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🇺🇸Updated 2025 price year · CCAoA / EPI lineage

2025 Childcare Costs by State

Compare center-based infant and preschool annual costs across all 50 states and Washington, DC. See income burden, HHS 7% affordability context, two-child totals, and head-to-head state comparisons.

By Sammy S. · Founder · AuthorUpdated for 2025

$28,356

Highest infant (DC)

7%

HHS affordability cap

$6,868

Lowest infant (MS)

51

States + DC covered

2025 childcare cost quick facts

Highest infant center cost

$28,356

District of Columbia

US average infant center

$14,802

50 states + DC

HHS affordability cap

7%

No state meets for infant

Head-to-head

Compare childcare costs between two states

Center-based infant and preschool annual costs, two-child totals, and share of median family income.

Compare any two states

Center-based infant and preschool costs with income burden.

All states + DC

2025 center-based childcare costs

Annual infant and preschool (4-year-old) center costs, monthly equivalents, and infant care as a percent of median family income. HHS affordability benchmark: 7%.

District of Columbia

Infant rank #1 · 11.8% income

$28,356

infant / yr

Massachusetts

Infant rank #2 · 18.1% income

$26,709

infant / yr

Minnesota

Infant rank #3 · 18.8% income

$22,569

infant / yr

California

Infant rank #4 · 18.4% income

$21,945

infant / yr

Colorado

Infant rank #5 · 17.9% income

$21,840

infant / yr

Hawaii

Infant rank #6 · 20% income

$21,167

infant / yr

Alaska

Infant rank #7 · 19.4% income

$20,943

infant / yr

Washington

Infant rank #8 · 17.5% income

$20,677

infant / yr

Connecticut

Infant rank #9 · 16.2% income

$20,254

infant / yr

Oregon

Infant rank #10 · 18.2% income

$19,064

infant / yr

Maryland

Infant rank #11 · 15.6% income

$18,946

infant / yr

Vermont

Infant rank #12 · 17% income

$18,836

infant / yr

New Jersey

Infant rank #13 · 13% income

$18,155

infant / yr

New Hampshire

Infant rank #14 · 13.4% income

$17,364

infant / yr

New York

Infant rank #15 · 15.5% income

$17,361

infant / yr

Ohio

Infant rank #16 · 17.7% income

$17,071

infant / yr

Wisconsin

Infant rank #17 · 16% income

$16,956

infant / yr

Rhode Island

Infant rank #18 · 15.7% income

$16,758

infant / yr

Delaware

Infant rank #19 · 15.7% income

$16,220

infant / yr

Illinois

Infant rank #20 · 14.3% income

$16,107

infant / yr

Nevada

Infant rank #21 · 18.3% income

$15,950

infant / yr

Arizona

Infant rank #22 · 16.5% income

$15,625

infant / yr

Indiana

Infant rank #23 · 16% income

$14,471

infant / yr

Virginia

Infant rank #24 · 13.1% income

$14,277

infant / yr

New Mexico

Infant rank #25 · 21% income

$14,244

infant / yr

Nebraska

Infant rank #26 · 14.3% income

$14,106

infant / yr

Pennsylvania

Infant rank #27 · 13.3% income

$13,354

infant / yr

Maine

Infant rank #28 · 13.6% income

$13,310

infant / yr

Missouri

Infant rank #29 · 14.6% income

$13,173

infant / yr

Utah

Infant rank #30 · 12.8% income

$13,094

infant / yr

Florida

Infant rank #31 · 14.1% income

$13,021

infant / yr

Montana

Infant rank #32 · 13.8% income

$12,778

infant / yr

Oklahoma

Infant rank #33 · 15.4% income

$12,468

infant / yr

North Dakota

Infant rank #34 · 10.9% income

$12,373

infant / yr

Tennessee

Infant rank #35 · 14.8% income

$12,249

infant / yr

Georgia

Infant rank #36 · 13% income

$11,863

infant / yr

North Carolina

Infant rank #37 · 12.8% income

$11,720

infant / yr

South Carolina

Infant rank #38 · 13.7% income

$11,512

infant / yr

Texas

Infant rank #39 · 11.6% income

$10,706

infant / yr

Michigan

Infant rank #40 · 10.9% income

$10,023

infant / yr

West Virginia

Infant rank #41 · 13.5% income

$9,692

infant / yr

Idaho

Infant rank #42 · 11.3% income

$9,630

infant / yr

Iowa

Infant rank #43 · 10.2% income

$9,605

infant / yr

Wyoming

Infant rank #44 · 11.1% income

$9,327

infant / yr

Kansas

Infant rank #45 · 10.1% income

$9,105

infant / yr

Arkansas

Infant rank #46 · 11.5% income

$8,873

infant / yr

Louisiana

Infant rank #47 · 10.5% income

$8,873

infant / yr

Kentucky

Infant rank #48 · 11.4% income

$8,756

infant / yr

South Dakota

Infant rank #49 · 9.4% income

$8,680

infant / yr

Alabama

Infant rank #50 · 9.8% income

$7,871

infant / yr

Mississippi

Infant rank #51 · 10% income

$6,868

infant / yr

Childcare cost by state profile

Key takeaways — childcare cost by state 2025

  • District of Columbia has the highest center-based infant cost in this 2025 dataset at $28,356/yr ($2,363/mo); Mississippi is lowest at $6,868/yr.
  • The US average infant center cost across 50 states and DC is about $14,802/yr—$1,234/mo at a straight ÷12.
  • HHS treats childcare as affordable at 7% of family income or less. Every state in this table exceeds that threshold for a single infant center slot.
  • Typical two-child burden (infant + preschool center slots) averages about 26% of median family income nationwide; New Mexico peaks at 35.8% for both children.
  • Federal dependent-care FSA (up to $5,000/yr) and the Child and Dependent Care Tax Credit may offset taxes—not list prices. Verify employer plans and IRS rules before budgeting.
  • High–low infant spread is $21,488/yr before subsidies, employer benefits, or home-based care alternatives.

Highest infant center costs (2025)

Top five jurisdictions by annual center-based infant tuition. HHS affordability benchmark: 7% of family income—all states exceed it for one infant slot in this dataset.

How to read this page

Childcare cost by state in 2025: what the rankings show

This hub ranks center-based childcare prices for all 50 states and Washington, DC using a 2025 price-year table compiled from Child Care Aware of America and Economic Policy Institute lineage. Each row shows annual infant care, preschool (4-year-old) center care, and how infant cost compares to state median family income.

District of Columbia leads on sticker price at $28,356 for infant center care; Mississippi is lowest at $6,868. Rankings by dollar cost and by share of income can diverge because median wages differ—open a state profile for both views.

Use the table and compare tool when evaluating relocation offers, dual-income budgets, or how much of a paycheck center care might consume alongside housing and taxes.

How to read infant, preschool, and two-child totals

Infant annual is a full-time center slot for an infant. Preschool annual is center-based care for a 4-year-old. Monthly figures on state pages are annual ÷12 rounded—providers may bill weekly or with deposits that differ slightly.

Two-child total adds infant plus preschool annual costs as a simple illustration of staggered ages (not twins). It does not include school-age before/after care, nannies, or family child care homes.

Percent-of-income uses published infant share values and derived two-child shares from the same median family income series. Your household income may be above or below the state median, so treat percentages as benchmarks, not personal quotes.

Affordability and the 7% HHS benchmark

The U.S. Department of Health and Human Services defines affordable childcare as costing no more than 7% of family income. In this dataset, infant center care exceeds that cap in every jurisdiction—often by a wide margin.

New Mexico shows the heaviest infant burden at 21% of median family income (affordability rank #1 = least affordable). Even Mississippi, with the lowest infant price, still posts 10% of median income.

State subsidies, Head Start, employer stipends, and expanded free-care pilots can reduce out-of-pocket cost below these market averages. This guide shows market-price benchmarks, not net cost after aid.

Dependent-care FSA and child care tax credit (educational)

A dependent-care flexible spending account lets eligible employees contribute pre-tax dollars toward qualifying work-related care. The federal cap is $5,000 per year ($2,500 if married filing separately). That reduces income tax; it does not change the provider’s listed tuition.

The federal Child and Dependent Care Tax Credit may reimburse part of eligible expenses for qualifying dependents, with percentage and dollar limits that phase down as income rises. Rules differ from the Child Tax Credit—this hub does not compute either credit.

Some states add dependent-care credits or sliding-scale subsidies. Layer those on after you estimate gross tuition from the state table, then talk with a tax professional or your HR benefits team for enrollment deadlines.

Who this childcare cost hub helps

Useful if…

  • •Parents comparing center tuition before a move or job change.
  • •Dual-income households sizing infant care against median local wages.
  • •HR and benefits teams explaining how FSAs interact with local market rates.
  • •Researchers citing ranked, dated state childcare benchmarks.

Use official tools if…

  • •You need a personalized subsidy eligibility determination or copay quote.
  • •Your care is in-home, nanny-shared, or part-time—not full-time center.
  • •You need current quotes from a specific provider or zip code.
  • •You need legal advice on divorce custody cost splits or employer reimbursement policies.

Childcare cost comparison checklist

Steps before treating a ranking as a relocation or budget decision.

  1. 1Note infant annual cost and national rank (#1 = highest price).
  2. 2Compare infant share of income to the 7% HHS cap.
  3. 3Add preschool annual if you will have a 4-year-old in center care the same year.
  4. 4Sum infant + preschool for a two-child illustration when ages are staggered.
  5. 5Open a state-vs-state compare page before treating one ranking as a move decision.
  6. 6Layer employer FSA, federal CDCTC, and state subsidies after gross tuition.
  7. 7Confirm quotes with local centers—averages hide county and quality differences.

Methodology

  • Center-based annual averages for infant care and 4-year-old preschool from Child Care Aware / Economic Policy Institute lineage, compiled in a 2025 price-year table (underlying surveys often 2023–2024).
  • Median family income is state-level from the same compiled source; infant share of income uses published percentages where provided.
  • HHS affordability benchmark: childcare should cost no more than 7% of family income. None of the states in this dataset meet that threshold for a single infant center slot.
  • Florida preschool figure adjusted from a likely truncated secondary table value; verify against CCAoA state fact sheets.
  • The US infant average shown on this hub is the unweighted mean of the 51 rows (2025 compiled table). It is not the same as CCAoA's multi-method national average published in Child Care in America: 2025 Price & Supply (May 2026).
  • Federal dependent-care FSA and Child and Dependent Care Tax Credit are educational notes only—not personalized credit calculations. State subsidies and free-care pilots (e.g., New Mexico rollout) may reduce out-of-pocket costs below market averages shown.

Highest vs lowest infant cost

Mississippi averages $6,868 for infant center care—the lowest in the table—while District of Columbia is highest at $28,356. Local subsidies, employer benefits, and care type change what families actually pay.

Childcare cost by state FAQs

District of Columbia leads at $28,356 per year ($2,363/month), followed by Massachusetts and Minnesota in this 2025 price-year dataset.

Mississippi has the lowest infant center cost at $6,868 per year ($572/month).

The U.S. Department of Health and Human Services considers childcare affordable when it costs no more than 7% of family income. Every state in this table exceeds that threshold for a single infant center slot.

We divide the annual center-based infant cost by median family income for the state (same source lineage as the price table) and express the result as a percentage. Two-child share uses infant plus preschool annual costs divided by median family income.

If your employer offers a dependent-care flexible spending account, you can set aside up to $5,000 per year ($2,500 MFS) in pre-tax dollars for eligible care. That lowers income tax but does not change the market price shown here.

The federal credit can reimburse part of eligible work-related childcare expenses for qualifying dependents. Credit percentages and limits depend on AGI and expenses. This hub does not compute credits; see our child tax credit calculator for related federal credit context.

New Mexico has the highest infant share of median family income at 21%, meaning center infant care consumes the largest slice of a typical family budget in this dataset.

Prices reflect a 2025 price year compiled from Child Care Aware / EPI lineage (often 2023–2024 underlying surveys). Page data last updated 2026-07-31. Local rates change with supply, wages, and policy.

1. District of Columbia $28,356/yr; 2. Massachusetts $26,709/yr; 3. Minnesota $22,569/yr; 4. California $21,945/yr; 5. Colorado $21,840/yr.

Dollar rank sorts raw tuition. Affordability rank sorts infant cost divided by state median family income. A mid-price state can feel harder if local wages are lower—compare both columns on the hub table.

No. It adds one infant center slot plus one preschool (4-year-old) center slot—a common staggered-age illustration. Twins or two infants would require doubling infant pricing or custom quotes.

About $21,488 per year in this dataset ($6,868 vs $28,356). Subsidies and employer aid can narrow the gap families actually pay.

Child Care Aware of America / Economic Policy Institute lineage compiled in a 2025 price-year table (underlying surveys often 2023–2024). See EPI and CCAoA sources linked at the bottom of each page.

Market tuition is not fully deductible. Dependent-care FSAs and the Child and Dependent Care Tax Credit offset qualifying work-related care within IRS limits—they do not reduce the list price shown here.