Maine vs 
Minnesota
Take-home pay after federal tax, state income tax, and FICA — calculated with the same engine as our paycheck calculator.
By Sammy S. · Founder · AuthorUpdated for 2026
Winner at $100k
Minnesota
Extra take-home / year
$268
Per month
$22
Over 10 years
$2,680
Moving from Maine → Minnesota at $100,000
Metric vs metric
Lower tax and cost figures generally favor the highlighted cell. Rate structure notes sit under each state's calculator link.
| Metric | Maine | Minnesota |
|---|---|---|
| Income tax | 7.15% · Progressive (top 7.15%) | 9.85% · Progressive (top 9.85%) |
| Combined sales tax | ~5.5% | ~8.14% |
| Effective property tax | ~0.98% | ~1% |
| Cost of living index | 114.6 | 93.4 |
| Median household income | $70,800 | $86,800 |
| Unemployment rate | 3.3% | 2.9% |
Dig into each state's paycheck
Maine rate structure
Progressive brackets with a top marginal rate of about 7.15%.
Minnesota rate structure
Progressive brackets with a top marginal rate of about 9.85%.
Overview
Maine (Progressive (top 7.15%)) vs Minnesota (Progressive (top 9.85%)). At $100,000 gross (single), Minnesota typically leaves you with about $268 more take-home than Maine after federal, state, and FICA. Sales tax ~5.5% vs ~8.14%; property tax ~0.98% vs ~1%. Median household income (ACS 2024): $70,800 vs $86,800.
Take-home by income
Net pay after federal income tax, state income tax, and FICA — single filer, standard deduction, no dependents (2026). Advantage is take-home in Minnesota minus Maine.
| Gross | Maine take-home | Minnesota take-home | Advantage |
|---|---|---|---|
| $50,000 | $40,516 | $40,706 | +$190 |
| $75,000 | $58,066 | $58,256 | +$190 |
| $100,000Headline | $73,875 | $74,143 | +$268 |
| $150,000 | $104,911 | $105,074 | +$163 |
| $200,000 | $136,472 | $136,285 | −$187 |
| $500,000 | $306,572 | $298,533 | −$8,039 |
Assumptions: single filer, standard deduction, no dependents, tax year 2026. At $100k: FICA ≈ $7,650 in both states; effective total tax rate ≈ 26.1% in Maine vs 25.9% in Minnesota. Local city taxes are not included unless noted.
$100k tax breakdown: Maine vs Minnesota
Where a $100,000 paycheck goes after federal income tax, state income tax, and FICA (2026, single filer).
| Line item | Maine | Minnesota |
|---|---|---|
| Gross pay | $100,000 | $100,000 |
| Federal income tax (est.) | $13,170 | $13,170 |
| State income tax | $5,305 | $5,037 |
| FICA (SS + Medicare) | $7,650 | $7,650 |
| Take-home pay | $73,875 | $74,143 |
| Effective total tax rate | 26.1% | 25.9% |
| Monthly take-home | $6,156 | $6,179 |
Federal estimates can differ slightly between states when state interactions affect taxable income. Combined sales tax ~5.5% (Maine) vs ~8.14% (Minnesota); effective property tax ~0.98% vs ~1%.
Pros & cons: Maine vs Minnesota
Tax structure, living costs, and lifestyle trade-offs beyond the paycheck number.
Maine
Pros
- Lower top/marginal state rate (Progressive (top 7.15%)) than Minnesota (Progressive (top 9.85%))
- Lower combined sales tax (~5.5% vs ~8.14% in Minnesota)
- Modeled with our 2026 federal + state + FICA paycheck engine
Cons
- −Roughly $268/year less take-home at $100k vs Minnesota
- −Higher cost of living index (114.6 vs 93.4; 100 = US average)
- −Lower median household income ($70,800 ACS 2024 vs $86,800)
- −Higher unemployment rate (3.3% vs 2.9%)
Minnesota
Pros
- About $268/year more take-home at $100k gross (single) vs Maine
- Lower cost of living index (93.4 vs 114.6; 100 = US average)
- Higher median household income ($86,800 ACS 2024 vs $70,800)
- Lower unemployment rate (2.9% vs 3.3%)
Cons
- −State income tax (Progressive (top 9.85%)) reduces take-home vs a $0-income-tax peer
- −Higher combined sales tax (~8.14% vs ~5.5% in Maine)
- −Local city/county taxes and credits are not fully modeled in the headline ladder
Who wins when
Quick read on when each state is the better fit — beyond the headline tax number.
- Minnesota wins on take-home pay at every salary band in our ladder (single filer, standard deduction).
- Maine: Lower top/marginal state rate (Progressive (top 7.15%)) than Minnesota (Progressive (top 9.85%))
- Maine: Lower combined sales tax (~5.5% vs ~8.14% in Minnesota)
- Minnesota: About $268/year more take-home at $100k gross (single) vs Maine
- Minnesota: Lower cost of living index (93.4 vs 114.6; 100 = US average)
How we calculate Maine vs Minnesota
Tax engine. Federal income tax uses 2026 IRS brackets and the standard deduction for a single filer. FICA includes Social Security and Medicare employee shares. State income tax applies Maine's and Minnesota's rules as modeled in our US calculator (Progressive (top 7.15%) vs Progressive (top 9.85%)).
What's included. Wage income only — no capital gains, self-employment tax, itemized deductions, credits, or local city wage taxes (e.g. NYC) unless noted. Sales tax (~5.5% vs ~8.14%) and property tax (~0.98% vs ~1%) are context metrics, not subtracted from the take-home ladder.
Cost of living. COL indexes (114.6 vs 93.4, 100 = US average) and median household income ($70,800 vs $86,800) help interpret whether a paycheck win buys more in real life. For city-level equivalent salary, use the Maine → Minnesota relocation calculator.
Frequently asked questions
Common questions about Maine vs Minnesota taxes, take-home pay, and relocation.
Moving Maine → Minnesota?
Model cost-of-living equivalent salary, or open each state's paycheck calculator with your filing status and deductions.
Related tools
Estimates only for tax year 2026. Not tax advice — verify with your state tax agency or a CPA before relocating. Figures assume a single filer with the standard deduction and no dependents.