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Tax year 2026 · Single filer at $100k

Ohio flagOhio vs Arizona flagArizona

Take-home pay after federal tax, state income tax, and FICA — calculated with the same engine as our paycheck calculator.

By Sammy S. · Founder · AuthorUpdated for 2026

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Winner at $100k

Ohio

Extra take-home / year

$532

Per month

$44

Over 10 years

$5,320

Moving from Arizona → Ohio at $100,000

Metric vs metric

Lower tax and cost figures generally favor the highlighted cell. Rate structure notes sit under each state's calculator link.

MetricOhio flagOhioArizona flagArizona
Income tax2.75% · Flat 2.75%2.50% · Flat 2.50%
Combined sales tax~7.29%~8.54%
Effective property tax~1.36%~0.48%
Cost of living index93.7107.6
Median household income$67,800$71,200
Unemployment rate3.8%4%

Dig into each state's paycheck

Ohio calculator Arizona calculator

Ohio rate structure

Flat 2.75% state income tax on taxable wages (before credits).

Arizona rate structure

Flat 2.50% state income tax on taxable wages (before credits).

Overview

Ohio (Flat 2.75%) vs Arizona (Flat 2.50%). At $100,000 gross (single), Ohio typically leaves you with about $532 more take-home than Arizona after federal, state, and FICA. Sales tax ~7.29% vs ~8.54%; property tax ~1.36% vs ~0.48%. Median household income (ACS 2024): $67,800 vs $71,200.

Take-home by income

Net pay after federal income tax, state income tax, and FICA — single filer, standard deduction, no dependents (2026). Advantage is take-home in Arizona minus Ohio.

GrossOhio take-homeArizona take-homeAdvantage
$50,000$41,762$41,105−$657
$75,000$60,312$59,718−$594
$100,000Headline$77,212$76,680−$532
$150,000$110,448$110,041−$407
$200,000$144,209$143,927−$282
$500,000$327,509$327,977+$468

Assumptions: single filer, standard deduction, no dependents, tax year 2026. At $100k: FICA ≈ $7,650 in both states; effective total tax rate ≈ 22.8% in Ohio vs 23.3% in Arizona. Local city taxes are not included unless noted.

$100k tax breakdown: Ohio vs Arizona

Where a $100,000 paycheck goes after federal income tax, state income tax, and FICA (2026, single filer).

Line itemOhio flagOhioArizona flagArizona
Gross pay$100,000$100,000
Federal income tax (est.)$13,170$13,170
State income tax$1,968$2,500
FICA (SS + Medicare)$7,650$7,650
Take-home pay$77,212$76,680
Effective total tax rate22.8%23.3%
Monthly take-home$6,434$6,390

Federal estimates can differ slightly between states when state interactions affect taxable income. Combined sales tax ~7.29% (Ohio) vs ~8.54% (Arizona); effective property tax ~1.36% vs ~0.48%.

Pros & cons: Ohio vs Arizona

Tax structure, living costs, and lifestyle trade-offs beyond the paycheck number.

Ohio flagOhio

Pros

  • About $532/year more take-home at $100k gross (single) vs Arizona
  • Lower combined sales tax (~7.29% vs ~8.54% in Arizona)
  • Lower cost of living index (93.7 vs 107.6; 100 = US average)

Cons

  • −State income tax (Flat 2.75%) reduces take-home vs a $0-income-tax peer
  • −Higher effective property tax (~1.36% vs ~0.48% in Arizona)
  • −Local city/county taxes and credits are not fully modeled in the headline ladder

Arizona flagArizona

Pros

  • Lower top/marginal state rate (Flat 2.50%) than Ohio (Flat 2.75%)
  • Lower effective property tax (~0.48% vs ~1.36% in Ohio)
  • Higher median household income ($71,200 ACS 2024 vs $67,800)

Cons

  • −Roughly $532/year less take-home at $100k vs Ohio
  • −Higher combined sales tax (~8.54% vs ~7.29% in Ohio)
  • −Higher cost of living index (107.6 vs 93.7; 100 = US average)

Who wins when

Quick read on when each state is the better fit — beyond the headline tax number.

  • Ohio wins on take-home pay at every salary band in our ladder (single filer, standard deduction).
  • Ohio: About $532/year more take-home at $100k gross (single) vs Arizona
  • Ohio: Lower combined sales tax (~7.29% vs ~8.54% in Arizona)
  • Arizona: Lower top/marginal state rate (Flat 2.50%) than Ohio (Flat 2.75%)
  • Arizona: Lower effective property tax (~0.48% vs ~1.36% in Ohio)

How we calculate Ohio vs Arizona

Tax engine. Federal income tax uses 2026 IRS brackets and the standard deduction for a single filer. FICA includes Social Security and Medicare employee shares. State income tax applies Ohio's and Arizona's rules as modeled in our US calculator (Flat 2.75% vs Flat 2.50%).

What's included. Wage income only — no capital gains, self-employment tax, itemized deductions, credits, or local city wage taxes (e.g. NYC) unless noted. Sales tax (~7.29% vs ~8.54%) and property tax (~1.36% vs ~0.48%) are context metrics, not subtracted from the take-home ladder.

Cost of living. COL indexes (93.7 vs 107.6, 100 = US average) and median household income ($67,800 vs $71,200) help interpret whether a paycheck win buys more in real life. For city-level equivalent salary, use the Ohio → Arizona relocation calculator.

Frequently asked questions

Common questions about Ohio vs Arizona taxes, take-home pay, and relocation.

At $100,000 gross (single, standard deduction, no dependents), estimated take-home is $77,212 in Ohio vs $76,680 in Arizona — about $532/year more in Ohio (≈ $44/month, $5,320 over 10 years). State income tax alone is $1,968 vs $2,500. Actual savings depend on filing status, deductions, local taxes, and housing.

Ohio: Flat 2.75% — Flat 2.75% state income tax on taxable wages (before credits). Arizona: Flat 2.50% — Flat 2.50% state income tax on taxable wages (before credits). Ohio has the lower state income tax burden at typical W-2 income levels (about $532 less state tax at $100k in this model). Federal income tax and FICA (Social Security + Medicare) apply in both states.

Combined sales tax averages ~7.29% in Ohio and ~8.54% in Arizona. Effective property tax rates are roughly 1.36% vs 0.48% of home value. Income-tax savings can be offset (or amplified) by these taxes depending on housing and spending — model both with our relocation calculator.

Remote workers who can choose domicile often prioritize state income tax. Compare take-home in the income ladder, then factor cost of living (Ohio COL index 93.7 vs Arizona 107.6, 100 = US average) and median household income ($67,800 vs $71,200). Use our paycheck calculator for your exact salary and filing status.

Cost of living indexes: Ohio 93.7 vs Arizona 107.6 (100 = US average). Median household income (ACS 2024): $67,800 vs $71,200. Unemployment: 3.8% vs 4%. A paycheck win can be erased by higher rents or home prices — check city-level COL on our relocation tool.

Yes. Figures use our 2026 federal brackets, FICA wage base, and Ohio/Arizona state income tax rules as modeled in our US tax engine. Assumptions: single filer, standard deduction, no dependents, no itemized deductions or credits beyond the engine defaults. Tax laws change — verify with your state DOR or a tax professional before relocating. Arizona → Ohio movers should also confirm domicile rules and withholding.

Moving Ohio → Arizona?

Model cost-of-living equivalent salary, or open each state's paycheck calculator with your filing status and deductions.

Relocation calculator Ohio calculatorArizona calculator

Related tools

US paycheck calculatorFederal, state, and FICA take-homeRelocation city compareCOL ranks and city-to-city movesRelocation salary calculatorCity COL + equivalent salarySalary comparison by stateTake-home ladders by stateCost of living by stateStatewide affordability indexesTotal tax burden by stateIncome, sales, and property togetherMetro paycheck examplesCity take-home on $100k

Estimates only for tax year 2026. Not tax advice — verify with your state tax agency or a CPA before relocating. Figures assume a single filer with the standard deduction and no dependents.