Nottingham£2,755.39
  2. 2Gateshead£2,715.81
  3. 3Bristol£2,713.68
  4. 4Oxford£2,678.40
  5. 5Liverpool£2,673.59
  6. 6Walsall£2,627.48
  7. 7Stockport£2,618.90
  8. 8Reading£2,612.77
  9. 9Kingston upon Thames£2,609.20
  10. 10Oldham£2,602.23

Area Band D by authority

Ranked lowest → highest. Band C is 8/9 of Band D (same order). vs Eng avg uses £2,392.00.

Council tax area Band D rankings 2026/27
#AuthorityBand Dvs Eng avg
1WandsworthLondon£1,028.21−£1,363.79
2WestminsterLondon£1,049.55−£1,342.45
3City of LondonLondon£1,329.56−£1,062.44
4Hammersmith and FulhamLondon£1,519.51−£872.49
5Kensington and ChelseaLondon£1,666.65−£725.35
6Tower HamletsLondon£1,837.78−£554.22
7NewhamLondon£1,944.23−£447.77
8SouthwarkLondon£1,967.26−£424.74
9HillingdonLondon£2,045.46−£346.54
10LambethLondon£2,047.11−£344.89
11HackneyLondon£2,060.30−£331.70
12GreenwichLondon£2,107.86−£284.14
13IslingtonLondon£2,108.15−£283.85
14BarnetLondon£2,132.60−£259.40
15EalingLondon£2,138.53−£253.47
16BromleyLondon£2,140.04−£251.96
17DudleyWest Midlands£2,144.84−£247.16
18MertonLondon£2,146.76−£245.24
19WiganNorth West£2,152.68−£239.32
20DoncasterYorkshire and the Humber£2,167.75−£224.25
21HounslowLondon£2,185.56−£206.44
22SunderlandNorth East£2,197.14−£194.86
23SolihullWest Midlands£2,197.26−£194.74
24Barking and DagenhamLondon£2,198.51−£193.49
25CamdenLondon£2,207.55−£184.45
26BrentLondon£2,235.27−£156.73
27LewishamLondon£2,237.33−£154.67
28SandwellWest Midlands£2,244.46−£147.54
29EnfieldLondon£2,267.67−£124.33
30LeedsYorkshire and the Humber£2,283.73−£108.27
31YorkYorkshire and the Humber£2,287.15−£104.85
32TraffordNorth West£2,291.70−£100.30
33PortsmouthSouth East£2,291.71−£100.29
34RedbridgeLondon£2,294.58−£97.42
35WakefieldYorkshire and the Humber£2,296.89−£95.11
36ManchesterNorth West£2,312.04−£79.96
37HaringeyLondon£2,313.78−£78.22
38BarnsleyYorkshire and the Humber£2,325.96−£66.04
39BradfordYorkshire and the Humber£2,360.73−£31.27
40BirminghamWest Midlands£2,362.90−£29.10
41BexleyLondon£2,366.36−£25.64
42Milton KeynesSouth East£2,372.21−£19.79
43SuttonLondon£2,378.64−£13.36
44SouthamptonSouth East£2,381.48−£10.52
45RotherhamYorkshire and the Humber£2,381.53−£10.47
46Waltham ForestLondon£2,386.96−£5.04
47BoltonNorth West£2,399.74+£7.74
48St HelensNorth West£2,403.38+£11.38
49CalderdaleYorkshire and the Humber£2,420.15+£28.15
50HaveringLondon£2,424.66+£32.66
51South TynesideNorth East£2,434.43+£42.43
52KirkleesYorkshire and the Humber£2,441.07+£49.07
53PlymouthSouth West£2,441.85+£49.85
54TamesideNorth West£2,447.21+£55.21
55North TynesideNorth East£2,461.77+£69.77
56CambridgeEast of England£2,467.02+£75.02
57Richmond upon ThamesLondon£2,486.10+£94.10
58KnowsleyNorth West£2,488.25+£96.25
59WirralNorth West£2,500.59+£108.59
60SheffieldYorkshire and the Humber£2,510.16+£118.16
61HarrowLondon£2,511.07+£119.07
62CoventryWest Midlands£2,516.72+£124.72
63LeicesterEast Midlands£2,528.75+£136.75
64WolverhamptonWest Midlands£2,538.99+£146.99
65Newcastle upon TyneNorth East£2,542.19+£150.19
66BuryNorth West£2,555.15+£163.15
67Brighton and HoveSouth East£2,580.54+£188.54
68SeftonNorth West£2,583.22+£191.22
69SalfordNorth West£2,594.45+£202.45
70CroydonLondon£2,599.91+£207.91
71RochdaleNorth West£2,600.83+£208.83
72OldhamNorth West£2,602.23+£210.23
73Kingston upon ThamesLondon£2,609.20+£217.20
74ReadingSouth East£2,612.77+£220.77
75StockportNorth West£2,618.90+£226.90
76WalsallWest Midlands£2,627.48+£235.48
77LiverpoolNorth West£2,673.59+£281.59
78OxfordSouth East£2,678.40+£286.40
79BristolSouth West£2,713.68+£321.68
80GatesheadNorth East£2,715.81+£323.81
81NottinghamEast Midlands£2,755.39+£363.39

London boroughs only

33 authorities · average £2,090.08 Band D (includes GLA precept in MHCLG area figures).

London borough council tax Band D 2026/27
#AuthorityBand Dvs Eng avg
1WandsworthLondon£1,028.21−£1,363.79
2WestminsterLondon£1,049.55−£1,342.45
3City of LondonLondon£1,329.56−£1,062.44
4Hammersmith and FulhamLondon£1,519.51−£872.49
5Kensington and ChelseaLondon£1,666.65−£725.35
6Tower HamletsLondon£1,837.78−£554.22
7NewhamLondon£1,944.23−£447.77
8SouthwarkLondon£1,967.26−£424.74
9HillingdonLondon£2,045.46−£346.54
10LambethLondon£2,047.11−£344.89
11HackneyLondon£2,060.30−£331.70
12GreenwichLondon£2,107.86−£284.14
13IslingtonLondon£2,108.15−£283.85
14BarnetLondon£2,132.60−£259.40
15EalingLondon£2,138.53−£253.47
16BromleyLondon£2,140.04−£251.96
18MertonLondon£2,146.76−£245.24
21HounslowLondon£2,185.56−£206.44
24Barking and DagenhamLondon£2,198.51−£193.49
25CamdenLondon£2,207.55−£184.45
26BrentLondon£2,235.27−£156.73
27LewishamLondon£2,237.33−£154.67
29EnfieldLondon£2,267.67−£124.33
34RedbridgeLondon£2,294.58−£97.42
37HaringeyLondon£2,313.78−£78.22
41BexleyLondon£2,366.36−£25.64
43SuttonLondon£2,378.64−£13.36
46Waltham ForestLondon£2,386.96−£5.04
50HaveringLondon£2,424.66+£32.66
57Richmond upon ThamesLondon£2,486.10+£94.10
61HarrowLondon£2,511.07+£119.07
70CroydonLondon£2,599.91+£207.91
73Kingston upon ThamesLondon£2,609.20+£217.20

Metropolitan districts

36 authorities · average £2,427.66 Band D.

Metropolitan district council tax Band D 2026/27
#AuthorityBand Dvs Eng avg
17DudleyWest Midlands£2,144.84−£247.16
19WiganNorth West£2,152.68−£239.32
20DoncasterYorkshire and the Humber£2,167.75−£224.25
22SunderlandNorth East£2,197.14−£194.86
23SolihullWest Midlands£2,197.26−£194.74
28SandwellWest Midlands£2,244.46−£147.54
30LeedsYorkshire and the Humber£2,283.73−£108.27
32TraffordNorth West£2,291.70−£100.30
35WakefieldYorkshire and the Humber£2,296.89−£95.11
36ManchesterNorth West£2,312.04−£79.96
38BarnsleyYorkshire and the Humber£2,325.96−£66.04
39BradfordYorkshire and the Humber£2,360.73−£31.27
40BirminghamWest Midlands£2,362.90−£29.10
45RotherhamYorkshire and the Humber£2,381.53−£10.47
47BoltonNorth West£2,399.74+£7.74
48St HelensNorth West£2,403.38+£11.38
49CalderdaleYorkshire and the Humber£2,420.15+£28.15
51South TynesideNorth East£2,434.43+£42.43
52KirkleesYorkshire and the Humber£2,441.07+£49.07
54TamesideNorth West£2,447.21+£55.21
55North TynesideNorth East£2,461.77+£69.77
58KnowsleyNorth West£2,488.25+£96.25
59WirralNorth West£2,500.59+£108.59
60SheffieldYorkshire and the Humber£2,510.16+£118.16
62CoventryWest Midlands£2,516.72+£124.72
64WolverhamptonWest Midlands£2,538.99+£146.99
65Newcastle upon TyneNorth East£2,542.19+£150.19
66BuryNorth West£2,555.15+£163.15
68SeftonNorth West£2,583.22+£191.22
69SalfordNorth West£2,594.45+£202.45
71RochdaleNorth West£2,600.83+£208.83
72OldhamNorth West£2,602.23+£210.23
75StockportNorth West£2,618.90+£226.90
76WalsallWest Midlands£2,627.48+£235.48
77LiverpoolNorth West£2,673.59+£281.59
80GatesheadNorth East£2,715.81+£323.81

Popular council tax corridors

Westminster vs Manchester

Westminster (£1,049.55) undercuts Manchester (£2,312.04) by £1,262.49 on Band D.

Compare Band D gap £1,262.49 →

Birmingham vs Leeds

Leeds (£2,283.73) undercuts Birmingham (£2,362.90) by £79.17 on Band D.

Compare Band D gap £79.17 →

Wandsworth vs Westminster

Wandsworth (£1,028.21) undercuts Westminster (£1,049.55) by £21.34 on Band D.

Compare Band D gap £21.34 →

Wandsworth vs Croydon

Wandsworth (£1,028.21) undercuts Croydon (£2,599.91) by £1,571.70 on Band D.

Compare Band D gap £1,571.70 →

Westminster vs Birmingham

Westminster (£1,049.55) undercuts Birmingham (£2,362.90) by £1,313.35 on Band D.

Compare Band D gap £1,313.35 →

Wandsworth vs Birmingham

Wandsworth (£1,028.21) undercuts Birmingham (£2,362.90) by £1,334.69 on Band D.

Compare Band D gap £1,334.69 →

Manchester vs Leeds

Leeds (£2,283.73) undercuts Manchester (£2,312.04) by £28.31 on Band D.

Compare Band D gap £28.31 →

Liverpool vs Manchester

Manchester (£2,312.04) undercuts Liverpool (£2,673.59) by £361.55 on Band D.

Compare Band D gap £361.55 →

Sheffield vs Leeds

Leeds (£2,283.73) undercuts Sheffield (£2,510.16) by £226.43 on Band D.

Compare Band D gap £226.43 →

Bristol vs Birmingham

Birmingham (£2,362.90) undercuts Bristol (£2,713.68) by £350.78 on Band D.

Compare Band D gap £350.78 →

Tower Hamlets vs Newham

Tower Hamlets (£1,837.78) undercuts Newham (£1,944.23) by £106.45 on Band D.

Compare Band D gap £106.45 →

Islington vs Hackney

Hackney (£2,060.30) undercuts Islington (£2,108.15) by £47.85 on Band D.

Compare Band D gap £47.85 →

Kensington & Chelsea vs Westminster

Westminster (£1,049.55) undercuts Kensington and Chelsea (£1,666.65) by £617.10 on Band D.

Compare Band D gap £617.10 →

Newcastle vs Liverpool

Newcastle upon Tyne (£2,542.19) undercuts Liverpool (£2,673.59) by £131.40 on Band D.

Compare Band D gap £131.40 →

Compare any two authorities

Compare any two authorities

Area Band D · 2026/27 · London boroughs + major metros

Planning tips

Check your valuation band

The ranking uses Band D. Your home may be A–H — use the ladder on each profile.

Ask about single discount

Living alone usually cuts 25% — shown as single Band D on every profile.

GLA & major precepts

London figures already include the GLA precept in the MHCLG area Band D.

Personalize discounts

Disability reduction and exemptions belong in the calculator, not this fixed vignette.

FAQs

Wandsworth at £1,028.21 area Band D (2026/27).

Nottingham at £2,755.39 among the 81 featured authorities.

MHCLG publishes area Band D. Band C is 8/9 of Band D — rankings never reorder.

Westminster £1,049.55 vs Manchester £2,312.04 — gap £1,262.49.

Not on average Band D — London average ≈ £2,090.08 vs England £2,392.00. Individual boroughs still vary widely (£1,580.99 span).

Wandsworth (£1,028.21) is cheapest; Kingston upon Thames (£2,609.20) is dearest, with Croydon close at £2,599.91.

No — a flat 25% scales every authority equally. Cheapest Band D stays cheapest after the discount.

This hub is England-first. Use the calculator’s nation toggle and enter Band D manually until nation-average pages ship.

Yes for London — MHCLG area Band D includes major precepts.

No — this hub features 81 high-search authorities. All 296 remain searchable in the council tax calculator.

Divide by 12 for a simple monthly figure, or by 10 if your council collects over the common April–January instalment schedule. England average Band D £2,392.00 ≈ £199.33/month.

Yes — England Council Tax bands still reflect 1 April 1991 values. Your band does not automatically update when you move borough; the property’s listed band does.

Liability usually sits with the resident(s) named on the bill. Living with others can remove the single person discount — confirm with the council, not this hub.

Related tools

Key finding

Council tax by borough for 2026

On MHCLG 2026/27 area Band D, Wandsworth is lowest on this hub at £1,028.21 and Nottingham is highest at £2,755.39. London borough average ≈ £2,090.08 vs metropolitan districts ≈ £2,427.66 (England average £2,392.00). Westminster (£1,049.55) undercuts Manchester (£2,312.04) by £1,262.49 — a classic London vs rest-of-England corridor.

81 England authorities ranked by area Band D (2026/27) — London boroughs, metropolitan districts, and key unitaries.

Lowest: Wandsworth (£1,028.21); highest on hub: Nottingham (£2,755.39).

London average ≈ £2,090.08 — below metro-district average ≈ £2,427.66 and England average £2,392.00.

Within London: Wandsworth £1,028.21 → Kingston upon Thames £2,609.20 (span £1,580.99).

Westminster vs Manchester: £1,049.55 vs £2,312.04 (gap £1,262.49).

Birmingham vs Leeds: £2,362.90 vs £2,283.73 (gap £79.17).

Wandsworth vs Croydon: £1,028.21 vs £2,599.91 (gap £1,571.70); Kingston upon Thames is London’s highest at £2,609.20.

Band C ranks identically to Band D under England ninths (8/9 of Band D).

Area Band D includes major precepts (GLA in London, police/fire elsewhere).

Single adult discount is 25% of the full bill — shown on every profile.

Wales and Scotland use different systems — enter Band D manually in the calculator for now.

What this council tax hub covers

81 England billing authorities ranked by MHCLG area Band D for 2026/27 — London boroughs, metropolitan districts, and key unitaries. England average Band D is £2,392.00.

Band D scoreboard

Lowest area Band D ranks #1 across featured authorities

Band C companion

Always 8/9 of Band D — same rank order as Band D

Full A–H ladders

Statutory ninths on every borough profile

Corridors

Westminster↔Manchester, Birmingham↔Leeds, and more

How a household council tax bill is built

  1. Step 1

    Find your valuation band

    GOV.UK / your council lists the property’s Band A–H (England). That band — not the borough average alone — sets your starting charge.

  2. Step 2

    Start from the authority’s Band D

    This hub’s MHCLG area Band D is the official 2026/27 comparator (including major precepts). Multiply by the statutory ninths for your band.

  3. Step 3

    Apply discounts or exemptions

    Single adult −25%; all disregarded −50%; some dwellings are fully exempt (e.g. student-only). Confirm with the billing authority.

  4. Step 4

    Check parish / premiums

    Some areas add a parish precept or empty/second-home premiums on top of the MHCLG area figure — those are outside this ranking vignette.

  5. Step 5

    Pay by instalments

    Many councils collect over 10 months (April–January). Annual ÷ 10 ≈ the instalment; the calculator also shows monthly ÷ 12.

How council tax figures are calculated

1. Start from MHCLG area Band D

Official 2026/27 Table 10 figure for each billing authority (including major precepts).

2. Scale other bands via ninths

England Band A–H = 6–18 ninths of Band D. Band C = 8/9.

3. Apply occupancy discounts

Single adult −25%; all disregarded −50%; exemptions modelled separately in the calculator.

4. Rank lowest Band D first

Hub order is cheapest → dearest among London + metros + key unitaries (not all 296 England LAs).

Official England band ninths

LGFA 1992 s.5 sets Band A–H as fixed ninths of Band D. This hub scales every authority from its MHCLG area Band D using these ratios (England has no Band I).

Statutory band ratios (England)

BandNinthsFraction of Band D
Band A66/9 of Band D
Band B77/9 of Band D
Band C88/9 of Band D
Band D99/9 of Band D
Band E1111/9 of Band D
Band F1313/9 of Band D
Band G1515/9 of Band D
Band H1818/9 of Band D

What your valuation band means

In England, Council Tax bands are based on 1 April 1991 open-market values (Wales has a later revaluation; Scotland uses different banding). Moving borough does not change your band — the property’s historic valuation does.

Use this hub to compare authorities’ Band D bases, then scale to your actual band on the profile ladder or calculator. A Band C home always pays 8/9 of that authority’s Band D under England law.

BandNotesRatio
ALowest valuation band6/9 of Band D
B—7/9 of Band D
CCommon mid-market band8/9 of Band D
DReference / average band9/9 (100%)
E–GHigher valuation bands11/9–15/9
HHighest England band18/9 (2× Band D)

Worked council tax examples

Lowest on hub — Wandsworth Band D

  1. MHCLG area Band D = £1,028.21.
  2. Band C = 8/9 × Band D ≈ £913.96.
  3. Single adult Band D ≈ £771.16 (25% off).
  4. Band H = 18/9 × Band D ≈ £2,056.42.
Band D
£1,028.21
Band C
£913.96

Matches CT_UK_ENGLAND_AUTHORITIES wandsworth lock (~£1,028.21) in council-tax-uk tests.

England average Band D hand-check

  1. MHCLG England average Band D = £2,392.00.
  2. Band C = 8/9 × £2,392.00 ≈ £2,126.22.
  3. Single adult Band D ≈ £1,794.00.
Band D
£2,392.00
Band C
£2,126.22

Same England average used by calculateCouncilTaxUk vsEnglandAverageAnnual.

Westminster vs Manchester

  1. Westminster Band D £1,049.55 vs Manchester £2,312.04.
  2. Gap ≈ £1,262.49 per year on Band D (2-adult).
  3. Band C gap ≈ £1,122.22 — same winner.
  4. Classic London vs rest-of-England corridor for relocators.
Band D
£1,049.55
Band C
£932.93

Priority corridor — Westminster undercuts Manchester by ~£1,262.

Birmingham vs Leeds

  1. Birmingham £2,362.90 vs Leeds £2,283.73.
  2. Gap ≈ £79.17 on Band D — Leeds is cheaper.
  3. Both metropolitan districts; same England ninths, different precept totals.
Band D
£2,362.90
Band C
£2,100.36

User-requested metro corridor (~£79 gap).

Wandsworth vs Croydon (London extremes)

  1. Wandsworth £1,028.21 vs Croydon £2,599.91.
  2. Gap ≈ £1,571.70 on Band D — among the largest London swings.
  3. Kingston upon Thames is slightly above Croydon as London’s highest Band D.
Band D
£1,028.21
Band C
£913.96

Shows borough choice inside London can exceed £1,500 on Band D.

Monthly & 10-month budgeting examples

Convert area Band D into cashflow figures. Many councils collect over 10 months (April–January); ÷12 is a simple monthly average.

England average Band D

£2,392.00

÷12 monthly
£199.33
÷10 instalment
£239.20
Single ÷12
£149.50

MHCLG England-wide average — useful budgeting baseline before picking a borough.

Wandsworth

£1,028.21

÷12 monthly
£85.68
÷10 instalment
£102.82
Single ÷12
£64.26

Lowest featured Band D on this hub.

Nottingham

£2,755.39

÷12 monthly
£229.62
÷10 instalment
£275.54
Single ÷12
£172.21

Highest featured Band D on this hub.

London extremes at a glance

Cheapest London

Wandsworth

£1,028.21

Dearest London

Kingston upon Thames

£2,609.20

Span · avg vs Eng

£1,580.99

London avg £2,090.08 (£301.92 below England)

Region snapshots (featured authorities)

Averages among authorities listed on this hub — not every shire district in the region. Sorted by average Band D (lowest first).

London

£2,090.08

33 authorities · Wandsworth £1,028.21 → Kingston upon Thames £2,609.20

Yorkshire and the Humber

£2,347.51

10 authorities · Doncaster £2,167.75 → Sheffield £2,510.16

West Midlands

£2,376.09

7 authorities · Dudley £2,144.84 → Walsall £2,627.48

East of England

£2,467.02

1 authorities · Cambridge £2,467.02 → Cambridge £2,467.02

North East

£2,470.27

5 authorities · Sunderland £2,197.14 → Gateshead £2,715.81

North West

£2,481.60

15 authorities · Wigan £2,152.68 → Liverpool £2,673.59

South East

£2,486.19

6 authorities · Portsmouth £2,291.71 → Oxford £2,678.40

South West

£2,577.77

2 authorities · Plymouth £2,441.85 → Bristol £2,713.68

East Midlands

£2,642.07

2 authorities · Leicester £2,528.75 → Nottingham £2,755.39

Major precepts and the GLA

MHCLG area Band D is not the billing authority’s basic amount alone — it includes major precepts such as the Greater London Authority (London), police, and fire.

That is why every London figure on this hub already embeds the GLA precept. Comparing Wandsworth (£1,028.21) to Kingston (£2,609.20) is still apples-to-apples on the official area measure.

Outside London, police and fire precepts likewise sit inside the MHCLG Table 10 field we rank. Parish and town council precepts can still add a local top-up not broken out here.

Discount facts

Single person −25%

One counted adult: Wandsworth Band D falls to ≈ £771.16; Nottingham to ≈ £2,066.54.

All disregarded −50%

If every adult is disregarded, the bill halves — model that toggle in the calculator (not the hub vignette).

Rank order unchanged

Percentage discounts scale every authority equally — #1 on full Band D stays #1 after single discount.

How council tax rankings work

Every figure is the MHCLG 2026/27 area Band D for the billing authority — the standard England comparator, including major precepts.

We rank 81 authorities: all 33 London boroughs, 36 metropolitan districts, and 12 high-search unitaries (Bristol, Nottingham, Cambridge, and more).

Wandsworth leads at £1,028.21. Band C is shown for readers who live in Band C homes, but it never changes the order.

London vs rest of England

London borough average Band D ≈ £2,090.08; metropolitan districts average ≈ £2,427.66; England-wide average £2,392.00.

That “London is always more expensive” headline fails on council tax averages — but borough choice still swings thousands of pounds (Wandsworth vs Kingston upon Thames: £1,580.99).

Westminster (£1,049.55) vs Manchester (£2,312.04) is the relocation corridor people actually search.

London borough extremes

Cheapest: Wandsworth at £1,028.21. Dearest: Kingston upon Thames at £2,609.20.

Croydon (£2,599.91) sits just below Kingston — both illustrate how Outer London precept totals can exceed many northern metros.

GLA precept is already inside every London MHCLG area Band D on this hub.

Birmingham vs Leeds

Two large metropolitan districts: Birmingham £2,362.90 vs Leeds £2,283.73 — gap £79.17.

Same England band system; differences are local + major precept totals for each billing authority.

Discounts and valuation bands

England scales Band A–H from Band D using fixed ninths (6/9 through 18/9). Your home’s valuation band — not the borough average alone — sets the starting bill.

Single person discount (−25%) and all-disregarded (−50%) apply after the band charge. Exemptions (e.g. student-only dwellings) can zero the bill — confirm with the council.

Budgeting council tax with rent

England average Band D £2,392.00 is about £199.33 per month (÷12) or £239.20 on a 10-month instalment schedule.

Wandsworth ≈ £85.68/month on Band D; Nottingham ≈ £229.62/month — add that to rent before calling a move “cheaper.”

Pair this hub with metro paycheck examples UK when salary and housing costs both change.

Wales and Scotland (coming later)

Wales and Scotland set council tax under different frameworks. This hub is England-first using MHCLG Table 10.

Until nation-average pages ship, enter a published Band D in the calculator and switch nation for correct band ratios (Wales includes Band I).

Limitations

Not every England LA is listed — shire districts outside the featured set remain in the calculator dropdown.

Engine review 2026-08-10. Educational rankings — confirm with your council bill.

Decision guides

Renting in London

Ask which borough the postcode sits in before signing. Wandsworth vs Kingston upon Thames is about £1,580.99 on Band D — often larger than a month’s rent difference between similar flats.

Job offer outside London

Westminster (£1,049.55) vs Manchester (£2,312.04) shows a £1,262.49 Band D gap — pair it with take-home pay from the UK metro paycheck hub.

Buying vs renting

Stamp duty is a one-off purchase tax; council tax is annual. Use stamp-duty-by-uk-nation for completion day, this hub for the yearly occupancy cost.

Living alone

Apply the 25% single person discount after you pick a borough — rankings do not flip, but cash savings still matter for monthly budgets.

Rent vs council tax tips

Ask for borough, not just postcode

Agents quote rent by street; council tax follows the billing authority. Confirm the LA before comparing net housing cost.

Add council tax to the affordability check

A £100/month rent “saving” can disappear if you move from a low-Band-D London borough into a high-precept metro district.

Band matters more than headlines

Two flats in the same borough can differ by Band B vs Band E — use the profile ladder, not only the Band D ranking.

Myths vs reality

“All of London has sky-high council tax.”

London borough average sits below the England Band D average (£2,392.00). Wandsworth (£1,028.21) is England’s lowest on this hub; Kingston upon Thames (£2,609.20) is London’s highest.

“Band C rankings look totally different from Band D.”

England Band C is always 8/9 of Band D — the rank order never flips between Band C and Band D.

“The MHCLG figure is what every household pays.”

It is the area Band D 2-adult equivalent including major precepts. Your bill depends on valuation band, discounts, parish precepts, and exemptions.

“Moving borough within London does not change council tax.”

London extremes span £1,028.21 (Wandsworth) to £2,609.20 (Kingston upon Thames) — about £1,580.99 on Band D. Croydon (£2,599.91) is close behind Kingston.

“Metropolitan cities always undercut London.”

Not always — Nottingham leads this hub at £2,755.39, above every London borough. Many northern metros sit near the England average while several London boroughs sit well below it.

“Single discount changes which borough ranks cheapest.”

A flat 25% cut scales every authority the same way — cheapest Band D stays cheapest after the single person discount.

How to use this hub

  1. Scan Band D rankings. Lowest Band D ranks #1 — useful when comparing relocation or rental shortlists.
  2. Open a borough profile. See Band A–H ladder, single discount, and vs England average.
  3. Compare corridors. Westminster vs Manchester, Birmingham vs Leeds, Wandsworth vs Croydon, and more.
  4. Check London vs rest of England. London average often undercuts metro-district averages — borough choice still matters.
  5. Personalize. Run your band, occupancy, and disability reduction in the UK council tax calculator.

Who this is for

Renters & relocators

Compare borough Band D before shortlisting postcodes — rent quotes omit council tax.

London movers

Inner vs outer borough gaps can exceed £1,500 on Band D — Wandsworth vs Kingston/Croydon is the extreme.

Metro job offers

Birmingham, Manchester, Leeds, Liverpool — same PAYE nation, different local bills.

Newsrooms

Fixed MHCLG Band D + quotable London vs rest-of-England lines for citations.

Glossary

Area Band D
MHCLG average Band D council tax for the billing authority including local and major precepts (2-adult equivalent).
Band C
England statutory ratio: 8/9 of Band D (LGFA 1992 s.5).
Band H
Highest England valuation band — 18/9 (2×) of Band D.
Major precepts
Amounts billed for bodies such as the GLA, police, and fire authorities — included in MHCLG area Band D.
Single person discount
25% reduction when only one counted adult lives in the dwelling (gov.uk).
All disregarded discount
50% reduction when every adult in the household is disregarded (gov.uk).
London borough
Inner or Outer London billing authority (33 on this hub, including City of London).
Metropolitan district
Metropolitan borough / city council in England’s metropolitan counties (36 on this hub).
England average Band D
MHCLG England-wide average for 2026/27: £2,392.00.
Ten-month instalments
Many councils collect over 10 months (April–January); annual ÷ 10 ≈ monthly instalment shown in the calculator.

Validation notes

Last engine review 2026-08-10. Locked against MHCLG Table 10 area Band D and England statutory ninths (81 featured authorities).

  • Wandsworth Band D locks to £1,028.21 (lowest on hub); Band C £913.96; single £771.16.
  • Nottingham £2,755.39 is highest among the 81 featured authorities.
  • Birmingham £2,362.90; Leeds £2,283.73 — gap £79.17.
  • Westminster £1,049.55; Manchester £2,312.04 — gap £1,262.49.
  • London extremes: Wandsworth → Kingston upon Thames (span £1,580.99); Kingston £2,609.20, Croydon £2,599.91.
  • London average £2,090.08 vs England £2,392.00 (£301.92 below).
  • England average Band D locks to £2,392.00.
  • 33 London · 36 metropolitan districts · 81 featured (of 296 England LAs in the calculator).
  • Every Band A–H ladder row matches calculateCouncilTaxUk for that authority’s MHCLG Band D.
  • Source: MHCLG Council Tax levels Table 10 — area Band D 2026-27 (OGL), published 25 March 2026.
  • Not advice — confirm your bill with the billing authority.

What this vignette excludes

  • Parish / town council precept add-ons beyond the MHCLG area figure
  • Wales and Scotland local authority schedules (manual Band D in calculator)
  • Student-only and other full exemptions (modelled in calculator)
  • Empty-home / second-home premiums
  • Disability band reduction edge cases beyond calculator toggle
  • Non-domestic rates (business rates)