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Illinois vs Ohio Cost of Living

Ohio has the lower cost of living by 1.4 index points. Compare category indexes and equivalent salaries in both directions.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower cost of living

Ohio is lower

1.4 index points lower. A $100,000 lifestyle in Illinois is roughly $98,528 in Ohio.

Side-by-side cost of living scoreboard

Ohio

93.7

composite · rank #20

Housing
86.3
Grocery
98.9
Utilities
100.9
Ohio profile →

Category-by-category comparison

Grocery

Illinois99.2
Ohio98.9

Lower cost: Ohio

Housing

Illinois84.7
Ohio86.3

Lower cost: Illinois

Utilities

Illinois102.6
Ohio100.9

Lower cost: Ohio

Transportation

Illinois97
Ohio92.7

Lower cost: Ohio

Health care

Illinois103
Ohio96.5

Lower cost: Ohio

Misc. goods & services

Illinois98.9
Ohio96

Lower cost: Ohio

Equivalent salary examples

Salary needed in the destination state to match purchasing power in the origin state.

$50,000 origin salary

In Ohio$49,264
In Illinois$50,747

$75,000 origin salary

In Ohio$73,896
In Illinois$76,121

$100,000 origin salary

In Ohio$98,528
In Illinois$101,494

$150,000 origin salary

In Ohio$147,792
In Illinois$152,241

Housing gap

Illinois housing is 84.7; Ohio is 86.3.

Salary planning

$100,000 in Illinois is roughly $98,528 in Ohio.

Statewide averages

Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.

Illinois vs Ohio cost of living FAQs

Ohio has the lower cost of living by 1.4 index points. The composite indexes are 95.1 in Illinois and 93.7 in Ohio (US average = 100).

About $98,528 in Ohio would provide similar statewide purchasing power to $100,000 in Illinois, based on the composite indexes.

About $101,494 in Illinois would provide similar statewide purchasing power to $100,000 in Ohio.

Housing indexes are 84.7 in Illinois and 86.3 in Ohio. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.

No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.

Ohio has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.

Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.