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Pennsylvania vs South Dakota Cost of Living

South Dakota has the lower cost of living by 2.1 index points. Compare category indexes and equivalent salaries in both directions.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower cost of living

South Dakota is lower

2.1 index points lower. A $100,000 lifestyle in Pennsylvania is roughly $97,817 in South Dakota.

Side-by-side cost of living scoreboard

Category-by-category comparison

Grocery

Pennsylvania99
South Dakota97.6

Lower cost: South Dakota

Housing

Pennsylvania84.1
South Dakota88.2

Lower cost: Pennsylvania

Utilities

Pennsylvania108.4
South Dakota85.4

Lower cost: South Dakota

Transportation

Pennsylvania104.2
South Dakota100.1

Lower cost: South Dakota

Health care

Pennsylvania95.1
South Dakota104.1

Lower cost: Pennsylvania

Misc. goods & services

Pennsylvania100.5
South Dakota96.9

Lower cost: South Dakota

Equivalent salary examples

Salary needed in the destination state to match purchasing power in the origin state.

$50,000 origin salary

In South Dakota$48,909
In Pennsylvania$51,116

$75,000 origin salary

In South Dakota$73,363
In Pennsylvania$76,674

$100,000 origin salary

In South Dakota$97,817
In Pennsylvania$102,232

$150,000 origin salary

In South Dakota$146,726
In Pennsylvania$153,348

Housing gap

Pennsylvania housing is 84.1; South Dakota is 88.2.

Salary planning

$100,000 in Pennsylvania is roughly $97,817 in South Dakota.

Statewide averages

Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.

Pennsylvania vs South Dakota cost of living FAQs

South Dakota has the lower cost of living by 2.1 index points. The composite indexes are 96.2 in Pennsylvania and 94.1 in South Dakota (US average = 100).

About $97,817 in South Dakota would provide similar statewide purchasing power to $100,000 in Pennsylvania, based on the composite indexes.

About $102,232 in Pennsylvania would provide similar statewide purchasing power to $100,000 in South Dakota.

Housing indexes are 84.1 in Pennsylvania and 88.2 in South Dakota. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.

No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.

South Dakota has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.

Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.