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Hawaii vs California Cost of Living

California has the lower cost of living by 44.3 index points. Compare category indexes and equivalent salaries in both directions.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower cost of living

California is lower

44.3 index points lower. A $100,000 lifestyle in Hawaii is roughly $76,028 in California.

Side-by-side cost of living scoreboard

Category-by-category comparison

Grocery

Hawaii136.3
California110.5

Lower cost: California

Housing

Hawaii302.4
California189.5

Lower cost: California

Utilities

Hawaii183.5
California134.6

Lower cost: California

Transportation

Hawaii149
California142

Lower cost: California

Health care

Hawaii113.1
California111.1

Lower cost: California

Misc. goods & services

Hawaii122.7
California116

Lower cost: California

Equivalent salary examples

Salary needed in the destination state to match purchasing power in the origin state.

$50,000 origin salary

In California$38,014
In Hawaii$65,765

$75,000 origin salary

In California$57,021
In Hawaii$98,648

$100,000 origin salary

In California$76,028
In Hawaii$131,530

$150,000 origin salary

In California$114,042
In Hawaii$197,295

Housing gap

Hawaii housing is 302.4; California is 189.5.

Salary planning

$100,000 in Hawaii is roughly $76,028 in California.

Statewide averages

Indexes average participating urban areas. Local rents and wages can differ sharply inside either state.

Hawaii vs California cost of living FAQs

California has the lower cost of living by 44.3 index points. The composite indexes are 184.8 in Hawaii and 140.5 in California (US average = 100).

About $76,028 in California would provide similar statewide purchasing power to $100,000 in Hawaii, based on the composite indexes.

About $131,530 in Hawaii would provide similar statewide purchasing power to $100,000 in California.

Housing indexes are 302.4 in Hawaii and 189.5 in California. Housing is often the largest driver, but groceries, utilities, transportation, health care, and other goods also matter.

No. These are statewide averages of participating urban areas. Your city, neighborhood, housing choice, family size, and spending mix can produce a very different personal cost of living.

California has the lower average index, but wages, taxes, insurance, schools, and job opportunities should also be compared.

Data period Q1 2026. Statewide urban-area averages; not personal budget calculations.