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Nebraska vs Texas Cost of Living

Texas has the lower cost of living by 0.6 index points. Compare category indexes and equivalent salaries in both directions.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower cost of living

Texas is lower

0.6 index points lower. A $100,000 lifestyle in Nebraska is roughly $99,343 in Texas.

Side-by-side cost of living scoreboard

Category-by-category comparison

Grocery

Nebraska99.5
Texas95.9

Lower cost: Texas

Housing

Nebraska78.1
Texas77.7

Lower cost: Texas

Utilities

Nebraska92.1
Texas104

Lower cost: Nebraska

Transportation

Nebraska87.4
Texas90.9

Lower cost: Nebraska

Health care

Nebraska105.6
Texas96.8

Lower cost: Texas

Misc. goods & services

Nebraska97.9
Texas95.6

Lower cost: Texas

Equivalent salary examples

Salary needed in the destination state to match purchasing power in the origin state.

$50,000 origin salary

In Texas$49,671
In Nebraska$50,331

$75,000 origin salary

In Texas$74,507
In Nebraska$75,496

$100,000 origin salary

In Texas$99,343
In Nebraska$100,662

$150,000 origin salary

In Texas$149,014
In Nebraska$150,992

Housing gap

Nebraska housing is 78.1; Texas is 77.7.

Salary planning

$100,000 in Nebraska is roughly $99,343 in Texas.

Statewide averages

Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.

Nebraska vs Texas cost of living FAQs

Texas has the lower cost of living by 0.6 index points. The composite indexes are 91.3 in Nebraska and 90.7 in Texas (US average = 100).

About $99,343 in Texas would provide similar statewide purchasing power to $100,000 in Nebraska, based on the composite indexes.

About $100,662 in Nebraska would provide similar statewide purchasing power to $100,000 in Texas.

Housing indexes are 78.1 in Nebraska and 77.7 in Texas. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.

No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.

Texas has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.

Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.