Arizona vs 
Ohio
Take-home pay after federal tax, state income tax, and FICA — calculated with the same engine as our paycheck calculator.
By Sammy S. · Founder · AuthorUpdated for 2026
Winner at $100k
Ohio
Extra take-home / year
$532
Per month
$44
Over 10 years
$5,320
Moving from Arizona → Ohio at $100,000
Metric vs metric
Lower tax and cost figures generally favor the highlighted cell. Rate structure notes sit under each state's calculator link.
| Metric | Arizona | Ohio |
|---|---|---|
| Income tax | 2.50% · Flat 2.50% | 2.75% · Flat 2.75% |
| Combined sales tax | ~8.54% | ~7.29% |
| Effective property tax | ~0.48% | ~1.36% |
| Cost of living index | 107.6 | 93.7 |
| Median household income | $71,200 | $67,800 |
| Unemployment rate | 4% | 3.8% |
Dig into each state's paycheck
Arizona rate structure
Flat 2.50% state income tax on taxable wages (before credits).
Ohio rate structure
Flat 2.75% state income tax on taxable wages (before credits).
Overview
Arizona (Flat 2.50%) vs Ohio (Flat 2.75%). At $100,000 gross (single), Ohio typically leaves you with about $532 more take-home than Arizona after federal, state, and FICA. Sales tax ~8.54% vs ~7.29%; property tax ~0.48% vs ~1.36%. Median household income (ACS 2024): $71,200 vs $67,800.
Take-home by income
Net pay after federal income tax, state income tax, and FICA — single filer, standard deduction, no dependents (2026). Advantage is take-home in Ohio minus Arizona.
| Gross | Arizona take-home | Ohio take-home | Advantage |
|---|---|---|---|
| $50,000 | $41,105 | $41,762 | +$657 |
| $75,000 | $59,718 | $60,312 | +$594 |
| $100,000Headline | $76,680 | $77,212 | +$532 |
| $150,000 | $110,041 | $110,448 | +$407 |
| $200,000 | $143,927 | $144,209 | +$282 |
| $500,000 | $327,977 | $327,509 | −$468 |
Assumptions: single filer, standard deduction, no dependents, tax year 2026. At $100k: FICA ≈ $7,650 in both states; effective total tax rate ≈ 23.3% in Arizona vs 22.8% in Ohio. Local city taxes are not included unless noted.
$100k tax breakdown: Arizona vs Ohio
Where a $100,000 paycheck goes after federal income tax, state income tax, and FICA (2026, single filer).
| Line item | Arizona | Ohio |
|---|---|---|
| Gross pay | $100,000 | $100,000 |
| Federal income tax (est.) | $13,170 | $13,170 |
| State income tax | $2,500 | $1,968 |
| FICA (SS + Medicare) | $7,650 | $7,650 |
| Take-home pay | $76,680 | $77,212 |
| Effective total tax rate | 23.3% | 22.8% |
| Monthly take-home | $6,390 | $6,434 |
Federal estimates can differ slightly between states when state interactions affect taxable income. Combined sales tax ~8.54% (Arizona) vs ~7.29% (Ohio); effective property tax ~0.48% vs ~1.36%.
Pros & cons: Arizona vs Ohio
Tax structure, living costs, and lifestyle trade-offs beyond the paycheck number.
Arizona
Pros
- Lower top/marginal state rate (Flat 2.50%) than Ohio (Flat 2.75%)
- Lower effective property tax (~0.48% vs ~1.36% in Ohio)
- Higher median household income ($71,200 ACS 2024 vs $67,800)
Cons
- −Roughly $532/year less take-home at $100k vs Ohio
- −Higher combined sales tax (~8.54% vs ~7.29% in Ohio)
- −Higher cost of living index (107.6 vs 93.7; 100 = US average)
Ohio
Pros
- About $532/year more take-home at $100k gross (single) vs Arizona
- Lower combined sales tax (~7.29% vs ~8.54% in Arizona)
- Lower cost of living index (93.7 vs 107.6; 100 = US average)
Cons
- −State income tax (Flat 2.75%) reduces take-home vs a $0-income-tax peer
- −Higher effective property tax (~1.36% vs ~0.48% in Arizona)
- −Local city/county taxes and credits are not fully modeled in the headline ladder
Who wins when
Quick read on when each state is the better fit — beyond the headline tax number.
- Ohio wins on take-home pay at every salary band in our ladder (single filer, standard deduction).
- Arizona: Lower top/marginal state rate (Flat 2.50%) than Ohio (Flat 2.75%)
- Arizona: Lower effective property tax (~0.48% vs ~1.36% in Ohio)
- Ohio: About $532/year more take-home at $100k gross (single) vs Arizona
- Ohio: Lower combined sales tax (~7.29% vs ~8.54% in Arizona)
How we calculate Arizona vs Ohio
Tax engine. Federal income tax uses 2026 IRS brackets and the standard deduction for a single filer. FICA includes Social Security and Medicare employee shares. State income tax applies Arizona's and Ohio's rules as modeled in our US calculator (Flat 2.50% vs Flat 2.75%).
What's included. Wage income only — no capital gains, self-employment tax, itemized deductions, credits, or local city wage taxes (e.g. NYC) unless noted. Sales tax (~8.54% vs ~7.29%) and property tax (~0.48% vs ~1.36%) are context metrics, not subtracted from the take-home ladder.
Cost of living. COL indexes (107.6 vs 93.7, 100 = US average) and median household income ($71,200 vs $67,800) help interpret whether a paycheck win buys more in real life. For city-level equivalent salary, use the Arizona → Ohio relocation calculator.
Frequently asked questions
Common questions about Arizona vs Ohio taxes, take-home pay, and relocation.
Moving Arizona → Ohio?
Model cost-of-living equivalent salary, or open each state's paycheck calculator with your filing status and deductions.
Related tools
Estimates only for tax year 2026. Not tax advice — verify with your state tax agency or a CPA before relocating. Figures assume a single filer with the standard deduction and no dependents.