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Mississippi vs Indiana Cost of Living

Mississippi has the lower cost of living by 2.1 index points. Compare category indexes and equivalent salaries in both directions.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower cost of living

Mississippi is lower

2.1 index points lower. A $100,000 lifestyle in Indiana is roughly $97,622 in Mississippi.

Side-by-side cost of living scoreboard

Category-by-category comparison

Grocery

Mississippi93.2
Indiana97.9

Lower cost: Mississippi

Housing

Mississippi71
Indiana73

Lower cost: Mississippi

Utilities

Mississippi94.4
Indiana95.2

Lower cost: Mississippi

Transportation

Mississippi89.8
Indiana95.7

Lower cost: Mississippi

Health care

Mississippi85.1
Indiana91.5

Lower cost: Mississippi

Misc. goods & services

Mississippi93.7
Indiana93.5

Lower cost: Indiana

Equivalent salary examples

Salary needed in the destination state to match purchasing power in the origin state.

$50,000 origin salary

In Indiana$51,218
In Mississippi$48,811

$75,000 origin salary

In Indiana$76,827
In Mississippi$73,216

$100,000 origin salary

In Indiana$102,436
In Mississippi$97,622

$150,000 origin salary

In Indiana$153,654
In Mississippi$146,433

Housing gap

Mississippi housing is 71; Indiana is 73.

Salary planning

$100,000 in Mississippi is roughly $102,436 in Indiana.

Statewide averages

Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.

Mississippi vs Indiana cost of living FAQs

Mississippi has the lower cost of living by 2.1 index points. The composite indexes are 86.2 in Mississippi and 88.3 in Indiana (US average = 100).

About $102,436 in Indiana would provide similar statewide purchasing power to $100,000 in Mississippi, based on the composite indexes.

About $97,622 in Mississippi would provide similar statewide purchasing power to $100,000 in Indiana.

Housing indexes are 71 in Mississippi and 73 in Indiana. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.

No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.

Mississippi has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.

Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.