London
Origin gross
£50,000
- COL index
- 166.6
- Take-home
- £39,520
- Tax bands
- rUK
Locked £50,000 vignette: need about £40,366 in Bristol (-19%). ONS PIPR rent COL 166.6 → 134.5, with PAYE + Class 1 NI take-home.
By Sammy S. · Founder · AuthorUpdated for 2026
COL-adjusted verdict
£40,366 in Bristol vs £50,000 in London — gap ≈ £9,634.
Origin gross
£50,000
Equivalent gross
£40,366
Average private rents and house prices from ONS PIPR / UK HPI local statistics — stress-test context alongside the COL-adjusted salary.
London
London (region average)
Bristol
Bristol
Rent delta ≈ -£449/mo (-£5,388/yr). Affordability at equivalent gross: Stretched (~56% of gross).
Same COL ratio applied across gross levels — equivalent in Bristol and take-home at that equivalent.
| Gross in London | Equiv. in Bristol | Change | TH origin | TH at equiv. |
|---|---|---|---|---|
| £40,000 | £32,293 | -19% | £32,320 | £26,771 |
| £50,000Headline | £40,366 | -19% | £39,520 | £32,583 |
| £60,000 | £48,439 | -19% | £45,357 | £38,396 |
| £75,000 | £60,549 | -19% | £54,057 | £45,676 |
| £100,000 | £80,732 | -19% | £68,557 | £57,382 |
£40,000 in London
£50,000 in London
£60,000 in London
£75,000 in London
£100,000 in London
| Metric | London | Bristol |
|---|---|---|
| Equivalent gross (locked vignette) | £50,000 | £40,366 |
| COL index (ONS PIPR rent) | 166.6 | 134.5 |
| Take-home at vignette / equivalent | £39,520 | £32,583 |
| Take-home if same gross in destination | £39,520 | £39,520 |
| Tax band group | HMRC rUK | HMRC rUK |
| Avg private rent (August 2026 / August 2026) | £2,332/mo | £1,883/mo |
| Avg house price (July 2026) | £550,000 | £352,000 |
| Deposit estimate (5 weeks Eng/Wales) | £2,691 | £2,173 |
| Council Tax Band D (2026/27) | £2,090 | £2,714 |
Locked vignette
£50,000 gross in London, single PAYE, no pension / student loan.
Rent COL source
ONS PIPR August 2026 — UK average £1,400/mo = index 100.
Personalize
Open the calculator with your gross, then stress-test ONS rent and Band D on the results panel.
Read the verdict banner
See whether Bristol needs more or less gross than London on the locked vignette.
Compare the scoreboard
Check COL, equivalent gross, and take-home on both sides before negotiating.
Scan the salary ladder
See how the equivalent target scales from £40k through £100k on this corridor.
Open the calculator
Personalize at /uk-relocation-salary-calculator with your real offer and cities.
This page holds a locked UK relocation salary vignette (£50,000 gross, single PAYE) moving from London to Bristol. Equivalent gross scales with the ONS PIPR rent COL ratio; take-home uses the UK tax engine for each city’s band group.
Bristol needs about £9,634 less gross than London (£40,366 vs £50,000) on this rent-relative COL model.
Modeled take-home stays ≈ £39,520 in London and ≈ £32,583 at the equivalent gross in Bristol. Same-gross take-home in Bristol is ≈ £39,520.
COL indexes are ONS PIPR average private rents (August 2026): metro rent ÷ UK average (£1,400) × 100. London is 166.6; Bristol is 134.5.
Published average rents: £2,332/mo in London vs £1,883/mo in Bristol. Average house prices: £550,000 vs £352,000 (July 2026).
ONS has not refreshed a full-basket Relative Regional Consumer Price Level series since 2016 — this tool uses the current monthly PIPR rent series for spatial cost.
London uses HMRC rUK; Bristol uses HMRC rUK. Class 1 NI is UK-wide on this model.
Both cities share the same income-tax band group on this model, so same-gross take-home matches; COL drives the equivalent-gross target.
Pension salary sacrifice, student loans, and Marriage Allowance are not modeled on this locked page — personalize on the UK tax calculator.
International shipping, flights, and visa cash belong on the UK relocation cost calculator — not in equivalent gross.
PIPR COL is rent-relative, not a full consumer basket (childcare, commute, and groceries are outside the index).
Enter your real offer on the UK relocation salary calculator (/uk-relocation-salary-calculator) to refresh take-home and housing stress-tests.
Origin gross × (destination COL ÷ origin COL). On this corridor: £40,366.
Average private rent ÷ UK average × 100 (August 2026). Not a street-level quote.
PAYE + Class 1 NI if you earn the equivalent gross in Bristol: ≈ £32,583.
England/Wales five-week cap estimate for Bristol: ≈ £2,173 (Tenant Fees Act).
Myth: “Same take-home in London and Bristol means the same lifestyle.”
Fact: rUK metros often share modeled take-home at equal gross; PIPR rent COL (166.6 vs 134.5) drives the equivalent-gross target.
Myth: “COL-adjusted salary is what HMRC taxes.”
Fact: HMRC taxes your actual taxable pay. The equivalent figure is a negotiation / planning target only.
Myth: “ONS average rent is what you’ll pay on your street.”
Fact: PIPR averages are LA / BRMA stock measures. Use them as a stress-test, then check local listings.
Compare any two UK cities
Prefer the reverse corridor? Bristol → London