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Mississippi vs Alabama Cost of Living

Alabama has the lower cost of living by 1.2 index points. Compare category indexes and equivalent salaries in both directions.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower cost of living

Alabama is lower

1.2 index points lower. A $100,000 lifestyle in Mississippi is roughly $98,608 in Alabama.

Side-by-side cost of living scoreboard

Category-by-category comparison

Grocery

Mississippi93.2
Alabama95

Lower cost: Mississippi

Housing

Mississippi71
Alabama67.7

Lower cost: Alabama

Utilities

Mississippi94.4
Alabama96.9

Lower cost: Mississippi

Transportation

Mississippi89.8
Alabama88.8

Lower cost: Alabama

Health care

Mississippi85.1
Alabama85.6

Lower cost: Mississippi

Misc. goods & services

Mississippi93.7
Alabama91.8

Lower cost: Alabama

Equivalent salary examples

Salary needed in the destination state to match purchasing power in the origin state.

$50,000 origin salary

In Alabama$49,304
In Mississippi$50,706

$75,000 origin salary

In Alabama$73,956
In Mississippi$76,059

$100,000 origin salary

In Alabama$98,608
In Mississippi$101,412

$150,000 origin salary

In Alabama$147,912
In Mississippi$152,118

Housing gap

Mississippi housing is 71; Alabama is 67.7.

Salary planning

$100,000 in Mississippi is roughly $98,608 in Alabama.

Statewide averages

Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.

Mississippi vs Alabama cost of living FAQs

Alabama has the lower cost of living by 1.2 index points. The composite indexes are 86.2 in Mississippi and 85 in Alabama (US average = 100).

About $98,608 in Alabama would provide similar statewide purchasing power to $100,000 in Mississippi, based on the composite indexes.

About $101,412 in Mississippi would provide similar statewide purchasing power to $100,000 in Alabama.

Housing indexes are 71 in Mississippi and 67.7 in Alabama. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.

No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.

Alabama has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.

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Compare any two states

Composite index, category costs, and equivalent-salary examples.

Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.