Alabama vs 
Maine
Take-home pay after federal tax, state income tax, and FICA — calculated with the same engine as our paycheck calculator.
By Sammy S. · Founder · AuthorUpdated for 2026
Winner at $100k
Alabama
Extra take-home / year
$570
Per month
$48
Over 10 years
$5,700
Moving from Maine → Alabama at $100,000
Metric vs metric
Lower tax and cost figures generally favor the highlighted cell. Rate structure notes sit under each state's calculator link.
| Metric | Alabama | Maine |
|---|---|---|
| Income tax | 5% · Progressive (top 5%) | 7.15% · Progressive (top 7.15%) |
| Combined sales tax | ~9.46% | ~5.5% |
| Effective property tax | ~0.37% | ~0.98% |
| Cost of living index | 85 | 114.6 |
| Median household income | $61,200 | $70,800 |
| Unemployment rate | 3.2% | 3.3% |
Dig into each state's paycheck
Alabama rate structure
Progressive brackets with a top marginal rate of about 5%.
Maine rate structure
Progressive brackets with a top marginal rate of about 7.15%.
Overview
Alabama (Progressive (top 5%)) vs Maine (Progressive (top 7.15%)). At $100,000 gross (single), Alabama typically leaves you with about $570 more take-home than Maine after federal, state, and FICA. Sales tax ~9.46% vs ~5.5%; property tax ~0.37% vs ~0.98%. Median household income (ACS 2024): $61,200 vs $70,800.
Take-home by income
Net pay after federal income tax, state income tax, and FICA — single filer, standard deduction, no dependents (2026). Advantage is take-home in Maine minus Alabama.
| Gross | Alabama take-home | Maine take-home | Advantage |
|---|---|---|---|
| $50,000 | $40,120 | $40,516 | +$396 |
| $75,000 | $58,108 | $58,066 | −$42 |
| $100,000Headline | $74,445 | $73,875 | −$570 |
| $150,000 | $106,556 | $104,911 | −$1,645 |
| $200,000 | $139,192 | $136,472 | −$2,720 |
| $500,000 | $315,742 | $306,572 | −$9,170 |
Assumptions: single filer, standard deduction, no dependents, tax year 2026. At $100k: FICA ≈ $7,650 in both states; effective total tax rate ≈ 25.6% in Alabama vs 26.1% in Maine. Local city taxes are not included unless noted.
$100k tax breakdown: Alabama vs Maine
Where a $100,000 paycheck goes after federal income tax, state income tax, and FICA (2026, single filer).
| Line item | Alabama | Maine |
|---|---|---|
| Gross pay | $100,000 | $100,000 |
| Federal income tax (est.) | $13,170 | $13,170 |
| State income tax | $4,735 | $5,305 |
| FICA (SS + Medicare) | $7,650 | $7,650 |
| Take-home pay | $74,445 | $73,875 |
| Effective total tax rate | 25.6% | 26.1% |
| Monthly take-home | $6,204 | $6,156 |
Federal estimates can differ slightly between states when state interactions affect taxable income. Combined sales tax ~9.46% (Alabama) vs ~5.5% (Maine); effective property tax ~0.37% vs ~0.98%.
Pros & cons: Alabama vs Maine
Tax structure, living costs, and lifestyle trade-offs beyond the paycheck number.
Alabama
Pros
- Lower top/marginal state rate (Progressive (top 5%)) than Maine (Progressive (top 7.15%))
- About $570/year more take-home at $100k gross (single) vs Maine
- Lower effective property tax (~0.37% vs ~0.98% in Maine)
- Lower cost of living index (85 vs 114.6; 100 = US average)
Cons
- −Higher combined sales tax (~9.46% vs ~5.5% in Maine)
- −Lower median household income ($61,200 ACS 2024 vs $70,800)
- −Local city/county taxes and credits are not fully modeled in the headline ladder
Maine
Pros
- Lower combined sales tax (~5.5% vs ~9.46% in Alabama)
- Higher median household income ($70,800 ACS 2024 vs $61,200)
- Modeled with our 2026 federal + state + FICA paycheck engine
Cons
- −State income tax (Progressive (top 7.15%)) reduces take-home vs a $0-income-tax peer
- −Roughly $570/year less take-home at $100k vs Alabama
- −Higher effective property tax (~0.98% vs ~0.37% in Alabama)
- −Higher cost of living index (114.6 vs 85; 100 = US average)
Who wins when
Quick read on when each state is the better fit — beyond the headline tax number.
- Alabama wins on take-home pay at every salary band in our ladder (single filer, standard deduction).
- Alabama: Lower top/marginal state rate (Progressive (top 5%)) than Maine (Progressive (top 7.15%))
- Alabama: About $570/year more take-home at $100k gross (single) vs Maine
- Maine: Lower combined sales tax (~5.5% vs ~9.46% in Alabama)
- Maine: Higher median household income ($70,800 ACS 2024 vs $61,200)
How we calculate Alabama vs Maine
Tax engine. Federal income tax uses 2026 IRS brackets and the standard deduction for a single filer. FICA includes Social Security and Medicare employee shares. State income tax applies Alabama's and Maine's rules as modeled in our US calculator (Progressive (top 5%) vs Progressive (top 7.15%)).
What's included. Wage income only — no capital gains, self-employment tax, itemized deductions, credits, or local city wage taxes (e.g. NYC) unless noted. Sales tax (~9.46% vs ~5.5%) and property tax (~0.37% vs ~0.98%) are context metrics, not subtracted from the take-home ladder.
Cost of living. COL indexes (85 vs 114.6, 100 = US average) and median household income ($61,200 vs $70,800) help interpret whether a paycheck win buys more in real life. For city-level equivalent salary, use the Alabama → Maine relocation calculator.
Frequently asked questions
Common questions about Alabama vs Maine taxes, take-home pay, and relocation.
Moving Alabama → Maine?
Model cost-of-living equivalent salary, or open each state's paycheck calculator with your filing status and deductions.
Related tools
Estimates only for tax year 2026. Not tax advice — verify with your state tax agency or a CPA before relocating. Figures assume a single filer with the standard deduction and no dependents.